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    • If that was the reason then that is good news. The whole reason that being able to charge £100 for breaching private car park rules is because the law Lords decided in a celebrated case that the rogues had a legitimate interest in keeping their car park spaces available for all motorists . {parking Eye v Beavis]. However when the business is closed then there is no legitimate interest in keeping spaces free so to charge £100 is a penalty. As such any Court would automatically throw out the case when the penalty charge is accepted.
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    • yep they can be a bit like the TV licencing lot. for 4yrs ive been getting a series of about 8-10 diff letters that just go round a loop. currently upto 61
    • thread tidied. new thread for the court claim is here  
    • new thread created for this claimform please post here now for anything to do with it now . pop up on the bulk court website detailed on the claimform. [if it is not working return after the w/end or the next day if week time] . When you select ‘Register’, you will be taken to a screen titled ‘Sign in using Government Gateway’. Choose ‘Create sign in details’ to register for the first time. You will be asked to provide your name, email address, set a password and a memorable recovery word. You will be emailed your Government Gateway 12-digit User ID. You should make a note of your memorable word, or password as these are not included in the email.  then log in to the bulk court Website .  select respond to a claim and select the start AOS box. .  then using the details required from the claimform . defend all leave jurisdiction unticked  you DO NOT file a defence at this time [BUT you MUST file a defence regardless by day 33 ] click thru to the end confirm and exit the website .. get a CCA Request running to the claimant . https://www.consumeractiongroup.co.uk/topic/332502-cca-request-consumer-credit-act-1974-updated-january-2015/ .. Leave the £1 PO unsigned and uncrossed . get a CPR  31:14  request running to the solicitors [if one is not listed send to the claimant] ... https://www.consumeractiongroup.co.uk/topic/332546-legal-cpr-3114-request-request-for-information-when-a-claim-has-been-issued/ . .use our other CPR letter if the claim is for an OD or Telecom Debt or Util debt]  https://www.consumeractiongroup.co.uk/topic/332546-legal-cpr-3114-request-request-for-information-when-a-claim-has-been-issued/ on BOTH type your name ONLY Do Not sign anything .do not ever use or give an email . you DO NOT await the return of ANY paperwork  you MUST file a defence regardless by day 33 from the date on the claimform [1 in the count] ..............  
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Natwest Credit Cards claim!


ABA
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Hi Everyone,

 

Just joined this forum! I have initiated my claim through moneyonline.gov.uk. against Natwest Credit Cards. I am claiming unfair 'overlimit' and 'late payment' fees that they have charged me since the past 2 years.

 

Before I went forward with this claim, they had offered a refund of the difference between £20 they charged me and £12, which is their new charge, equals £8. I have 8 such instances and they offered £64! I have declined the offer and decided to go to small courts and file for my full claim!

 

Anybody having made similar claims from Natwest CC or any other bank card provider, I am eager to hear from you!!

 

Cheers

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Hi again ABA! Sounds like you've got the credit card claim in hand - and you've done the right thing by rejecting their silly over to refund the difference!!!

 

Keep us posted on your progress - best of luck, hedgey xxx :p

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Yep, they will still payout eventually, just hang in there and keep rejecting, let the courts decide, but they wont need to. They will settle in full before court hearing date. Lol. All the best, Fendy xxx

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Hi I am starting today for the first time to do the same as yourself for my son. What I am confused about is they seem to have charged two interest payments per month and an overlimit fee. My son stupidly used his credit card to withdraw cash so they have charged interest on purchases and interest on cash can I claim back the interest on cash as well. Finding it hard to work all this out just read your thread . Sheri

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Hi Sheri,

 

I am unaware if one can claim back the interest on cash! Check this thread for what charges can and cannot be claimed - http://www.consumeractiongroup.co.uk/forum/natwest-bank/79547-natwest-charges-guide.html. If you are still having problems, I would suggest you start your own thread and there will be loads of advise and support from others!

 

Hope this helps! Cheers ABA

  • Haha 1
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Hi Guys,

 

I have today received a 'Notice of Issue' from the courts, looks like a pretty standard letter that states that the defendant may dispute / admit the claims etc etc.

 

However this is from the NORTHAMPTON County Court. Should'nt this have been issued by a court closer to my place? Also, would that mean I will have to go to NORTHAMPTON if Natwest defend? I live in Bracknell, about 100 miles away!! For information, I have used MCO to file my claim!!

 

Any ideas..... Thanks ABA

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Hi ABA!

 

Don't worry, this'll probs be transferred to your local court soon. But one of the court crew should be along soon to confirm. Stay focused....... you're nearly there now!!! Hedgey xxxxx :p

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Hi Guys,

 

I have received a letter from Northampton County Courts stating that Natwest Credit Cards would be defending all of the claim. It says Natwest has 28 days to defend this claim!

 

Wonder on what basis they will defend the claim. They have been chewing my money illegally since the past few years.......this post is just to keep you updated and to know anything I should do prepare in my defence against their counterclaim!!

 

Thanks guys ....... ABA

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Hi ABA,

 

Have a look through here http://www.consumeractiongroup.c o....tructions.html Further down the link it explains what happens when you get to this stage.

 

Don't worry though - you need to play the waiting game now. And let's face it, with nat west, we're all used to that anyway!!

 

Hedgey xx :p

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Hi Hedgey,

 

Thanks for that! The information on the link is fantastic! Thanks once again.....will keep you posted!

 

Cheers ABA

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  • 2 weeks later...

Hi guys,

 

I have today received a letter from RBS's solicitor Ryan Hockley, and along with it a cheque for the full amount including costs :))))

 

However they have not "admitted liability"and they mention they are coughing up as "defending would not be commercially viable" etc etc. Their letter also states...."the payment is made subject to your agreement not to court publicity, or disclose or refer to any third party, the background to this matter, and keep terms of this settlement strictly private and confidential."

 

Well guess what RBS, the settlement is out in the open and millions are there to claim their's back!! Wonder how they have the nerve to write such a letter.......but this succees is to many of you who have helped to put my claim forward and the guidance that I got in the forum and for the millions of others who are waiting to claim but unsure! PLEASE GO AHEAD AND DO NOT FEAR THEM! Believe yourself and please ask me or others on this forum who have succeeded in getting their money back, that was rightfully theirs!!!

 

Before I finish off, I have deposited the cheque today, I need to inform MCOL that I have received the payment! Can I inform them through the internet???

 

Cheers ABA:D

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Hey ABA.............!

CONGRATULATIONS!!!!

Yet another brilliant win for the CAGGERS!!!!!

Well done mate - happy spending!!!!!

Best wishes, hedgey xxxxx

:D :D :D

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Thanks Hedgey!!

 

Thanks a lot for your help mate!!! I sometimes wish this could have drawn on and gone on to the courts and I am sure RBS / Natwest would have lost, based on the reasoning that they make profits from charges!!! We'll see far less profits from these guys next year :D.

 

Also Hedgey, now that I have deposited the cheque, how can I inform MCOL through their website, where I had initiated the claim, that I have received the payment??

 

I have this claim pending with Natwest Bank and hoping for a similar amount next week :D

 

Thanks once again........take care ABA

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Hi ABA,

 

If the claim wasn't transferred to your local county court - I think you need to contact Northampton court and let them know it's settled (or local county court if it was transferred!)

 

I'm really chuffed for you mate - hope the second claim works out as well as this one!

 

Best wishes, take care....... hedgey xxxx :p

Can't find what you're looking for? Please have a look at Michael Browne's

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*** PLEASE NOTE ***

I do not answer queries via PM. If you send me a PM, please include a link to your thread - any advice I am able to offer will be on your thread.

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