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    • I disagree with the charge and also the statements sent. Firstly I have not received any correspondence from DVLA especially a statutory notice dated 2/5/2024 or a notice 16/5/2024 voiding my licence if I had I would have responded within this timeframe. The only letter received was the single justice procedure notice dated the 29.5.2024 this was received on 4.6.2024. I also disagree with the statement that tax was dishonoured through invalid indemnity claim. I disagree that the licence be voided I purchased the vehicle in Jan 2024 from RDA car sales Pontefract with agreement to collect the car on the 28.1.2024. The garage taxed the vehicle on the 25.1.24 for eleven payments on direct debit  using my debit card on my behalf. £62.18 was the initial payment on 8.2.24  and £31 per month thereafter the second payment was 1.3.24.This would run from Jan 24 to Dec 24 and a total of £372.75, therefore the car was clearly taxed before  I took the car away After checking one of my vehicle apps  I could see the vehicle was showing as untaxed it later transpired that DVLA had cancelled my tax , without reason and I did not receive any correspondence from DVLA to state why it was cancelled or when. The original payment of £62.18 had gone through and verified by my bank Lloyds so this payment was not declined. I then set up the direct debit again straight away at my local post office branch on 15.2.2024 the first payment was £31 on 1.3.2024 and subsequent payments up to Feb 2025 with a total of £372.75 which was the same total as the original DD that was set up in Jan, Therefore I claimed the £62.18 back from my bank as an indemnity claim as this payment was from the original cancelled tax from DVLA and had been cancelled . I have checked my bank account at Lloyds and every payment since Jan 24  up to date has been taken with none rejected as follows: 8.2.24 - £62.15 1.3.24 - £31.09 2.4.24 - £31.06 1.5.24 - £31.06 3.6.23-£31.06 I have paper copies of the original DD set up conformation plus a breakdown of payments per month , and a paper copy of the second DD setup with breakdown of payments plus a receipt from the post office.I can also provide bank statements showing each payment to DVLA I also ask that my licence be reinstated due to the above  
    • You know hes had it when they call out those willing to say anything even claiming tories have reduced taxes on live tv AS Salmonella says: The Conservative Party must embrace Nigel Farage to “unite the right”, Suella Braverman has urged, following a disastrous few days for Rishi Sunak. The former home secretary told The Times there was “not much difference” between the new Reform UK leader’s policies and those of the Tories, as senior Conservatives start debating the future of the party. hers.   AND Goves replacement gets caught booking in an airbnb to claim he lives locally .. as of yesterday you can rent it yourself in late July - as he'll either be gone or claiming taxpayer funded expenses for a house Alongside pictures of himself entering a house, Mr McGuinness said Surrey Heath residents “rightly expect their MP to be a part of their community”. - So whens farage getting around to renting (and subletting) a clacton beach hut?   Gove’s replacement caught out on constituency house claim as home found on Airbnb WWW.INDEPENDENT.CO.UK Social media users quickly pointed out house Ed McGuinness had posted photos in was available to rent     As Douglas Ross says he'll stand down in scotland - if he wins a Westminster seat - such devotion.
    • I've completed a draft copy to defend and will post up here for review.  Looking over the dates and payments this all stemmed from DVLA cancelling in Feb , whereby I set up a new DD in Feb hence the overlap, why they cancelled when I paid originally in Jan I have no idea. Anyway now stuck with pending court action and a suspended licence . I am also firing off a letter to DVLa recorded disputing the licence revoke
    • Thank you both for your expert knowledge and understanding. You're fighting the good fight by standing up for people like me and others with limited knowledge of this stuff. I thank you. I know all my DVLA details are good. I recently (last year) renewed my license, and my car's V5 is current with the correct details; the same is valid for my partner. I'll continue to ignore the love letters 😂 and won't let it bother either me or my partner.  I'll revisit this post if/when I get a letter of claim.  F**k ém.
    • Please check back later on today for a fuller response and some edits
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Anyone know who this number is?


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Ok Done the e-mail & added this on the end:-

 

''I wish all further communications in writing or e-mail; phone calls will be considered harassment and will not be answered. If they continue I will make a report to the relevant authorities.

Please note payments have been regularly made to Littlewoods Extra Ltd & i will continue to do so for the present...''

 

I want to carry on making payments & as i only have payment slips for littlewoods, ill pay them, the arrangement is for £2.50 a month.

 

Hope i did right!!

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I am no longer welcome on CAG

i will be off site for the next month or so. if you have any problems, feel free to report the post so a moderator can help you.

 

I am not a qualified or practicing lawyer.

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I am no longer welcome on CAG

i will be off site for the next month or so. if you have any problems, feel free to report the post so a moderator can help you.

 

I am not a qualified or practicing lawyer.

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Just been looking for the address for Littlewoods to CCA them & realised i have been paying 'Legal Direct Recoveries Ltd' for years not littlewoods!!!

Letters date back as far as 2001 - so do i CCA them not littlewoods???

I have no letters from Littlewoods!

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This is in the CCA letter -

 

Please note that I do not acknowledge any debt to your company unless, or until, a true copy of the signed executed agreement is sent to me, together with proof that the alleged debt has been legally assigned to yourselves.

Does that cover it?

Also does it matter if i put in my e-mail that i am contining to pay littlewoods when i should have said legal direct??

Sorry to be a pain, but i'm very nervous about this

AND on top of being in a car accident Thursday - that was not my fault!!!

What next eh!!?!

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I am no longer welcome on CAG

i will be off site for the next month or so. if you have any problems, feel free to report the post so a moderator can help you.

 

I am not a qualified or practicing lawyer.

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So I send this to all 3?? By letter or e-mail?

What about the e-mail i just sent??

& i CCA moorcroft & littlewoods but not legal direct?

Or do i not CCA now

I'm getting very confused & tired!!!

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Should i send this e-mail to moorcroft :-

 

I wish to amend the following statement made in my previous e-mail:-

''Please note payments have been regularly made to Littlewoods Extra Ltd & i will continue to do so for the present.''

Amended to:-

''Please note payments have been regularly made to Legal Direct Recoveries Ltd.''

I will be writing in more detail regarding the matter...

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Don't think you need to amend your e-mail tracey as Legal Direct Recoveries have been acting on behalf of Littlewoods, so by a roundabout route you have been paying Littlewoods.

HAVE YOU BEEN TREATED UNFAIRLY BY CREDITORS OR DCA's?

 

BEWARE OF CLAIMS MANAGEMENT COMPANIES OFFERING TO WRITE OFF YOUR DEBTS.

 

 

Please note opinions given by rory32 are offered informally as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.

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So I send this to all 3?? By letter or e-mail?

What about the e-mail i just sent??

& i CCA moorcroft & littlewoods but not legal direct?

Or do i not CCA now

I'm getting very confused & tired!!!

 

Thanks Rory

Any chance you can answer any of the above so i can sleep tonight!!! :oops:

Oh & 1 more question - can i send the above letter together with a CCA?

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Just tried to find address for littlewoods Extra

All i can find is that it now seems to be called littlewoods direct & the only address is their ''brand new'' head office at:

 

Skyways House

Speke Road

Speke

Liverpool

L70 1AB

 

Should i send my CCA there?

what department should i put on the envelope?

Will it get to the right people??

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Guest belgarth

HI i have had dealings with morecroft on several occasions including a man collecting on there behalf at the door and as i told them on the phone and at the door. they have no legal right to the debt and that i do not have to have any dealings with them and will only talk to the owners of the debt in question and any charges they may attempt to add are there problem and can put them where the sun dosn't shine

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Tracey the address you have is correct for liitlewoods extra (just add First Floor to the address). I checked on the Info Commissioners Website for you. With regards to department just put either Customer Services or Legal Compliance Specialist - they'll get the general idea and its down to them to make sure it goes to the right dept not you.

With reagrds who you CCA request, send them letters by recorded delivery rather than e-mails. You can if you want send CCA requests to all 3 but sending it to Moorcroft and Littlewoods is enough as Moorcroft are the DCA hassling you and Littlewoods are the original creditor.

By CCA requesting them you are placing the account in dispute and a DCA can not lawfully take any action against you (or for that matter the original creditor) while the debt is in dispute.

HAVE YOU BEEN TREATED UNFAIRLY BY CREDITORS OR DCA's?

 

BEWARE OF CLAIMS MANAGEMENT COMPANIES OFFERING TO WRITE OFF YOUR DEBTS.

 

 

Please note opinions given by rory32 are offered informally as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.

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Well i checked my e-mails this afternoon after i e-mailed moorcroft

(post 17) - no reply!

Phone rings at 8pm tonight, I hang up & guess who it was!

Dont they read the e-mail it said dont ring me!!

The phone is now off the hook.

Just re-checked e-mails & stil no reply! They cant want to speak to me that bad!

Havnt posted the CCA & letter yet as i didnt get chance but will definatly do it tomorrow.

Still petrified but getting mad now too!

Might stick a financial statement in the letter too so they can see i cant afford to repay them, if they let me carry on paying what i have been for the last 6 years i would just leave things!

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You need to get the CCA letter off urgently, enclose £1.00 recorded delivery that's the only way to get them to stop ringing. Don't offer any payment plan. just sit tight they can't ring after 9.00 pm. Should be 8.00 am till 9.00 pm if they abide by the rules.

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Well i checked my e-mails this afternoon after i e-mailed moorcroft

(post 17) - no reply!

Phone rings at 8pm tonight, I hang up & guess who it was!

Dont they read the e-mail it said dont ring me!!

The phone is now off the hook.

Just re-checked e-mails & stil no reply! They cant want to speak to me that bad!

Havnt posted the CCA & letter yet as i didnt get chance but will definatly do it tomorrow.

Still petrified but getting mad now too!

Might stick a financial statement in the letter too so they can see i cant afford to repay them, if they let me carry on paying what i have been for the last 6 years i would just leave things!

Get their number barred from your phone. You pay the Bill you choose who to answer. If by mistake they get through hang up. Its that simple.

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Well i've done it!!..gulp..2 CCA's to moorcroft (+ a financial statement & the other letter) & littlewoods (+the other letter) & the other letter to legal direct! Sent them all recorded delivery & put the 2 postal orders in with the CCA! Cost £6!!!!:eek:

I cant believe the post office charges £1.45 for a £1 postal order!!

Phone rang bang on 8pm tonight - didnt answer it, pressed 1471 & it was moorcroft..again!

Off to check if they replied to my e-mail

Any bets out there??

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I am no longer welcome on CAG

i will be off site for the next month or so. if you have any problems, feel free to report the post so a moderator can help you.

 

I am not a qualified or practicing lawyer.

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Well done tracey....you can now sit back amd watch moorcroft squirm.

HAVE YOU BEEN TREATED UNFAIRLY BY CREDITORS OR DCA's?

 

BEWARE OF CLAIMS MANAGEMENT COMPANIES OFFERING TO WRITE OFF YOUR DEBTS.

 

 

Please note opinions given by rory32 are offered informally as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.

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Well there's a surprise!!

HAVE YOU BEEN TREATED UNFAIRLY BY CREDITORS OR DCA's?

 

BEWARE OF CLAIMS MANAGEMENT COMPANIES OFFERING TO WRITE OFF YOUR DEBTS.

 

 

Please note opinions given by rory32 are offered informally as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.

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Just been reading another thread & they said they can track the recorded delivery letters.

How do i do that?

Sorry never sent anything recorded delivery before!

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Just been reading another thread & they said they can track the recorded delivery letters.

How do i do that?

Sorry never sent anything recorded delivery before!

Go on to the post office web site you can check. Although sometimes it takes a couple of days for it to show up. There is a number on your receipt you can ring to confirm delivery

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