Jump to content


  • Tweets

  • Posts

    • The boundary wiill not be the yellow line.  Dx  
    • Afternoon all Looking for advice before I defend claim for car tax payment that the DVLA claim I owe £68 from an idemity claimback from my bank and unpaid tax  So brief outline. Purchased car Jan 30th ,garage paid the tax for me after I gave them my card details so first payment £68 out in Feb 24  followed by payment of £31 from March due to end Jan 24 Checked one of my vehicle apps and about 7-10 days later car showing as untaxed? No reason why but it looks like DVLA cancelled it ,this could be because I did not have the V5 and the gargae paid on my behalf but not sure did not receive a letter to say car was untaxed.  Fair enough I set up the tax again staight away in Feb 24  and first payment out Mar 31st , and each payment since has come out each month for £31 , this will end Feb/Mar 2025 so slightly longer than the original tax set up so all good. I then claimed the £68 back from my bank as an indemity refund as obviously I had paid but DVLA had cancelled therefore it was a payment for nothing?  Last week recieved a SJP form dated 29th May stating that DVLA were claiming for unpaid tax and a false indemity claimback which of course is the £68. It also stated that I had received two previous letters offering me the oppotunity to pay that £68 but as I had not responded it was now a court claim that I must admit guilt for or defend. My post is held for weeks at a time from Royal Mail ( keepsafe) due to me receiving hospital tretament at weeks at a time that said I did not receive any previous letters from DVLA. So I am happy to defend this and go to court but wondering what CAG members think? In summary I paid an initial amount of £68 and then a DD of £31 , tax cancelled so I set up a new DD at £31 a month all in the month of Feb 2024, I claimed the £68 back from my bank. DD has been coming out each month without issue and I have paperwork to show the breakdown for both DD setup's plus bank statements showing the payments coming out . The second DD set up has extended payments up to Feb/Mar 2025. DVLA claiming the £68 was ilegally claimed back despite the fact they cancelled the original DD for reasons unknown. Is this defendable ? I will post up documents including the original DD conformations 
    • That doesn't look like clacton ... Former Brexit Party leader Nigel Farage buys coastal home in Lydd-on-Sea WWW.KENTONLINE.CO.UK Former Brexit Party leader Nigel Farage bought a coastal home in the county, it has been reported.  
    • It's not a private road.  It's a small public street (with Resi houses) that leads into and from public road/ highway. The garages have land in front of the doors.  Then there's a yellow line. So there's a clear marker on what is private and what is public.  These people keep parking on the private land side
    • Do you also own land the garages on and the private road? Or is it shared freehold with right of access to all freeholders or why?  Dx  
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

lolypop v halifax ***WON***


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 6197 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

ye am no bill gates either i used micro excel from vampiresses link it was ok but was a little unsure over the interest, but if you think about it overdraft interest is a bank charge but just a small one, depends how big your overdraft is i suppose i only have a small overdraft therefore small charges, but they made up for that with a lot of charges

 

thanx for your input guys n girls

Link to post
Share on other sites

  • Replies 58
  • Created
  • Last Reply

Top Posters In This Topic

Top Posters In This Topic

thanx MB i was reading overflows thread when i realised i was,nt supposed to reveal stat int 8% never mind. will have to cut the errors out if i,m going to win but i,m prepared to see it through to the end, after all it is my money. also i don,t know if was clear i did,nt ask for repayment of stat int i just forgot to conceal that column thanx again MB

Link to post
Share on other sites

thinking ahead to poc on N1 problem is have been with the halifax that long cant remember when exactly i joined ha ha i reckon im losing it. its well over 10yrs any suggestions feel a bit silly calling the bank as im sueing them ha ha my daughter calls me the goldfish blink and i,ve forgotten it so over a decade ago absolutely no chance.

Link to post
Share on other sites

thanks tilly i,ll do that got a letter from halifax today, ha ha could,nt believe it i actually had butterflies as i opened it. false alarm it was my new password for my online banking, the anticipation was unbelievable. suppose the closer you get to issuing the more nervejangling its going to get, felt a bit weird i wasnt expecting that. just goes to show you are stepping out of your comfort zone and you know it

Link to post
Share on other sites

your welcome i know what you mean everytime i get a letter from them you think is this it but should no by now its not but something strange happennd late afternoon hubby took a phone (i was out) said halifax called asked if i recieved letter so i will give them a ring monday dont no what that was al about if i find out will keep posted

Link to post
Share on other sites

yes do. real good news from clauds31 wasnt it, wont be long now tilly i,m working hard on my preparation for N1. doing a lot of reading till very late most nights it does get addictive ha ha struggling to get out of bed for work mornings

Link to post
Share on other sites

i think i can do mine in my sleep because i have had to re doit twice now because of changing dates im getting to know it word for word.would be nice though if they settled before i fly of on me hols:)

Link to post
Share on other sites

mine should have been last monday but all this flaffing about getting the right evidence for exempt fee put it all behind just thought i hope this doesnt make a difference to time scales ssl if your out there any advice

Link to post
Share on other sites

can anyone help just filling N1 form out a bit unsure of summit in POC when they ask about dates on claiming stat interest from too, do i put the date of the first charge on my schedule too date of issue hope someones awake

Link to post
Share on other sites

Yes put the date of when you got your first charge.

HOW TO...DUMMIES GUIDE TO CAG...Read here

STEP BY STEP GUIDE...Read here

F&Q's... Read here

EVERYTHING YOU NEED THE A~Z GUIDE...Read here

 

Go to our Cag Toolbar Download page here

 

Please don't forget this site is run on DONATIONS If this site has helped in any way, then please give a little back. ;-)

Any opinions are without prejudice & without liability. All I know has come from this site. If you are unsure, please seek professional advice. .

Link to post
Share on other sites

hi lolypop

just been readin your thread. It is scary when you think of all they took off you and you didnt even know. My claim is somewhere on the same timescale as yours. I thought I might have hed a reply by now , oh well .

I was thinkin of e-mailin them today to see where they are re mine , dont know what to do. Not had T&Cs back yet and Im sure Ill need them if it goes to court.

Keep me posted on yours . Good Luck

 

regards:)

30-12-2006--Requested statements from Local Halifax.

02-02-2007--Statements Recieved.

18-04-2007--Prelim sent.

20-04-2007--Reply , Thanks , give us 8wks letter.

02-0502007--Sent L.B.A. & Schedule of Charges

11-05-2007--Recieved reply ,still investigating.

17-05-2007--Sent Amended L.B.A. for Contractual Interest this time.

14-06-2007--Received standard Bog Off letter.

13-06-2007--Took N1 to Local Courts.

26-06-2007--Copy of N1 from Court, issued 21-06-2007. to Halifax, Deemed Served 25-06-2007

Have till 09-07-2007 to file Defence.

05-07-2007--Note that Acknowledgment of Service been Filed on 29-06-2007.

Have 28 days from date of Service to File Defence.

07-07-2007--Offer from Halifax.

09-07-2007--Rejection letter sent to Halifax. Next day delivery.

10-07-2007--Money put in Account:mad:

Link to post
Share on other sites

Hi overflow, sorry for the delay replying have been mucho busy the last few days. still awaiting notice of issue from the court i reckon it,s not just the banks who are snowed under i should imagine the nations county courts are as well expect our patience will be tested. I,ll keep you posted. Question for anyone how does the buddy system work, also do you only need a buddy when you get a date for hearing

Link to post
Share on other sites

:mad: HI guys i,ve been keeping a bit of a low profile lately, counting down the days till i will be counting my money. :mad: I filed in the CC on the 31st may, give it a couple of days till deemed served i thought, been patiently awaiting the arrival of the notice of issue, letter arrived today, by my calculations the bank would,ve had till 16th to acknowledge if not i win ha ha so i thought. :o was shocked to find my claim will only be deemed served as of tomorrow:mad: :mad: :mad: yes very mad!!!! the courts had my claim for nearly two weeks whats their game, i,ll have to raid my piggybank for my trip to the big smoke this weekend(fingers crossed) to see the kids in the final of Britains got talent. Has anyone else been held up by the serving process?? probably be mid july now AHH!!
Link to post
Share on other sites

:confused: your right moneyhelp i,m normally so laidback i,m horizontal, i was,nt expecting any holdups from the court, from the bank yes but not from them, also i was roughly on the same schedule as tilly so when i heard tilly had a settlement this past week i think i took it for granted, :) Ah well not to be. We,ll get there in the end.

 

regards lolypop

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...