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icefall v barclays **WON!!!**


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thanks for the suggestion bookworm and info mervalous, if it has to be re-served sounds like more waiting to me, so I will stick to my original claim, I must admit I did not think the system would take that long. You live and learn...

 

as I said at least I will be ready to face the bank, if I do have to, I am ready, willing and prepared to do this, as I feel strongly about the issue, especially now I have learned so much about it from this site, and having seen other individuals experiences cannot believe I have taken their treatment of me for so long...

 

Before, I always felt I was the 'only one' who had this type of experience with my bank, I currently have 2 friends who are starting on the road to claiming, one is not on the internet, I typed and printed the letters for them (from the templates on the FAQ's), will be helping them every step of the way and I am glad if I can help people to see things differently where bank charges are concerned.

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You can do it by post but it really is better than you attend in person so you can fight your corner.

Barclays - £4k - Hearing Date 19th Sept 06

Smile - £370 - Refunded in Full

Capitla One - £100 LBA 25/5

Virgin ? Data Protection Act 25/5

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Guest red_ratty_rat

When your case goes to court will you go? Do you have to go to win? I’ve just started a new job and don’t really want to take the time off.

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Kaznelson, I will attend in person, albeit, quaking slightly. Have a good holiday in June, and hopefully there will be a letter waiting for you when you get back with hearing date!

 

Redrattyrat, I think they will settle before court, as as far as I know not many cases have actually gone to court.

 

To quote Dave, as I think he said at one time he has known some banks settle practically on the steps of the court, which would translate to me as once the hearing date arrives, offer will be forthcoming then... but if it should turn out not to be so - I am still ready, willing and able to face them in court.

 

Its all exciting stuff I have to say, I noticed an article actually talking about claiming bank charges back, in my local (tiny) newspaper today, I never ever thought I would see the day when it would be in my small towns paper! I got all excited when I read it and had to show some friends.

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  • 3 weeks later...

Hi, I am taking my documents to the court by hand tomorrow, after asking for advice it has been suggested I take these too,

 

a copy of the oft report, a list of the cases which we are suggesting that you use, and a copy of the unfair terms in consumer contracts regulations.

 

can anyone help me find these, have left this till the last minute - I know they are in the library, but having trouble tracking each document down.

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After some help as mentioned above last night, I handed in my documents today to the court - last day of the deadline!

 

Got home from work to find a hearing date for 26-7-06 and an offer from Barclays for £2000, as that is at least £600 less than my charges, (a big jump!) after getting some advice from Bankfodder, I am now going to send them a schedule of the charges listed on my statements, with my total and ask them for that, as I think Barclays are trying it on...

 

I will work it out over the weekend, as I have work tomorrow, and I want to take my time and knock up a good letter and correct charges before sending it to them.

 

Also want to take a look around this site for letters previously written to guide me.

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After I sent my Allocation Questionnaire in I received a letter (it took a while around 2-3 weeks I think) from my local court, the fourth paragraph said

 

Each party shall deliver to every other party and to the court office copies of all documents (including any experts' report) on which he intends to rely at the hearing no later than (date given), they gave me a month to do that. I looked at it thought oh I have plenty of time, I will do it later, and ended up leaving it till the last minute.

 

(Btw its not a good way to go about it if you are at that point, please leave yourself plenty of time get your documents together - don't be like me...)

 

even though at that point it also said in the second paragraph

 

The hearing of the claim will take place on a date to be fixed... etc etc

 

I took the below

 

 

OFT report http://www.oft.gov.uk/NR/rdonlyres/DF19FDA9-1D31-4B18-B251-9BF5AF6A29D4/0/oft842a.pdf

 

The Unfair Terms in Consumer Contracts Regs. 1999

 

 

http://www.consumeractiongroup.co.uk/forum/showthread.php?t=40

 

copies of statements, copies of letters I sent to the bank and received, and a copy of the court form they sent me so they had their reference.

 

But I did that not really prepared, I think other more prepared people gave more documents to back their case than I did.

 

Hope that helps

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Posted to them today a schedule of the charges listed on my statements, with my total (higher than theirs!), and a covering letter just basically stating that I would like what they owe me, etc etc.

 

Wait for reply now!

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The hearing of the claim will take place on a date to be fixed... etc etc
Hi,

 

Have you heard any more on this yet - it would be good to keep on top of your claim as it is one of the ones going full-stretch...

 

Collage001.gif

Alecto, Magaera et Tisiphone: Nemesis on Earth is come.

 

All advice and opinions given by Spiceskull are personal, and are not endorsed by Consumer Action Group or Bank Action Group. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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keep going icefall, i`m at the "about to return allocation questionaire" stage, and am following this thread with great interest. do you truly feel you will end up in the court with barclays?

seek and ye shall find***

 

amount claimed = £2603.78

defence filed = 7/06/06

allocation questionnaire submitted = 26/6/06

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Who is Defence Council for your case Icefall ?

 

I have my AQ ready to send back, but the first question asks if I want 28 days in which to mediate informally with the defendant or via a third party, I called Mr Jeremiah and quoted this to him stating I am prepared to discuss it informally and if I didn't hear from him by the end of the day I'd see them in court, he called me back and we discussed settlement out of court (still to be confirmed) however, have you tried this approach at all ?

 

Rebel

  • Confused 1

vs Barclays Bank plc - £1670+interest @ 8% + Costs Concluded 24th June 06 - 5% donation sent

vs Bank of Scotland - £2226.42+interest @ 8% + Costs SETTLED IN FULL 6th Aug INCLUDING 8% pre court.

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Hi Rebel, I did not try that approach, sounds good too. As I posted a letter to them Monday, I will wait to hear from them, I will give Keith Jeramiah a call Wed (day off from work), if I have not heard anything by then.

 

I don't know if I will end up in court, since not many people have, I still think its unlikely, but will wait and see...

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Got home from work today and found a letter offering me the fUll amount, and I do not have to keep it confidential either!

 

Will wait till its safely in my bank account before contacting the court though.

 

MANY THANKS TO ALL THOSE WHO HELPED ME!

 

HIP HIP HOORAY!!!!!!!!!!!!!!!!!!!!!!

 

(EDITED TO ADD HIP HIP HORAY!!)

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