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glorious19 v MBNA


glorious19
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I am currently trying to get my charges back from MBNA from 2 accounts.

I sent the prelim letter and received a goodwill offer of £80 on 1 account and £110 on the other. The amount Im claiming from the 2 accounts is £455 so this falls well short.

I sent a rejection letter saying I would accept this as a partial payment but was going after the rest on 13th April 2007. I was giving them 7 days to reply. I have not had any response to this and we are now 11 days later so am sending off my LBA tomorrow.

 

Would you give them more time?

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If you have allowed 14 days plus 2 for postage then send of your next letter. your in control remember

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I am not legally trained or qualified, any advice i offer is gleaned from experience and general knowledge, if you are still unsure after receiving advice please seek legal advice.

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Just had a major thought after reading more threads on MBNA. I sent off my subject access request with £10 cheque and they sent me 2 pieces of paper listing charges with cheque back. Now I didn't follow on for statements as I thought I would have enough but now Im nearing a stage of the court I see you need bank statements to prove the charges.

Should i now get back in touch with MBNA for my Statements?

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If you issued a SAR and they have not complied with it then you shoulkd be on their case for your statements. Just supplying details of charges is not cokpling with your request. The fact that they returned your cheque has no bearing becoz you have the request correctly. If they choose not to cash your cheque, that is their choice but it does not releive them from supplying the information you requested.

If necessary, bring this to the courts attention at your hearing, the judge may order them to comply.

 

Remind them they had only 40 days to comply and (i presume) this deadline has passed and that the courts will frown on such appalling behaviour. They have also committed an offence by not complying. Let them explain that to his honour!

PLEASE HELP US TO KEEP THIS SITE RUNNING

EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHERS

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I am not legally trained or qualified, any advice i offer is gleaned from experience and general knowledge, if you are still unsure after receiving advice please seek legal advice.

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My rejection letter went off on the 13th April and I have just done the LBA to send today and I have received a 2 cheques in the post for their original offer. I know I said Id accept this as a partial offer but it hasn't come with a letter just 2 cheques. Do I carry on with the LBA now still insisting this is partial payment?

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