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Parcel delivery insurance is prohibited under section 57 – Consumer Rights Act – Read about It Here and in The Times. ×


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      IDRWW letter and email received this week

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      Hi I had to leave Dubai back in 2011, during the financial crisis. And only now have I received a letter from IDRWW. Is this anything to worry about about as I have 2 years left until it’s been 15 years(statute barred in Dubai). Worried as just got a mortgage 2 years ago. Could they force me in to bankruptcy? Red lots of different threads on here. And unsure what true and what isn’t. 
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    • London1971
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      Often with the Likes of Lowells/ Overdales that 'proof' doesn't stand up to scrutiny.   Think about it like a game of poker, they want to intimidate you into folding and giving up as soon as possible, and just get you to pay up and roll over, that is their business model, make you think your cards are rubbish. What they don't expect, and their business isn't set up for it, is for a defendant to find this place and to learn that they have an amazing set of cards to play. Overdales don't have an infinite number of lawyers, paralegals etc, and the time / money to spend on expensive court cases, that they are highly likely to lose, hence how hard they will try to get you to roll over.  Even to the extent of faking documents, which they need to do because the debts that they purchased were so cheap, in the first place. Nevertheless it works in most cases, most people chicken out, when they are so close to winning, and a holding defence is like slowly showing Overdales your first card, and a marker of intention that this could get tricky for them. In fact it may be,  although by no means guaranteed that it won't even go any further than that.  Even if it does, what they send you back will almost certainly have more holes than Swiss Cheese, and if with the help you receive here, you can identify those weaknesses and get the whole thing tossed in the bin.
    • theoldrouge
      Should we trust Sunak or the next PM to fix the Country's problems? (title revised 24/10/22)

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      So Rayner who is don’t forget still being investigated by the local council and HMRC  is now begging to save her seat Not a WOMAN in sight in this video other than Rayner  Farage is utterly correct this country’s values are non existent in her seat   Rayner Pleads With Muslim Voters as Pressure From Galloway Grows – Guido Fawkes ORDER-ORDER.COM Guido has obtained a leaked tape from inside a meeting between Angela Rayner and Muslim voters in Ashton-under-Lyne...  
    • London1971
      Lowell/Overdales letter of claim now claimform - 2019 paypal EU debt

      By London1971 · Posted

      Done

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Parcel delivery insurance is prohibited under section 57 – Consumer Rights Act – Read about It Here and in The Times.

As28 V Hsbc

AS28

By AS28
in HSBC Bank

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AS28

AS28

Posted
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Hi guys, i have received a letter from DG Yesterday along with a "General form of Judgement or order", It states that i have to serve a detailed schedule of the penalty charges by 4pm on the 27th. Is this the schedule with the interest included? and do i have to file a copy to the court?

Help needed thanks, Al

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nettyg

nettyg

Posted
Posted

i haven't heard of this form before but i assume it would mean that you have to send a copy of your schedule of charges incuding the interest to dg and the court - did you send one to the court when you filed your claim??

If i've been helpful in any way....then tip my scales over there!

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lateralus

lateralus

Posted
Posted

i suspect you may have started with mse? or bbc? their advice is a tad misleading - at least for what hsbc expects.

i'm guessing you have filed your claim.

the charges need to be in the form of a list (ideally, the spreadsheet, but a list will do - no statements) and on the list must be each charge - starting with the oldest first

so it's date......name of charge (as per statement i.e.total charges).....

the amount of the charge.......and amount of interest @ 8% as figured by either the simple spreadsheet or the interest rate calculator which figures the 8% from the date of each charge to the date you filed the claim.

 

then a total at the bottom. that's what you are claiming for.

 

so, i believe that's what they are asking for -

is that not what you sent them?

you should send it to dg and also to the courts to be attached to your claim with your claim number on it.

and it must be done straight away - send it recorded delivery - and be sure it's there by friday.

ok? if you don't get any of what i've put there - get back and i'll clarify.

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AS28

AS28

Posted
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Posted

I didn't send one no, I did think that i needed to but wasn't sure. I did my claim with money claim online, I got a notice of issue. Then i got a Notice of Acknowledgment. Then a Notice of Transfer of Proceedings (this is when they filed a defence), Now I have the General Form of judgment or order.

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lateralus

lateralus

Posted
Posted

so, you've not sent a schedule of charges or breakdown at all -

make sure it is in an acceptable format as outlined above and get it sent.

 

are you sure the judgment order was from dg - i think i would have been from the court - but regardless send two copies to the court and one to dg tomorrow.

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AS28

AS28

Posted
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I have sent the list of charges to hsbc with the letter requesting repament of charges, then sent one with the lba. I will get the schedules off in the post (recorded delivery) One to the court and one to DG.

Oh have you ever heard of a charge for Card misuse???

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jowalshy

jowalshy

Posted
Posted

Charge for Card misuse is when you use your debit card and it puts you over your o/d limit. (send 2 copies of your schedule of charges to court asking them to attach it to your claim and one to DG)

[sIGPIC][/sIGPIC]If you think my post was helpful, please feel free to click my scales

 

 

A prudent question is one-half of wisdom.

 

:D

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Castlebest

Castlebest

Posted
Posted

We often see people asking why they need to send a copy of their schedule to DG as HSBC already have it. I suspect DG actually don’t get any information at all from Colin Langdales department in Leeds, they work purely from what we and the court send them.

Obviously to do anything, most importantly make you an offer DG need to know exactly what you are asking for, this is why we recommend you send a copy of your schedule as soon as you have received your acknowledgment of claim. I would send them and the court copies of your schedule ASAP.

pete

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AS28

AS28

Posted
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Posted

Yeah guys!

Had post from DG today, They are settling up!!! I won!!! just £124 short, it falls out of the 6 year time limit. Not too woried though.

Thanks for all of your help!

Al

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