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    • I agree with dx about the letter, please don't send that. I'll have a think about it later and I hope dx will have time to as well. Regarding you teaching undergrads, did you talk to your students union about how a criminal record would affect you?
    • sorry but that letter needs to be much much better. you need to express that it was a stilly youthful mistake trying to be the big man and jumping the turnstile to look big infront of your peers. TfL prosecutors are on the email address on their first letter. get the court form sent back to the court , (but copy it first) stating you plead guilty and wish to attend to address the judge in person face to face to show your genuine remorse for your stupid youthful exuberance.      
    • I thought I should send the begging letter to the prosecutor. Does the hearing means the time I need to send back by? If so, it’s June 5  I plan to send the new begging letter as following, can I ask for some suggestions? Dear Investigator/Prosecutor,  Thank you for your reply. I deeply regret my actions and the inconvenience they have caused.  I’m extremely remorseful for my crime. and regret it everyday. I often ask myself ‘’how can I do that thing just because I felt it is interesting. There are a lot of crimes in the world, but feeling it’s interesting is certainly not a reason to crime. I should not crime with any reason.’’ I think about these things every day, and I understand that I can’t blame anyone but myself.  I thanks to the staff who stopped me, as this is a valuable lesson in my life. I told myself that I should never ever repeat such a thing again, and never ever do anything which is possible to be in breach of any law. As a result, I carefully tap my oyster card every time before I enter the station now. I remind myself that I did a wrong thing before, and I should never let it happen again.  Although my monthly travel expenses do not warrant a season ticket, but I just renew my season ticket (please see the attachment). I understand that a crime cannot be truly compensated for, but purchasing a season ticket offers me a small measure of comfort, knowing that my actions caused a loss to the public interest.  I received an email which ask me to negotiate being class teacher in this summer (please see the attachment). I hope that I could teach the lovely students again, which may not be allowed with a criminal record. I would please ask that you would please provide me a single opportunity to settle all outstanding sums owed outside of court without the need for legal proceedings which would have a determinantal impact on my teaching career.  I sincerely apologise again for my crime. If you need anything further from me to help you please let me know.   Yours sincerely,
    • LoL Dx you crack me up. Thanks for the advice. I'll stay positive.
    • Utter Rubbish!! lowell dont write and beg for deals once they start court. as for your attitude, we'll thats nothing new for you.😎 you wont be quizzed, it's not like TV, simply refer to your defence/WS when answering anything the judge may ever ask. well it involves chickens. dx  
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overflow v Halifax


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HI Guys

 

Well still nothing in post or in bank:(

Looks like Im going to Court tomorrow then for Warrant.

 

Regards :)

 

Going on my hols on Wed, so will not be around much for the next 12 days or so old friend. will try to keep an eye on your progress, if I can find an internet cafe. good luck for tommoz, don`t give up now, you are nearly there.

 

 

23_32_7.gif

=======================================================================================================

[sIGPIC][/sIGPIC]

 

 

 

Halifax Won £1180.00

NatWest Won £876.00

Halifax 2 N1 submitted 20/07/07 stayed 24/08/07 N244 Application filed 31/08/07 hearing set for 12/11/07 rescheduled for 29/01/2008. Application dismissed stay still in place.

Charity Group £200 compo for lost passport.

HM revenue & Customs; demand for WTC overpayment £632.12. Disputed, their error. Did not have to repay.

All opinions expressed are my own and have no legal standing and no connection to CAG

 

All errors/typos etc are not my fault the blame lies with the spelling gremlins

 

<<<<<< If any of this has been helpful, PLEASE click my scales

 

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Wishing you well in court today Overflow.

 

Have a great holiday Stone :-)

CASES:

 

HALIFAX

07/09/2007 - S.A.R SENT

18/09/2007 - statements received.

Waiting for money to do N1

CAPITAL ONE

WON - Fees, purchase interest, court costs and Stat.

VANQUIS BANK

07/09/2007 - S.A.R SENT

18/09/2007 - C.C.A SENT

I hate this company

LLOYDS TSB BANK (SISTER)

20/09/2007 - statements received

22/11/2007 - N1 filed

Lloyds TSB CREDITCARD (SISTER)

18/09/2007 - C.C.A SENT

20/09/2007 - statements received

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Good luck Old Girl! will pop in later tonite or early tommoz to see how you get on

=======================================================================================================

[sIGPIC][/sIGPIC]

 

 

 

Halifax Won £1180.00

NatWest Won £876.00

Halifax 2 N1 submitted 20/07/07 stayed 24/08/07 N244 Application filed 31/08/07 hearing set for 12/11/07 rescheduled for 29/01/2008. Application dismissed stay still in place.

Charity Group £200 compo for lost passport.

HM revenue & Customs; demand for WTC overpayment £632.12. Disputed, their error. Did not have to repay.

All opinions expressed are my own and have no legal standing and no connection to CAG

 

All errors/typos etc are not my fault the blame lies with the spelling gremlins

 

<<<<<< If any of this has been helpful, PLEASE click my scales

 

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Hi Guys

 

Thanks very much all of you for the words of support, your a great bunch.

 

I went to the Court this morning, (opens at 10.00 I was there 09.59).

 

Gave the nice man my Request for Warrant of Execution and the fee (:Cry: ) £55.

 

I thought that once the Judge had granted Judgement that the Warrant was just given to the Bailiffs and they go arter the money. (Just goes to show what I know then).

I was wrong ! The nice man behind the counter said that it has to go before a DJ again to see if he agrees to the Warrwnt then it will go to the bailiffs.

They write to the bank and then allow them about 7 days to pay . If the bank pays then the Court will send me the money after about 15 days ( got to account for cheque clearing).

 

If they dont pay within the 7 days then he said the bailiff will usually go to the bank ,(but this is rare).

 

I asked him if they could still ask to set aside and he said yes they could ask for it to be suspended .

The Court would need to send me a copy of the defendants application to have it suspended and a N246A for me to fill in.

 

All in all, he said it could take anything up to 30 days.:evil:

 

Oh well there goes my hopes for having it bdfore my hols. Never mind, back to twidilus thumbus I guess. Im getting to be quite an expert at this waiting game now

 

Ill contact the Court again at the end of the week to see if any movement on it but wont be holding my breath.

 

Ill update with any news.

 

Regards :)

  • Haha 1

30-12-2006--Requested statements from Local Halifax.

02-02-2007--Statements Recieved.

18-04-2007--Prelim sent.

20-04-2007--Reply , Thanks , give us 8wks letter.

02-0502007--Sent L.B.A. & Schedule of Charges

11-05-2007--Recieved reply ,still investigating.

17-05-2007--Sent Amended L.B.A. for Contractual Interest this time.

14-06-2007--Received standard Bog Off letter.

13-06-2007--Took N1 to Local Courts.

26-06-2007--Copy of N1 from Court, issued 21-06-2007. to Halifax, Deemed Served 25-06-2007

Have till 09-07-2007 to file Defence.

05-07-2007--Note that Acknowledgment of Service been Filed on 29-06-2007.

Have 28 days from date of Service to File Defence.

07-07-2007--Offer from Halifax.

09-07-2007--Rejection letter sent to Halifax. Next day delivery.

10-07-2007--Money put in Account:mad:

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hi overflow well at least they will no you are not giving up

i hope you get sorted before your hols and like the nice little man said lol it it rare that the baliff has to go to the bank and hopefully it wont be suspended so wishing you all the best of luck

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Hi overflow, I suppose the only good thing about it is that you won't be skint after your hols, but, I know it would have been lovely for you to have had something to go with. They must love to torment ppl this way, I just hope that they'll never know what it's like to have nothing, they just have no idea what they're doing to us. (Gets down from soapbox) lol

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13/07/07 **WON** Halifax

Any advice or opinion I give, is what I have learnt from CAG, If in doubt, please consult a professional.

 

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Awww they sure like to keep you waiting for your money, I hope at the very least your interest is accruing each day!

 

Keep ya chin up :-)

 

Ops

CASES:

 

HALIFAX

07/09/2007 - S.A.R SENT

18/09/2007 - statements received.

Waiting for money to do N1

CAPITAL ONE

WON - Fees, purchase interest, court costs and Stat.

VANQUIS BANK

07/09/2007 - S.A.R SENT

18/09/2007 - C.C.A SENT

I hate this company

LLOYDS TSB BANK (SISTER)

20/09/2007 - statements received

22/11/2007 - N1 filed

Lloyds TSB CREDITCARD (SISTER)

18/09/2007 - C.C.A SENT

20/09/2007 - statements received

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I think we should start our own thread in the Bear Garden overflow, only for peeps waiting for something to happen. the T.U.B. Club (thumbs up bums ), what do you think venerable friend.:D:D:D

  • Haha 1

=======================================================================================================

[sIGPIC][/sIGPIC]

 

 

 

Halifax Won £1180.00

NatWest Won £876.00

Halifax 2 N1 submitted 20/07/07 stayed 24/08/07 N244 Application filed 31/08/07 hearing set for 12/11/07 rescheduled for 29/01/2008. Application dismissed stay still in place.

Charity Group £200 compo for lost passport.

HM revenue & Customs; demand for WTC overpayment £632.12. Disputed, their error. Did not have to repay.

All opinions expressed are my own and have no legal standing and no connection to CAG

 

All errors/typos etc are not my fault the blame lies with the spelling gremlins

 

<<<<<< If any of this has been helpful, PLEASE click my scales

 

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But then you would have the rest of us jumping in the t.u.b. with you.:p

HOW TO...DUMMIES GUIDE TO CAG...Read here

STEP BY STEP GUIDE...Read here

F&Q's... Read here

EVERYTHING YOU NEED THE A~Z GUIDE...Read here

 

Go to our Cag Toolbar Download page here

 

Please don't forget this site is run on DONATIONS If this site has helped in any way, then please give a little back. ;-)

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SSL is so right, the "PINK MAFIA" are never far away lolmonkes.gif,

  • Haha 1

--------------------------------

If you approve of my Post, please tip my scales.

13/07/07 **WON** Halifax

Any advice or opinion I give, is what I have learnt from CAG, If in doubt, please consult a professional.

 

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But then you would have the rest of us jumping in the t.u.b. with you.:p

 

Mmmm!

 

Love the innuendo - goes nicely with the thought of an overflowing tub!

 

(Mmmmm! My signature seems to have disappeared!)

Dummie's Guide to CAG: http://www.consumeractiongroup.co.uk/forum/welcome-consumer-forums/107001-how-do-i-dummies.html

Me v BofS: Charges: £13,048.10 #2a/c Statements from 08/01/01 received. Charges:£5,156.39 Information Commissioner's Office informed June 12th who wrote to BoS, June 22nd for non-compliance. #1a/c: passed to BoS Senior Review Team. Discovered 2 further a/cs, and 3 Loan accounts. "Goodwill offer" of £7,424.23 06/07/07. Accepted (partial repayment). 20/07/07 Top-up payments of £2,558.10 & £1,154.00

£11,136.33 paid back thus far.

New claim issued: 9/07/2007 for 3rd account: £500+ PRESSING ON!

Don't forget - when you win - a donation to CAG would be welcome!

If anything I've said has remotely been of any assistance, then please tip my scales!

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:lol: :lol: :lol: :lol: :lol: :lol:

 

ROFL.

No Comment. Im not saying anything that would incriminate myself.

30-12-2006--Requested statements from Local Halifax.

02-02-2007--Statements Recieved.

18-04-2007--Prelim sent.

20-04-2007--Reply , Thanks , give us 8wks letter.

02-0502007--Sent L.B.A. & Schedule of Charges

11-05-2007--Recieved reply ,still investigating.

17-05-2007--Sent Amended L.B.A. for Contractual Interest this time.

14-06-2007--Received standard Bog Off letter.

13-06-2007--Took N1 to Local Courts.

26-06-2007--Copy of N1 from Court, issued 21-06-2007. to Halifax, Deemed Served 25-06-2007

Have till 09-07-2007 to file Defence.

05-07-2007--Note that Acknowledgment of Service been Filed on 29-06-2007.

Have 28 days from date of Service to File Defence.

07-07-2007--Offer from Halifax.

09-07-2007--Rejection letter sent to Halifax. Next day delivery.

10-07-2007--Money put in Account:mad:

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Thanks for comments Ja-De , Opalie and Stone.

 

Hope you enjoy your hols Stone. Old friend.;)

 

Regards :)

 

Thanks for click Ja- de x

30-12-2006--Requested statements from Local Halifax.

02-02-2007--Statements Recieved.

18-04-2007--Prelim sent.

20-04-2007--Reply , Thanks , give us 8wks letter.

02-0502007--Sent L.B.A. & Schedule of Charges

11-05-2007--Recieved reply ,still investigating.

17-05-2007--Sent Amended L.B.A. for Contractual Interest this time.

14-06-2007--Received standard Bog Off letter.

13-06-2007--Took N1 to Local Courts.

26-06-2007--Copy of N1 from Court, issued 21-06-2007. to Halifax, Deemed Served 25-06-2007

Have till 09-07-2007 to file Defence.

05-07-2007--Note that Acknowledgment of Service been Filed on 29-06-2007.

Have 28 days from date of Service to File Defence.

07-07-2007--Offer from Halifax.

09-07-2007--Rejection letter sent to Halifax. Next day delivery.

10-07-2007--Money put in Account:mad:

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HI Tilly

 

Yea I was kinda thinkin that myself,seein as the guy at the Court said it had to go before a Judge again to see if he allowed it.

 

Im glad you think this as well, puts my mind at rest a bit.

 

Cheers :)

30-12-2006--Requested statements from Local Halifax.

02-02-2007--Statements Recieved.

18-04-2007--Prelim sent.

20-04-2007--Reply , Thanks , give us 8wks letter.

02-0502007--Sent L.B.A. & Schedule of Charges

11-05-2007--Recieved reply ,still investigating.

17-05-2007--Sent Amended L.B.A. for Contractual Interest this time.

14-06-2007--Received standard Bog Off letter.

13-06-2007--Took N1 to Local Courts.

26-06-2007--Copy of N1 from Court, issued 21-06-2007. to Halifax, Deemed Served 25-06-2007

Have till 09-07-2007 to file Defence.

05-07-2007--Note that Acknowledgment of Service been Filed on 29-06-2007.

Have 28 days from date of Service to File Defence.

07-07-2007--Offer from Halifax.

09-07-2007--Rejection letter sent to Halifax. Next day delivery.

10-07-2007--Money put in Account:mad:

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Hi Guys.

 

Still nothing in my bank from the haliprats. GGGGRRRRR

 

I just decided to ring the Courts up in Warrington to see if anything has been done about the warrant.

Nice chappie told me that they had not had anything in from Runcorn (my local) Courts as yet could take a few days to get transferred.

 

When I originally handed the Request for Warrant in to the court the man behind the desk told me it would need to go before a judge to see if he would grant it.

Today I thought I would as this nice chappie the same question ! I asked if it needed to go before a judge and he said "NO".:o

 

Mentioned something about it shouldnt take longer than 5 days , but because of the need for the transfer ----blah blah blah.

 

OK so now Im totally confused, ( doesnt take much) :confused: .

 

How can one person at one court tell me it does then another person at another court tell me it doesnt.?

I thought that at least when two people are doing the same job that they should at least be reading off the same page ,so to speak, you know what I mean.

 

Dont know what to think now , he also said that its pretty straight forward unless--- there is something goes wrong and the they would send it back to me with the fee.:(

 

Ive got cramp in my fingers from keeping them crossed, no not crossed make that entwined.

Playin that old game again then. Im still going to check every day though:lol:

 

Regards :-)

30-12-2006--Requested statements from Local Halifax.

02-02-2007--Statements Recieved.

18-04-2007--Prelim sent.

20-04-2007--Reply , Thanks , give us 8wks letter.

02-0502007--Sent L.B.A. & Schedule of Charges

11-05-2007--Recieved reply ,still investigating.

17-05-2007--Sent Amended L.B.A. for Contractual Interest this time.

14-06-2007--Received standard Bog Off letter.

13-06-2007--Took N1 to Local Courts.

26-06-2007--Copy of N1 from Court, issued 21-06-2007. to Halifax, Deemed Served 25-06-2007

Have till 09-07-2007 to file Defence.

05-07-2007--Note that Acknowledgment of Service been Filed on 29-06-2007.

Have 28 days from date of Service to File Defence.

07-07-2007--Offer from Halifax.

09-07-2007--Rejection letter sent to Halifax. Next day delivery.

10-07-2007--Money put in Account:mad:

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:lol::lol::lol::lol::lol::lol:

 

 

Oh Tilly you say the funniest things. Youve just made my day.

 

Thanks for cheering me up

30-12-2006--Requested statements from Local Halifax.

02-02-2007--Statements Recieved.

18-04-2007--Prelim sent.

20-04-2007--Reply , Thanks , give us 8wks letter.

02-0502007--Sent L.B.A. & Schedule of Charges

11-05-2007--Recieved reply ,still investigating.

17-05-2007--Sent Amended L.B.A. for Contractual Interest this time.

14-06-2007--Received standard Bog Off letter.

13-06-2007--Took N1 to Local Courts.

26-06-2007--Copy of N1 from Court, issued 21-06-2007. to Halifax, Deemed Served 25-06-2007

Have till 09-07-2007 to file Defence.

05-07-2007--Note that Acknowledgment of Service been Filed on 29-06-2007.

Have 28 days from date of Service to File Defence.

07-07-2007--Offer from Halifax.

09-07-2007--Rejection letter sent to Halifax. Next day delivery.

10-07-2007--Money put in Account:mad:

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Oh dear overflow, I wish I could wave a magic wand, & you get every penny they owe you, I agree with tilly you DO need a medal hanging there.

--------------------------------

If you approve of my Post, please tip my scales.

13/07/07 **WON** Halifax

Any advice or opinion I give, is what I have learnt from CAG, If in doubt, please consult a professional.

 

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AAAAAAAAAAWWWWWWWWWWW

 

Thank you Ja-De.

 

My one consolation in all this is that I know Im not by myself in this. As we all know all too well there are a lot of people on here in more or less the same boat so Im not by myself in the waiting game.

Unfortunately I wasnt the first and I sure as hell eont be the last.

 

Regards :)

  • Haha 1

30-12-2006--Requested statements from Local Halifax.

02-02-2007--Statements Recieved.

18-04-2007--Prelim sent.

20-04-2007--Reply , Thanks , give us 8wks letter.

02-0502007--Sent L.B.A. & Schedule of Charges

11-05-2007--Recieved reply ,still investigating.

17-05-2007--Sent Amended L.B.A. for Contractual Interest this time.

14-06-2007--Received standard Bog Off letter.

13-06-2007--Took N1 to Local Courts.

26-06-2007--Copy of N1 from Court, issued 21-06-2007. to Halifax, Deemed Served 25-06-2007

Have till 09-07-2007 to file Defence.

05-07-2007--Note that Acknowledgment of Service been Filed on 29-06-2007.

Have 28 days from date of Service to File Defence.

07-07-2007--Offer from Halifax.

09-07-2007--Rejection letter sent to Halifax. Next day delivery.

10-07-2007--Money put in Account:mad:

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Share on other sites

aaaaaaaaaaawwwwwwwwwww overflow, don't, you gonna make me cry, & it won't take much today, 'cos my flipping wrist hurts like hell. crutch.gifhehehecrutch.gif I keep trying to click you, but it won't let me lol.

--------------------------------

If you approve of my Post, please tip my scales.

13/07/07 **WON** Halifax

Any advice or opinion I give, is what I have learnt from CAG, If in doubt, please consult a professional.

 

[sIGPIC][/sIGPIC]

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