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    • The neighbour's house is built right on the boundary so the side of their house is effectively the 'wall' in our garden separating the two properties. It's a three storey house and so the mortar poses a potential danger to us. Because of the danger, we have put up an interior fence in our garden to ensure we don't risk mortar dropping on us. That reduces the garden by 25% which is not only an inconvenience, but it's the part of the garden where we had lined up contractors to install a patio and gazebo which we will use for our wedding reception in less than 2 months. We have spoken to the neighbour's caretaker who is on the case, has spoken with a roofer and possibly a scaffolding company, but there are several issues. They don't seem to understand the urgency. As long as there is a risk of falling mortar, we can't carry out any work in the garden, and unless they hurry up, we're looking at cancelling our wedding as it's not viable to book a venue because we can't use our own garden! Also, they want to put the scaffolding up in our garden which would be ok with us if it was a matter of a few days and they hurried up, but there is a tree (most likely protected by the conservation area), so most likely they can only reach part of the roof with the scaffolding if they put it up in our garden. We suggested a roofer with a cherry picker but they seem to want to use a company they've used before. Any and all comments, suggestions, advice is more than welcome.  PS. does it make any difference that the neighbour is a business (ltd) and not a private dwelling?
    • No apology needed, thank you for what you do I am glad to hear they paid. well done on getting back what is yours
    • Apologies all for the late reply and info, i have been away with the Army. They have paid I accepted the offer on the 5th of May, and they paid on the 17th of May.
    • Hello everyone,   Just thought id post an update.   I've today now finally received a claim form from PRA Group. Bit annoying as the last payment to them would have August 2018 so was nearly over the line. I believe my only grounds for defence is that they haven't managed to produce a copy of the DN notice, however from some online research I managed to find some case law that stated they can use their systems screenshot to show proof of it being sent.   I know I have to respond back to their claim form and will do so online on moneyclaim, is now the time to pick up the phone to them and negotiate a deal?   Any advice as always is much appreciated it.
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HSBCrusher v HSBC - The Battle continues.. claim 4 ready to go!


HSBCrusher
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auburngreeneyes, follow the cag method and you will get your money back -

the above was a little exchange between someone stirring up trouble and a couple of the members - nothing to worry about .

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Hiya auburngreeneyes, Richards post concerned County Court Judgements i.e. claims HSBC have lost in court but still haven’t settled.

As I said this isn’t HSBC's fault, if they have lost you hand it over to the bailiffs to collect from them (and charge all the TV companies to film the bailiffs stripping out your local branch ) this is always newsworthy and a good laff

Also when a CAG member wins, even by a default in court by HSBC we make sure they have the information to collect.(these cases are very very rare)

pete

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Yep its perfectly normal with HSBC, their Leeds customer services department where you have the offer from operates totally autonomously from DG solicitors (HSBC's legal arm) in Birmingham.

Up to you what you do, only you know how much money you need from your claim and if you can wait for it.

My personal view is you have paid your court fees so you might as well take the ride. DG solicitors will return your court fees and the statutory interest (8%) on your charge figure, HSBC Leeds wont.

pete

 

PS Crusher mate, can you set this poor lad up with a thread of his own

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Horrraaayyy! Got a email of HSBC today abbout my bank charges and they have offered 1007.68 :)

I am set up on internet banking and bombarded them with messages every day asking what stage my claim was at.

They told me it would take 8 weeks and it did well 8 weeks and 2 days, me and my hubby are very :) .

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OK.... hang out the flags!

it is done!

thanks to a sprained ankle and some time at home I have finally got my 4th claim ready to roll!

£1002 in charges back to 1993 (ahhhh, my first charge, seems like yesterday) a charge for excess OD... just £15.

Ah, bless.

Anyhow, CI comes to £1591, interest charged on charges is just over £140. I think the spreaddy is showing this a bit low, so some final touches to do.

Mr Langdale.... here we come!

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it may be your last claim for a bit unless you some more up your sleeves
He is just rolling up his sleeves, nothing more, nothing less...

Alecto, Magaera et Tisiphone: Nemesis on Earth is come.

 

All advice and opinions given by Spiceskull are personal, and are not endorsed by Consumer Action Group or Bank Action Group. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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He is just rolling up his sleeves, nothing more, nothing less...

indeed.

this is not a standard claim. We are talking 6+, with no current charges in there at all. There is also contractual interest in there, however this only adds about £800 to the claim, so not excessive (as some of the claims with this type of interest are in my opinion).

This is not your bread and butter... lol.

I need to be very prepared...

http://www.consumeractiongroup.co.uk/forum/halifax-bank-bank-scotland/11164-cank-halifax-10.html

 

not scared.... prepared.

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Go Crusher,

How far back you got your T & C's going back to.

I still need to get my claim started going back to 1990. I can feel a sprained ankle coming on, oh just remembered, im the boss i cant take sickies LOL.

Oh well it will have to be burning midnight oil again.

 

Its just as well the banks dont share records of claimants else you would be lucky to open a swiss parachute account :lol: after alll these claims

 

I bet your on HSBC Christmas card list now, but then again,,,,,,,,,maybe not.

 

CM

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Templates Library

 

GE Capital Won

Capital 0ne Won

Northern rock Claim stayed working on negotiation

HSBC personal claim 1 ''WON''.

£1800 plus full stat interest plus costs.

Claim started 14/02/07 offer 3/07/07

 

Next:Coming soon to a thread near you! :)

HSBC personal Part 2 'return of the Celicaman'

HSBC business 1 ' my empire strikes back' N1 claim POC in progress after usual offensive offer from bank

HSBC business 2 'attack of the Celicaman'

HSBC business claim 3 'bank account menace'

HSBC business 4 'Revenge of the CAG Member' the final insult ....................... 'Maybe'

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Its just as well the banks dont share records of claimants else you would be lucky to open a swiss parachute account :lol: after alll these claims

 

 

CM

funnily enough, I have often thought about this.

 

anyway.... as for T&Cs... I do have something on overdrafts here.

I'll dig that out in a mo, im under about 3 feet of paper at the moment.... lol...

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funnily enough, I have often thought about this.

 

anyway.... as for T&Cs... I do have something on overdrafts here.

I'll dig that out in a mo, im under about 3 feet of paper at the moment.... lol...

 

 

Gotta have somewhere to rest that foot i suppose :lol:

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GE Capital Won

Capital 0ne Won

Northern rock Claim stayed working on negotiation

HSBC personal claim 1 ''WON''.

£1800 plus full stat interest plus costs.

Claim started 14/02/07 offer 3/07/07

 

Next:Coming soon to a thread near you! :)

HSBC personal Part 2 'return of the Celicaman'

HSBC business 1 ' my empire strikes back' N1 claim POC in progress after usual offensive offer from bank

HSBC business 2 'attack of the Celicaman'

HSBC business claim 3 'bank account menace'

HSBC business 4 'Revenge of the CAG Member' the final insult ....................... 'Maybe'

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he's got three feet
I bet he uses that line to all the girls...

Alecto, Magaera et Tisiphone: Nemesis on Earth is come.

 

All advice and opinions given by Spiceskull are personal, and are not endorsed by Consumer Action Group or Bank Action Group. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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I heard all three feet were left feet, and not much of a dancer :grin:

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GE Capital Won

Capital 0ne Won

Northern rock Claim stayed working on negotiation

HSBC personal claim 1 ''WON''.

£1800 plus full stat interest plus costs.

Claim started 14/02/07 offer 3/07/07

 

Next:Coming soon to a thread near you! :)

HSBC personal Part 2 'return of the Celicaman'

HSBC business 1 ' my empire strikes back' N1 claim POC in progress after usual offensive offer from bank

HSBC business 2 'attack of the Celicaman'

HSBC business claim 3 'bank account menace'

HSBC business 4 'Revenge of the CAG Member' the final insult ....................... 'Maybe'

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Can see that being a problem with the no AQ scenario. Some of the local courts aren’t even issuing directions until the allocation fee is paid, unfortunately they also aren’t telling people to pay it unless they phone up and ask. We will have to keep an eye out for people who are just sitting and waiting.

pete

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I rang the court and asked if i needed to pay the AQ fee, even tho they wernt asking for AQ.

They said yes they still required payment :confused:

So i duly sent my £100 and guess what. 2 weeks later they send me a court cheque back saying they dont need it as no AQ has been asked for yet :confused:

Der hum Doh

 

Presume you get some kind of notice if DG file an AQ

 

CM

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GE Capital Won

Capital 0ne Won

Northern rock Claim stayed working on negotiation

HSBC personal claim 1 ''WON''.

£1800 plus full stat interest plus costs.

Claim started 14/02/07 offer 3/07/07

 

Next:Coming soon to a thread near you! :)

HSBC personal Part 2 'return of the Celicaman'

HSBC business 1 ' my empire strikes back' N1 claim POC in progress after usual offensive offer from bank

HSBC business 2 'attack of the Celicaman'

HSBC business claim 3 'bank account menace'

HSBC business 4 'Revenge of the CAG Member' the final insult ....................... 'Maybe'

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Got my notice of allocation/directions hearing yesterday.

 

' Take notice that an allocation/directions hearing will take place on the 11th July at ****

When you should attend

20 MINUTES has been allowed for the hearing

Please note this case may be releaased to another Judge, possibly at a different court.

 

Is this my court date, its not quite what i expected it to say

 

CM

Templates Library

 

GE Capital Won

Capital 0ne Won

Northern rock Claim stayed working on negotiation

HSBC personal claim 1 ''WON''.

£1800 plus full stat interest plus costs.

Claim started 14/02/07 offer 3/07/07

 

Next:Coming soon to a thread near you! :)

HSBC personal Part 2 'return of the Celicaman'

HSBC business 1 ' my empire strikes back' N1 claim POC in progress after usual offensive offer from bank

HSBC business 2 'attack of the Celicaman'

HSBC business claim 3 'bank account menace'

HSBC business 4 'Revenge of the CAG Member' the final insult ....................... 'Maybe'

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