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    • Would this be OK to send or is it too much detail already ?   "In response to your letter dated  xxx Intention of Prosecution reference xxxxxx I would like to advise that no collision / accident took place at the given date / time / location. There was however an altercation with the driver of a commercial vehicle who punched and kicked my car, verbally abused me when I stopped and acted in a distinctive threatening and aggressive manner. I advised I would be reporting him to his company for threatening behaviour and vandalism for punching and kicking my car whilst driving past in the road. When I tried to take a photo of his number plate, he came towards me in a further aggressive and threatening manner, so I decided to retreat into my car and lock the doors before he could reach me, as I was frightened he may assault me. I drove off and when I checked my phone later , the photo was regrettably unusable, as the camera couldn’t focus properly when I rushed back to my car. So I decided not to report him for his threatening behaviour and actions, as at the time I believed he would be untraceable anyway. So I am not sure if the accusations against me are in relation to this altercation, but no actual collision took place at this time , date and location as alleged in your letter"  
    • Fraudsters copy the details of firms we authorise to try and convince people that their firm is genuine. Find out why you shouldn’t deal with this clone firm.View the full article
    • They have been sending messageslike " Do you want a refund or not"  which ive said im at work just try and avoid their childish obstuctive replies as ive had enough of them but i plan on going up tomorrow , so my question is,  they have to give me a refund dont they, they can not bargain or refuse the refund if they havent checked the phone first ? Their previous messages have said they want to check the phone first before a refund is given and i think theyll try this tomorrow as they have argued all through this .... If that happens can i just walk away and then send the letter of Particulars which is due next week ? Edit :   Just for the record the phone hasnt been used since buying its been put in a protective bag and put in a draw , its in the same condition as i bought it
    • To be fair ,  she has responded and said she's on holiday but returns Sunday and will bank transfer when she returns and i think i believe her.
    • Checking hi-tech with low tech - Wales leading the way Growing Mid Wales, an organisation set up to bring together the private and public sectors alongside the Welsh Government, has launched a mobile mapping project to track areas of poor mobile phone signal Powys and Ceredigion. They will be using bin lorries which have signal detection equipment installed, and thus able to create a comprehensive map of mobile 'not-spots' in the area, since those vehicles will be visiting just about every property in the area on their usual rounds. Just a moment... WWW.THINKBROADBAND.COM  
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    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Tom Brennan v NatWest - This is a must-read!!!


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yes but breenan stands for us all not only will natwest be looking but all banks i think brennan will win his action like i said on above thread its about time we had the truth from the banks of the real cost of fees. look at it this way one bank how much does it make from us the customers all of our cash in one bank millions in intrest then on top of this we have the charges// fees from me and you. a bank makes millions good luck to the man on justice to us all

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Good luck to you Tom Brennan. I'd sure help out if this guy lost, but hoping for the best :)

 

 

p.s. Does anyone have a solution to watching/listening to the programmes? All the current links crash both firefox and IE for me.

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Glenn, i haven;t but that is my understanding from a further re read yesterday and this morning. It would compel the bank to reveal costs if he is successful. I think i may try and listen to it, i am just surprised nobody has tried this route previously. one to watch on Friday the 13th.

 

Nattie

 

My POC for Glenn Vs Abbey is effectively the same in my claim i have called it an account of profits if they decide to argue over it they will have to provide their costs to prove they have not made any profit.

 

incidentally my claim was issued on the 30/03/07 before i heard of this case.

 

GLenn

Kick the shAbbey Habit

 

Where were you? Next time please

 

 

Abbey 1st claim -Charges repaid, default removed, interest paid (8% apr) costs paid, Abbey peed off; priceless

Abbey 2nd claim, two Accs - claim issued 30-03-07

Barclaycard - Settled cheque received

Egg 2 accounts ID sent 29/07

Co-op Claim issued 30-03-07

GE Capital (Store Cards) ICO says theyve been naughty

MBNA - Settled in Full

GE Capital (1st National) Settled

Lombard Bank - SAR sent 16.02.07

MBNA are not your friends, they will settle but you need to make sure its on your terms -read here

Glenn Vs MBNA

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we need to get a pound each to send to cag, this way this Tom Brennan will be able to fight this without FEAR of losing either his career or this case. I so wish admin would post to state the same. If we want to stay as sheep then we shall, however if we want to hunt those that have hunted us for years, then we shall have to do as we are doing and go hunting against the people that cannot justify their charges and are too bloody scared to stand in a court of law and state any defence. I call for one pound from each member of this forum to support this one case. If the case fails then all costs will be paid for a man that put all on the line. TOM BRENNA'S COSTS WILL BE PAID. Lets make this bloody clear to the rip off banks.

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My mum and dad were supposed to go to Southend on 5th April... there cheque arrived on the day!!! x

03/10/06-Data Protection Act request sent via recorded delivery

06/10/06- Letter signed for. 15th Nov cut off date.

10/10/06- Statements come in tatty brown envelope.

Will be claiming for £1946.22

23/10/06- Preliminary request for £1946.22 sent recorded delivery.

24/10/06-Letter signed for. 7th Nov cut off.

08/11/06- Standard letter received wanting more time.

 

23/03/07- Time up for NatWest to say whether defending or not.

19/03/07- Acknowledgement of service and saying was going to defend came through.

04/04/07- Deadline for Natwests defence.

03/04/07- Defence filed came through.

05/05/07- Letter from Court to say claim stayed until 27/06/07

25/06/07- Letter from court, claim stayed until further notice.

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For fear of going against the grain here

 

http://www.consumeractiongroup.co.uk/forum/mortgage-companies/27030-harsh-letter-received-kensington-17.html

 

This woman took on Kensington for something that alot of us have won without court. She lost. She was ordered to pay the other sides costs.

We are not allowed to donate through CAG for her sever costs.

 

Now again, dont shoot me but I think her claim for assistance is greater than his. As far as I am aware, he is not a memebr of CAG (if he is I appologies) and he has been offered far in excess of his charges.

 

While what he is doing can be admired by some, I can imagine his actions are also doubted by others.

 

I dont seem to recall seeing a moderators comments on such a massive issue.

Whatever I post is my opinion and should be taken as such, an opinion. While it is what I believe and is offered in good faith, it should not be taken as a statement of truth

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Rock on Mr Brennan! I just hope he goes in armed to the teeth, otherwise the weasel lawyers that Nat West hire, might manage to squirm their sleezy way to victory. I hope he gives them hell for leather! He's effectively got his career riding on the case. If he wins, I suspect he'll never be short of work as a barrister again, however if the boot is on the other foot, then it could effectively be career suicide! I will watch with baited breath!

25/01/07 Statements collected online

27/01/07 Prelim sent

09/02/07 Thank you letter received (and duly ignored)

12/02/07 LBA on its way

27/02/07 MCOL filed

26/03/07 Defence entered

02/04/07 Notice of transfer paperwork received

10/04/07 Lattie's hastner sent

19/04/07 AQ arrived (never mind lattie!)

20/04/07 Last Chance letter sent to DG, AQ filled out.

08/05/07 AQ returned to courts, cc'd to DG

11/06/07 Request for the defence to be struck out sent after not hearing from the court for 5 long weeks.

14/06/07 Directions hearing set for the end of August. 10 long weeks away.

14/06/07 rob-the-viking waits yet longer......

23/08/07 DG apply for a stay, instantly granted by judge.

29/08/07 The waiting begins again, 7 months since prelim was sent.

 

"If you kick a Tiger in the ass, you'd better have a plan to deal with it's teeth!!"

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Give you said it all with Midland Bank, those far away days when bank branches had a manager who had been trained to think and make deals because they knew if you were making money then they would too.

Unlike today when some clone looks what the computer says, looks at a rule book and phones there boss because they can’t make a decision on there own and takes the money anyway.

Or is that just another way of calling you old

pete

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Now again, dont shoot me but I think her claim for assistance is greater than his. As far as I am aware, he is not a memebr of CAG (if he is I appologies) and he has been offered far in excess of his charges.

 

While what he is doing can be admired by some, I can imagine his actions are also doubted by others.

 

If it were money he were after he would have accepted the offer already. He is trying to expose the banks and their unfair charges - basically force them to admit they are wrong. He's putting his career on the line to do this which is why people here are so thankful and willing to help :)

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If it were money he were after he would have accepted the offer already. He is trying to expose the banks and their unfair charges - basically force them to admit they are wrong. He's putting his career on the line to do this which is why people here are so thankful and willing to help :)

 

Or that is how it would appear.

 

As has being discussed on a thread in Banks in Print, there are holes in the story. There is no such thing as a Trainee Barrister and a Bankrupt barrister can still practice, contrary to what the chap has said.

Like I said, it may all be true but I cannot just believe what I see in the news and if there is a case for our financial support, it is Jamorgans

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Whatever I post is my opinion and should be taken as such, an opinion. While it is what I believe and is offered in good faith, it should not be taken as a statement of truth

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Even if this man is just trying to make a name for himself I think it is good that someone will actually be able to get this decided once and for all by a court. At least then the whole matter will be finally in the open and will finally put this whole charade to an end. I find it utterly appalling that the banks continue to operate the charging system in spite of everything that is happening. There must be millions of people out there who continue to be hit with these charges who have no idea about the unlawfulness and have no hope of ever getting to grips with it. And as for Government inaction, well that's another argument I could get wound up about. Just who are they representing!

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At least this barrister fellow will be paying his own costs.At £200 per hour or so.:)

 

Mind you if he wins he can only claim 9.25 per hour same as any other litigant in person unless he can prove loss of earnings.

 

Glenn

Kick the shAbbey Habit

 

Where were you? Next time please

 

 

Abbey 1st claim -Charges repaid, default removed, interest paid (8% apr) costs paid, Abbey peed off; priceless

Abbey 2nd claim, two Accs - claim issued 30-03-07

Barclaycard - Settled cheque received

Egg 2 accounts ID sent 29/07

Co-op Claim issued 30-03-07

GE Capital (Store Cards) ICO says theyve been naughty

MBNA - Settled in Full

GE Capital (1st National) Settled

Lombard Bank - SAR sent 16.02.07

MBNA are not your friends, they will settle but you need to make sure its on your terms -read here

Glenn Vs MBNA

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Glenn, Spot on as normal. ;)

A person is only as big as the dream they dare to live.

 

 

Good things come to he who waits

 

 

Its your money taken unlawfully from your account and you have a legal right to claim it back.

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I should have added this :D , I do think its ironic that LIP can only charge at this rate bearing in mind the amount of effort and work involved.

 

Still its better than nowt as they say.

 

Glenn

Kick the shAbbey Habit

 

Where were you? Next time please

 

 

Abbey 1st claim -Charges repaid, default removed, interest paid (8% apr) costs paid, Abbey peed off; priceless

Abbey 2nd claim, two Accs - claim issued 30-03-07

Barclaycard - Settled cheque received

Egg 2 accounts ID sent 29/07

Co-op Claim issued 30-03-07

GE Capital (Store Cards) ICO says theyve been naughty

MBNA - Settled in Full

GE Capital (1st National) Settled

Lombard Bank - SAR sent 16.02.07

MBNA are not your friends, they will settle but you need to make sure its on your terms -read here

Glenn Vs MBNA

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I agree entirely with joneshousehold. His status and motivation is irelevant, his cause is what matters. Besides I'm pretty sure the BBC would have checked their facts before describing him as a newly qualified barrister and I don't hear anyone, including the bar, disputing it.

 

As for the banks continuing to operate their charging system, they have no choice, as to back down now would make a mockery of everything they have said and done in the past and open the flood gates to handing out refunds like confetti.

 

They're stuck between a rock and a hard place and Brennans action could

begin the stoning they deserve.

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good Lord! Our local Bobby looks about 12 - along with all the "managers" of the estate agencies. At least I would know they may have been to school for another 4 years if they looked 16. And the assistants in mobile phone shops and big "electrical retailers" I'm sure, come straight from playgroup.

So I must be nearing a gazillion years old!

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