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    • Hi everyone, I have an update on my case that I’d like to share with you all.  so after submitting 371 pages in my bundle, a witness statement and skeleton argument for my court case due to take place in Manchester on June 21st I got an email from my litigator stating that hmrc have pulled out and the case is now closed!    this is the body of the letter….. This letter, which is copied to the Appellant, pursuant to Rule 17 of the Tribunal Procedure (First-tier Tribunal) (Tax Chamber) Rules 2009, the Respondents gives notice to the Tribunal of their intention to not defend the above appeal.   The Respondents respectfully invite the Tribunal to allow the appeal and close its file. In lieu of the above the Respondents would respectfully ask the Tribunal to vacate the hearing scheduled for Friday 21 June 2024. We would accordingly invite the Tribunal to close its file. Obviously this is extremely good news which hasn’t sunk in that after 3 years of fighting it is over.    I do have a further fight on my hands in that the Group Action I had joined with Independent Tax that had been disbanded in November last year and I chose not to continue with them. They are trying to bill me over 5k for the work they did under that Group Action which is ludicrous bearing in mind the whole point in joining was that it would keep the cost to a minimum as it would be shared between us all. They had asked if I wanted to continue to have them represent me on an individual level which I declined, if I hadn’t, goodness knows what they would have been trying to charge me now. 
    • President Ruto says Kenyans pay less tax than citizens in some other African countries.View the full article
    • As PM Sunak really showed his true colours at the D Day Commemorations by doing what? Oh I am the British PM lets just leave early I have better things to do and as he is called out on disrespecting all those veterans that served our country for the freedoms we have today he gives a groveling apology to little to late. He knew about this event for a long time and also knew that this is probably the last D Day Commemoration due to the age of those Veterans who gave so much for there countries freedom. Even on the day of the D Day Commemoration he still could have changed his plans As PM and stayed but choose not to showing such DISRESPECT to those Veterans, those that lost there lives and Families for the Freedoms we have today Being a Veteran myself I have never known a PM to show such disrespect what the hell was he thinking SHAME ON YOU PM SUNAK  
    • Thanks. We'll try to help over the weekend. If the hearing is on 05/07 then it's 90% sure that the deadline for filing your WS is 21/06.
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Taking Cabot to court for failing to supply HSBC CCA + Distress etc


tbern123
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:confused:

 

I have just tried to email my POC to Cabot, as I thought this was only fair....

 

[email protected], no longer accepts emails from my email address...

 

Isn't it lucky, I have more then one email address lol

Remember if you find anything I say helpful, please click the scales

 

 

tbern123 vs Cabot

  1. Cabot again !!! Urgent Help Needed
  2. Litigation - tbern123 V Cabot Financial (Uk) Limited
  3. No more calls from Cabot... lol

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:confused:

 

I have just tried to email my POC to Cabot, as I thought this was only fair....

 

[email protected], no longer accepts emails from my email address...

 

Isn't it lucky, I have more then one email address lol

 

One of my yahoo addresses has also been blocked..... :x

Remember if you find anything I say helpful, please click the scales

 

 

tbern123 vs Cabot

  1. Cabot again !!! Urgent Help Needed
  2. Litigation - tbern123 V Cabot Financial (Uk) Limited
  3. No more calls from Cabot... lol

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One of my yahoo addresses has also been blocked..... :x

 

And my other email address.. You would think that they don't want to read my emails:grin:

Remember if you find anything I say helpful, please click the scales

 

 

tbern123 vs Cabot

  1. Cabot again !!! Urgent Help Needed
  2. Litigation - tbern123 V Cabot Financial (Uk) Limited
  3. No more calls from Cabot... lol

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Tbern you are being far too nice with them. Go for the jugular. Yes they did a check on my Experian report too. I didn't report at the time but will do.

 

 

I know, I just don't want them to be able to turn around and say that I did not keep them informed

Remember if you find anything I say helpful, please click the scales

 

 

tbern123 vs Cabot

  1. Cabot again !!! Urgent Help Needed
  2. Litigation - tbern123 V Cabot Financial (Uk) Limited
  3. No more calls from Cabot... lol

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:confused:

 

I have just tried to email my POC to Cabot, as I thought this was only fair....

 

[email protected], no longer accepts emails from my email address...

 

Isn't it lucky, I have more then one email address lol

 

be professional and do a screenprint of the response ........

 

 

for "location location location" read "insurance insurance insurance " !!!

:cool: sunbathing in juan les pins de temps en temps

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Start up a new email address Tbern it's easy enough. So they object to a few emails do they?

Have they any notion what it's like to be harrassed by phone 24/7 or to be bombarded by their stupid letters. My goodness boot on other foot or what????

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Williem is one of the people I tried to email, it came back saying sender address rejected...

 

But I have a cunning plan lol

 

I will reveal all tonight !!!!

Remember if you find anything I say helpful, please click the scales

 

 

tbern123 vs Cabot

  1. Cabot again !!! Urgent Help Needed
  2. Litigation - tbern123 V Cabot Financial (Uk) Limited
  3. No more calls from Cabot... lol

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Tbern you are being far too nice with them. Go for the jugular. Yes they did a check on my Experian report too. I didn't report at the time but will do.

 

 

They checked my experian report too TWICE on the same day (I reckon cause they chasing tow debts in one claim??)

 

ALSO - they checked Land Registry too!!!! Naughty Naughty??

 

Does anyone happen to have the sections to quote that says they ought not be doing this - so that I can quote this on my POC's this week??

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Start up a new email address Tbern it's easy enough. So they object to a few emails do they?

Have they any notion what it's like to be harrassed by phone 24/7 or to be bombarded by their stupid letters. My goodness boot on other foot or what????

 

As I don't live far away and I was not having any joy with my emails, I thought I would go and deliver the letter myself.

 

Well, I had a completly wasted trip.. What kind of companies head office, doesn't have a mail box ?????

 

Not a very impressive building.. They are building new offices done the road from their current location.. So I came home and faxed it to them....

 

So I have filed my POC with the Court, Served them to Cabot, so now the ball is in their court

Remember if you find anything I say helpful, please click the scales

 

 

tbern123 vs Cabot

  1. Cabot again !!! Urgent Help Needed
  2. Litigation - tbern123 V Cabot Financial (Uk) Limited
  3. No more calls from Cabot... lol

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Within commuting distance, eh? You could apply for a job. :eek:

 

Nice one, though. Can't wait to hear the outcome. ;)

 

 

lol, very true... Only took about 20 minutes to get there..... As it is one huge trading estate though, there isn't much to do at lunch times

Remember if you find anything I say helpful, please click the scales

 

 

tbern123 vs Cabot

  1. Cabot again !!! Urgent Help Needed
  2. Litigation - tbern123 V Cabot Financial (Uk) Limited
  3. No more calls from Cabot... lol

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Nearly forgot...

 

The judge has given them until 9th April 2007 to come up with a defence... So it will give me some time to work on my second claim for the default that was on my credit file in relation to a inproperly executed Barclaycard agreement.

Remember if you find anything I say helpful, please click the scales

 

 

tbern123 vs Cabot

  1. Cabot again !!! Urgent Help Needed
  2. Litigation - tbern123 V Cabot Financial (Uk) Limited
  3. No more calls from Cabot... lol

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You should try my job... stuck in the middle of the sea, and not a Subway or Starbucks in sight. :D

 

No thanks,,, I have enough grief in my job... the general public are all swines !!!!

Remember if you find anything I say helpful, please click the scales

 

 

tbern123 vs Cabot

  1. Cabot again !!! Urgent Help Needed
  2. Litigation - tbern123 V Cabot Financial (Uk) Limited
  3. No more calls from Cabot... lol

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As I don't live far away and I was not having any joy with my emails, I thought I would go and deliver the letter myself.

 

Well, I had a completly wasted trip.. What kind of companies head office, doesn't have a mail box ?????

 

Not a very impressive building.. They are building new offices done the road from their current location.. So I came home and faxed it to them....

 

So I have filed my POC with the Court, Served them to Cabot, so now the ball is in their court

 

 

THIS MADE ME LAUGH :D:D

 

ME WONDERS WHY - THEY HAVE NO LETTER BOX :confused::D

 

that is funny!! I reckon they don't mean us to communicate with them eh?:p

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Thanks Pam,

 

 

Really appreciate your help.... I would click your scales, but I did that yesterday and it won't let me do it again yet lol

 

Thank you for the last click anyway - much appreciated. :D

 

Regards, Pam

VITAL - IF YOU HAVE AN ISSUE ABOUT THE INCREASED BAILIFFS' POWERS TO BREAK INTO YOUR HOME AND USE FORCE IN ORDER TO GET YOUR GOODS THEN JOIN THE PETITION HERE:

http://www.consumeractiongroup.c o....l#post53879 9

 

Anyone seeing this who wants to help by copying it to their signature please do.

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Sorry to gatecrash, but if a company are unable to produce an executed credit agreement, then they shouldn't have been recording data with CRAs??

Is this always true?

 

Well, they would have you believe otherwise, and point to where it says they can do it without your consent in the DAP, (Section 2, para 6 I think it is). BUT that only applies if what they have about you is correct. And no agreement, means no consent, means no proof of debt, then no right to process data at all, INCLUDING PASSING ON YOUR ALLEGED "BLACK" DATA TO CRA's. IMHO.

 

Just read something interesting. Our Ken thinks debt purchasing companies should have access to our "white data". ie he thinks he should be allowed to see beforehand your "good" credit history as a right. I suppose he also assumes he has the right anyway to go trawling through your "bad" history by doing unauthorised searches of your credit files. (See tBern's post above). No doubt, he has a good reason for this ready to justify things, but I personally just think it's so he can cherry pick his portfolios. Maybe I'm wrong.

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Well, they would have you believe otherwise, and point to where it says they can do it without your consent in the DAP, (Section 2, para 6 I think it is). BUT that only applies if what they have about you is correct. And no agreement, means no consent, means no proof of debt, then no right to process data at all, INCLUDING PASSING ON YOUR ALLEGED "BLACK" DATA TO CRA's. IMHO.

 

Just read something interesting. Our Ken thinks debt purchasing companies should have access to our "white data". ie he thinks he should be allowed to see beforehand your "good" credit history as a right. I suppose he also assumes he has the right anyway to go trawling through your "bad" history by doing unauthorised searches of your credit files. (See tBern's post above). No doubt, he has a good reason for this ready to justify things, but I personally just think it's so he can cherry pick his portfolios. Maybe I'm wrong.

 

I think I posted something about this 'White Data' subject some weeks ago, I came across it during some of my research**. I believe I'm right in saying that our Ken has been campaigning for this for quite some time- to be allowed access to our 'white data'. A member of his staff even gave a lecture about it at a conference last year. I'm not sure if he's been successful in his campaign, I'll see if I can find out...**ahha, there it is...post 864 on this thread...Open all the attached files once you're in there.

Just hate every DCA out there

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Well, they would have you believe otherwise, and point to where it says they can do it without your consent in the DAP, (Section 2, para 6 I think it is). BUT that only applies if what they have about you is correct. And no agreement, means no consent, means no proof of debt, then no right to process data at all, INCLUDING PASSING ON YOUR ALLEGED "BLACK" DATA TO CRA's. IMHO.

 

Just read something interesting. Our Ken thinks debt purchasing companies should have access to our "white data". ie he thinks he should be allowed to see beforehand your "good" credit history as a right. I suppose he also assumes he has the right anyway to go trawling through your "bad" history by doing unauthorised searches of your credit files. (See tBern's post above). No doubt, he has a good reason for this ready to justify things, but I personally just think it's so he can cherry pick his portfolios. Maybe I'm wrong.

 

 

Our Ken - seems to think he can do all these searches to include the Land Registry etc.. whilst having no formal docs to even prove these debts etc.. Me thinks he needs to be careful where he is treading!!!

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