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account closure - means i cant claim?


evil_edna
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i have an abbey account and they are closing it, i think as a result of my sending a letter in to request all of my bank charges in statement form.

 

can i still claim from a closed account?

 

have a good easter all

al

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its complicated.

i have an arrears with abbey. i got in to a dispute with them over the amount of bank charges last year when as a student i was skint and had a £1300 overdraft. they told me the usual about the charges and i said fine and started using my natwest student account as my primary account.

 

the asked me to pay ~£30 pcm to remove the debt.

 

i thought this was fine as it would give me time to get my charges claim underway.

 

this morning i received a letter demanding full repayment from a debt recovry company (after i sent my initial letter)

 

what should i do next??

 

if i can still claim then i have no need to worry right?

 

some advice would be grrrreat.

 

have a good day

al

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If you sent them your letter first your account is in dispute and it cannot be passed on to a recovery agency.

 

There is a letter you can send here but I would ring the DCA and tell the account is in dispute and they will hand it back to Abbey if I'm correct.

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