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    • First of all please can you tell us the name of the seller, something about the van – age/year, mileage, price paid. How far away is the seller from where your son lives? Who do you take it to for this inspection? Are they prepared to give you a written list of the things that they found? This is very important and you may well have to get an independent inspection from somebody such as the AA. This will cost you some kind of feedback we expect that we will be able to help you get it back. I would say that if you have to bring a court claim – which is likely – then your chances of success are better than 95% but the difficulty might be enforcing the judgement against the seller. We will have to no more in order to give you better advice. Does it have an MOT? What is the date of it and who gave it the MOT? I suggest that you start taking pictures of all of the defects that you can find.
    • My autistic son brought a van from a private seller. ( there was 5 other cars on his drive and another van, plus loads of machanic tools in his hallway,  so he probably is a unofficial dealer).  He gave the van a once over, he checked for any warning lights that might be on, there was none. He checked underneath for any rust etc, it all looked fine. The body was rough, but you'd expect that for the age of the van.  He got his brothers machanic to give it a pre mot check, as the van was old so he expected it to have a few problems. The van is a deathtrap, the seller had blacked out all the warning lights that were on the dash,  and I mean all.  He had also painted some kind of black stuff on the underside, to hide all the damage there.   My son drove it for over 2 hours to get it home. The machanic said he's surprised my son is still alive, and an untrained eye would not of seen what the seller had done.  Iv asked the seller for a refund and for him to have the van back, but he is refusing. Is there anything we can do.   
    • The economy grew by 0.6% in the first three months of the year, ending a shallow recession.View the full article
    • First of all it sounds as if your retailer is very decent and very responsible. This itself is unusual in these kinds of circumstances and I think we need to bear this in mind. The guarantee is not particularly relevant and in fact the dealer had a statutory duty to exercise a certain responsibility for your computer – probably for several years as their obligation under the consumer rights act. The dealer may not have known this and it simply acting out of a sense of moral responsibility and that is even more noteworthy. You've already suggested earlier that you didn't really want to cause problems for your retailer. I think that you will need the help of your retailer as well in order to get information and evidence. I suggest that you proceed against DPD – but before you do that – I suggest that you have a discussion with the retailer. Tell them that this is what you are going to be doing and you would like to have a copy of anything they have which relates to the special instructions which apparently your dealer has already informed you about in relation to where item should be left. Secondly, maybe you should tell your dealer about this site and also about this thread. I can imagine like many dealers who are frequently sending items by means of couriers, they have had things go missing. Tell them that we will be very happy to help them recover money for lost or damaged or stolen items – and that is regardless of whether or not they have purchased insurance. Apart from being very pleased to help your dealer recover items which have been lost by irresponsible parcel delivery companies, I think we need to encourage the complicity between you and them so they will be pleased to support you in your claim against DPD. It will be helpful if you can get a copy of the instructions that you have referred to above, and also if you can get some written evidence of your own instruction that your laptop should be left in a safe place. Have you done the reading on this sub- forum? You will need to do lots of reading of many of the similar stories on this sub- forum. They won't necessarily be against DPD but the principles will broadly be the same. Also read the pinned topics at the top of the sub- forum in order to understand many of the principles involved. Getting your money back but be quick – but your chances of success are better than 90% that you can bank on it taking anything up to a year. Have you got anything in writing from DPD either refusing you or telling you that they won't discuss with you?  
    • Thank you for telling us the text of the letter you had from the police. As we don't seem to have come across this before, it would be really useful for us to see the original please. HB
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

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      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Claiming statutory interest upfront


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I am considering claiming charges that were made 3-4 years ago, and the 8% statutory interest amounts to about a quarter of the actual charges. If I follow the recommendation to initially claim sans the 8% interest, then if I am offered a settlement, then would I have really lost out on the statutory interest? Should I claim the statutory interest upfront and see what happens? Charges: £5.9k, Interest: £1.3k. Thanks for any advice!

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Were you overdrawn ? If so, you can reclaim the interest they levied on the charges element of the overdraft. Regards, Mad Nick

PS Please can you open a thread in your Bank sub-forum and put all your posts on there, rather than a new post in General for every question you've got.

Abbey £8370 settled 17 Apr 07

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I sent my first letter away 2 days ago. I did ask for charges and interest in it although I know I can not legitimately claim it til I file. I did this because basically my interest is for £600.00. If they were to settle before me doing MCOL they save over £700. If not I claim for it. The ball is in their court. I don,t understand why they don't want to save this money. I would be quite happy just to get my charges refunded but this is a personal decision I made.

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There is a further issue to doing it this way.....the banks could offer you no settlements and let it go to court then apply for your claim to be strucken out because you don't know what you are doing.

 

It is very difficult to look beyond the pound signs at times but have a bit of sense. You are only allowed to include this AS A RESULT OF GOING TO COURT, so how can you claim for it before that??

If my post has been useful, tip my scales and let me know

 

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Hi there im pretty new to this site and am about to start a claim i have read about the stat interest but myt husband told me i should be putting contractual interest on, do you know what this?

 

Please do let me know, thanks

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T4FF,

Point taken re asking for the interest. I had used info from another site but now sticking to this site only. Should I now in my LBA(which I,m sure I'm going to have to send!) just ask for the charges only, and don't refer to the interest again untill last line ie I shall begin a claim against you for the full amount plus interest. Will this be ok do you think?

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Hi tiatia,

 

Yes that's fine. Juust leave out mention of statutory interest until the last line.

 

Lucid :)

Mindzai & Lucid vs Lloyds TSB

*Won unconditionally with contractual interest (29.85% compounded)

Lucid's Account - £749.62 * Joint Account - £2019.64 * Mindzai's Account - £595.65

*All settled in full - 6/2/07

*Hearings - 7/2/07

*Prelims sent - 9/8/06

_______

GOT A COURT DATE? A guide to the later stages

 

[sIGPIC][/sIGPIC]

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Hi there im pretty new to this site and am about to start a claim i have read about the stat interest but myt husband told me i should be putting contractual interest on, do you know what this?

 

Please do let me know, thanks

If you are pretty new I would advise you to look around a little longer. There is plenty of information about contractual interest - the more important bits are in the GENERAL forum. If you have no idea about what it is, then you need to do a lot of bookwork - no summary any of us can give you will be enough for you to go out and claim contractual interest.

 

Contractual interest is not a proven line of attack and you need to have a very good understanding of what you are doing to proceed with a claim including this. I'm not trying to be unhelpful it would just be unfair of me to give you a brief overview and leave you with the impression that it is as easy as claiming charges and statuatory.

 

If you aren't sure what to do, stick with statutory.

If my post has been useful, tip my scales and let me know

 

Always start with the User guide!

Stuck with RBS charges? Click here!!

 

RBS CA1 £2794 SETTLED!!! RBS CA2 £503 SETTLED!!! HBOS CC £498 SETTLED!!! Barclaycard £705 (with CCI) ONGOING!!! NATWEST CA ONGOING!!! LLOYDS CA x 2, CC, LOAN ONGOING!!! HFC LOAN ONGOING!!!

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T4FF,

Point taken re asking for the interest. I had used info from another site but now sticking to this site only. Should I now in my LBA(which I,m sure I'm going to have to send!) just ask for the charges only, and don't refer to the interest again untill last line ie I shall begin a claim against you for the full amount plus interest. Will this be ok do you think?

Following on from what Lucid said, you shouldn't need to "put" anything into your LBA if you use the LBA from this site. The template is pretty inclusive and can be used as it is without any need to amend it ;)

If my post has been useful, tip my scales and let me know

 

Always start with the User guide!

Stuck with RBS charges? Click here!!

 

RBS CA1 £2794 SETTLED!!! RBS CA2 £503 SETTLED!!! HBOS CC £498 SETTLED!!! Barclaycard £705 (with CCI) ONGOING!!! NATWEST CA ONGOING!!! LLOYDS CA x 2, CC, LOAN ONGOING!!! HFC LOAN ONGOING!!!

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T4FF,

 

tiatia has quoted the last line of the LBA template letter, so they aren't suggesting adding anything in. :)

 

Lucid :)

Mindzai & Lucid vs Lloyds TSB

*Won unconditionally with contractual interest (29.85% compounded)

Lucid's Account - £749.62 * Joint Account - £2019.64 * Mindzai's Account - £595.65

*All settled in full - 6/2/07

*Hearings - 7/2/07

*Prelims sent - 9/8/06

_______

GOT A COURT DATE? A guide to the later stages

 

[sIGPIC][/sIGPIC]

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I thought it looked familiar lol :D

If my post has been useful, tip my scales and let me know

 

Always start with the User guide!

Stuck with RBS charges? Click here!!

 

RBS CA1 £2794 SETTLED!!! RBS CA2 £503 SETTLED!!! HBOS CC £498 SETTLED!!! Barclaycard £705 (with CCI) ONGOING!!! NATWEST CA ONGOING!!! LLOYDS CA x 2, CC, LOAN ONGOING!!! HFC LOAN ONGOING!!!

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