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    • Hi everyone, Apologies for bringing up the same topic regarding these individuals. I wish I had found this forum earlier, as I've seen very similar cases. However, I need your help in figuring out what to do next because we've involved our partners/resellers. I work as an IT Manager in a company outside of the UK. We acquired a license from a certified reseller (along with a support agreement) and also obtained training sessions from them. The issue arose when we needed to register two people for the training sessions, so we used an external laptop for the second user to keep up with the sessions for only a month. During this period, the laptop was solely used for the training sessions. After two weeks, my boss forwarded an email to me from Ms Vinces, stating that we are using illicit software from SolidWorks. Since this has never happened to me or anyone we know, I went into panic mode and had a meeting with her. During the meeting, we explained that we were using an external laptop solely for the training sessions and that the laptop had not been used within the company since her email. She informed us that for such cases, there are demos and special licenses (though our reseller did not mention these types of licenses when we made our initial purchase). She then mentioned that we had utilized products worth approximately €25k and presented us with two options: either pay the agreed value or acquire SolidWorks products. We expressed that the cost was too high, and our business couldn't support such expenses. I assured her that we would discuss the matter with the company board and get back to her. After the meeting, we contacted the company reseller from whom we purchased the license, explained the situation, and mentioned the use of an external laptop. They said they would speak to Maria and help mediate the situation. We hoped to significantly reduce the cost, perhaps to that of a 1-year professional license. Unfortunately, we were mistaken. The reseller mediated a value €2k less than what Maria had suggested (essentially, we would need to acquire two professional lifetime licenses and two years of support for a total of €23k). This amount is still beyond our means, but they insisted that the price was non-negotiable and wouldn't be reduced any further. The entire situation feels odd because she never provided us with addresses or other evidence (which I should have requested), and she's pressuring us to resolve the matter by the end of the month, with payment to be made through the reseller. This makes me feel as though the reseller is taking advantage of the situation to profit from it. Currently, we're trying to buy some time. We plan to meet with the reseller next week but are uncertain about how to proceed with them or whether we should respond to the mediator.
    • Thanks London  if I’ve read correctly the questionaire wants me to post his actual name on a public forum… is that correct.  I’ve only had a quick read so far
    • Plenty of success stories, also bear in mind not everyone updates the forum.  Overdale's want you to roll over and pay, without using your enshrined legal right to defend. make you wet yourself in fear that a solicitor will Take you to court, so you will pay up without question. Most people do just that,  but you are lucky that you have found this place and can help you put together a good defence. You should get reading on some other Capital One and Overdale's cases on the forum to get an idea of how it works.  
    • In both versions the three references to "your clients" near the end need to be changed to "you" or "your" as Alliance are not using solicitors, they have sent the LoC themselves. Personally I'd change "Dear ALLIANCE PARKING Litigation Dept" to "Dear Kev".  It would show you'd done your homework, looked up the company, and seen it's a pathetic one-man band rather than having any departments.  The PPCs love to pretend they have some official power and so you should be scared of them - showing you've sussed their sordid games and you're confident about fighting them undermines all this.  In fact that's the whole point of a snotty letter - to show you'd be big trouble for them if they did do court so better to drop you like a hot potato and go and pursue mugs who just give in instead. In the very, very, very, very unlikely case of Kev doing court, it'd be better that he didn't know in advance all the legal arguments you'd be using, so I'd heavily reduce the number of cards being played.
    • Thanx Londoneill get on to it this evening having a read around these forums I can’t seem to find many success stories using your methods. So how successful are these methods or am I just buying time for him  and a ccj will be inevitable in the end. Thanks another question is, will he have to appear at court..? I am not sure he has got it in him
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      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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MacBoy Vs. Halifax and Hello To the Group!


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still underway - I've targeted myself to get the Prelims done for both the Current acccount and the CC this weekend :D I'll also start work on drafting the POCs, because I doubt Howard's going to tip up that easily :lol:

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  • 04/04/07 - £104 exit fee refund - Portman BS
  • Halifax Current a/c 20yr (closed) - in progress - all 20 years statements recovered!
  • Halifax Platinum Card 15 yr - Court Action Commenced - all 15 years statements recovered!
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  • 4 weeks later...

Fantastic thread and very inspirational to everyone who has been treated shabbily to keep going.:grin:

Well done to Macboy for getting them by the short & curlies and not letting go.:grin:

I have just recieved a letter from BOS kicking out my claim against them for over £20K because the charges happened more than 6 years ago but this thread has given me the belief to keep at them to get back what is rightfully mine.:cool:

More reading up on this forum then a reply letter off to them.

Cheers again.

And thanks to tilly for directing me over here.

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Thanks for that AC2007 - have a look at my 'Subject Access Request - Response to Incomplete Disclosure' letter. Consider sending this to them and simultaneously filing an immediate complaint with the Information Commissioners Office. When And How To Complain Guide (well worth a read) here and complaint form itself here (Word); or here (PDF).

 

Now go get 'em! Good luck and let us all know how you get on ;)

 

Mac

  • 04/04/07 - £104 exit fee refund - Portman BS
  • Halifax Current a/c 20yr (closed) - in progress - all 20 years statements recovered!
  • Halifax Platinum Card 15 yr - Court Action Commenced - all 15 years statements recovered!
  • A&L Current a/c - You're next..

Write to your MP and

COMPLAIN about the ANTI-CONSUMER way in which the OFT Test Case is being handled!

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Nice to see you around Mac, you have been very quiet lately.

HOW TO...DUMMIES GUIDE TO CAG...Read here

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Thanks SSL

 

Busy boy at the moment, on all fronts :D

  • 04/04/07 - £104 exit fee refund - Portman BS
  • Halifax Current a/c 20yr (closed) - in progress - all 20 years statements recovered!
  • Halifax Platinum Card 15 yr - Court Action Commenced - all 15 years statements recovered!
  • A&L Current a/c - You're next..

Write to your MP and

COMPLAIN about the ANTI-CONSUMER way in which the OFT Test Case is being handled!

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So you wont be showing up at any of the cag meets then?

HOW TO...DUMMIES GUIDE TO CAG...Read here

STEP BY STEP GUIDE...Read here

F&Q's... Read here

EVERYTHING YOU NEED THE A~Z GUIDE...Read here

 

Go to our Cag Toolbar Download page here

 

Please don't forget this site is run on DONATIONS If this site has helped in any way, then please give a little back. ;-)

Any opinions are without prejudice & without liability. All I know has come from this site. If you are unsure, please seek professional advice. .

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Why thank you, Ms Trotter... :D

  • 04/04/07 - £104 exit fee refund - Portman BS
  • Halifax Current a/c 20yr (closed) - in progress - all 20 years statements recovered!
  • Halifax Platinum Card 15 yr - Court Action Commenced - all 15 years statements recovered!
  • A&L Current a/c - You're next..

Write to your MP and

COMPLAIN about the ANTI-CONSUMER way in which the OFT Test Case is being handled!

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All

 

Just about to send off my Prelims for the CC and Current Accounts and wondered if we have an 'interest Guru' around who might be prepared to have a look at my workings beforehand?

 

I have all the data (charges and dates) entered, I'm just not sure the s/sheets I am using were engineered for pre-6 years claims; and I want to make sure I'm claiming back all I can be in terms of both interest on penalties and S69 at the Court stage.

 

PM me if you' have a bit of relevant knowledge and would like to help!

 

Many thanks in advance!

Mac :D

  • 04/04/07 - £104 exit fee refund - Portman BS
  • Halifax Current a/c 20yr (closed) - in progress - all 20 years statements recovered!
  • Halifax Platinum Card 15 yr - Court Action Commenced - all 15 years statements recovered!
  • A&L Current a/c - You're next..

Write to your MP and

COMPLAIN about the ANTI-CONSUMER way in which the OFT Test Case is being handled!

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TYVM I have sent you a PM Stone

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Halifax Won £1180.00

NatWest Won £876.00

Halifax 2 N1 submitted 20/07/07 stayed 24/08/07 N244 Application filed 31/08/07 hearing set for 12/11/07 rescheduled for 29/01/2008. Application dismissed stay still in place.

Charity Group £200 compo for lost passport.

HM revenue & Customs; demand for WTC overpayment £632.12. Disputed, their error. Did not have to repay.

All opinions expressed are my own and have no legal standing and no connection to CAG

 

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I have answered yours Macboy. Looks pretty straight forward.

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WARNING TO ALL

Please be aware of acting on advice given by PM .Anyone can make mistakes and if advice is given on the main forum people can see it to correct it ,if given privately then no one can see it to correct it. Please also be aware of giving your personal details to strangers

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Many thanks UKAV

 

Mac

  • 04/04/07 - £104 exit fee refund - Portman BS
  • Halifax Current a/c 20yr (closed) - in progress - all 20 years statements recovered!
  • Halifax Platinum Card 15 yr - Court Action Commenced - all 15 years statements recovered!
  • A&L Current a/c - You're next..

Write to your MP and

COMPLAIN about the ANTI-CONSUMER way in which the OFT Test Case is being handled!

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looks like your sorted now then :D

 

Yes thanks, Tils - UKAV is pointing me in the right direction with this interest questions I think :D

  • 04/04/07 - £104 exit fee refund - Portman BS
  • Halifax Current a/c 20yr (closed) - in progress - all 20 years statements recovered!
  • Halifax Platinum Card 15 yr - Court Action Commenced - all 15 years statements recovered!
  • A&L Current a/c - You're next..

Write to your MP and

COMPLAIN about the ANTI-CONSUMER way in which the OFT Test Case is being handled!

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Help! :(

 

I'm getting in a bit of a flap about o/d interest again. I'm not sure whether the spreadsheets are designed to go back as far as my claim (20 years in my case).

 

I've tried the advanced one and that produces a different figure in the for the interest on penalties in each of the 'charges and interest' and '8% interest' tabs. I'm not even sure what o/d interest rate is assumed by this spreadsheet.

 

I've also tried a completely different sheet UKAV very kindly gave to me but this seems to use a entirely different method, whereby I have to try and estimate my average o/d balance for the month and I'm not sure exactly how to go about this.

 

I'm half-tempted to say 'b*gger it' I'll just go for the principal with no interest, then the judicial if it goes to court. But then I think about the way these people have siphoned money from me over the past 20 years and I think should very definitely claim back the interest :mad:

 

Anyone out there willing/able to take a quick peek at my sheets and help me sort this?

 

Thanks in advance

 

Mac

  • 04/04/07 - £104 exit fee refund - Portman BS
  • Halifax Current a/c 20yr (closed) - in progress - all 20 years statements recovered!
  • Halifax Platinum Card 15 yr - Court Action Commenced - all 15 years statements recovered!
  • A&L Current a/c - You're next..

Write to your MP and

COMPLAIN about the ANTI-CONSUMER way in which the OFT Test Case is being handled!

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Now what's all this Mac? I never thought you would concede defeat in a million years.

I'm no expert, but I would most likely think that all the s/sheets stand at 8% interest. I'm sure UK can help you with his sheet, I personally used the simple charges calculator s/sheet as it was much more straight forward to understand than the complex one.

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Oh I can assure you I'm no way condeding defeat, Ja-de :D Cavalry is on its way to help apparently and I'm grateful in the extreme for that!

 

Although I understand the arguments for charges, o/d interest, judicial and contractual interest, I'm not sure that the sheets I'm using are calculating this back as far as my claim goes. Current thinking is that I'll probably go for charges +simple o/d + S.69 and forget contractual.

 

I'm sure I'll get there in the end though and thanks for the encouragement ;)

  • Haha 1
  • 04/04/07 - £104 exit fee refund - Portman BS
  • Halifax Current a/c 20yr (closed) - in progress - all 20 years statements recovered!
  • Halifax Platinum Card 15 yr - Court Action Commenced - all 15 years statements recovered!
  • A&L Current a/c - You're next..

Write to your MP and

COMPLAIN about the ANTI-CONSUMER way in which the OFT Test Case is being handled!

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I'm sooo glad to hear that, & I'm sure there's someone here who'll be able to help.

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--------------------------------

If you approve of my Post, please tip my scales.

13/07/07 **WON** Halifax

Any advice or opinion I give, is what I have learnt from CAG, If in doubt, please consult a professional.

 

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OK

Fellow-flyer UKAviator and Photoman have both come to the rescue over the past few days with regard to the spreadsheets and interest calculation - and I'm pretty much set on my course now - I'm going contractual on both the current account and the card; and of course will be claiming both all the way back!

 

I have plenty of reading to do and hopefully will get my re-worded prelims out this week and start drafting the POCs in time for just after the hols :D

 

Thanks again, guys and gals for both the material and the moral support ;)

  • Haha 1
  • 04/04/07 - £104 exit fee refund - Portman BS
  • Halifax Current a/c 20yr (closed) - in progress - all 20 years statements recovered!
  • Halifax Platinum Card 15 yr - Court Action Commenced - all 15 years statements recovered!
  • A&L Current a/c - You're next..

Write to your MP and

COMPLAIN about the ANTI-CONSUMER way in which the OFT Test Case is being handled!

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i knew you would get there in the end mac :D looks like

we could be filing at the same time:o

 

God help the Judiciary in that case :rolleyes: Not to mention the banks!:D

  • 04/04/07 - £104 exit fee refund - Portman BS
  • Halifax Current a/c 20yr (closed) - in progress - all 20 years statements recovered!
  • Halifax Platinum Card 15 yr - Court Action Commenced - all 15 years statements recovered!
  • A&L Current a/c - You're next..

Write to your MP and

COMPLAIN about the ANTI-CONSUMER way in which the OFT Test Case is being handled!

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