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    • So, why do DVLA (via that leaflet) say 1) that S.88 MAY allow a driver to be treated as if they have a valid licence (after an application that discloses a medical condition) AND   2) before DVLA have reached their licensing decision ? (Since S.88 ceases to apply once they have reached a decision to grant or refuse a licence)
    • Thanks for that, Bazza. It sheds some more light on things but I’m still by no means sure of the OP’s father’s likelihood of successfully defending the charge. This in particular from the guidance stands out me: He does not meet all the s88 criteria. S88 is clear and unambiguous: It makes no provision for either the driver or a medical professional to make a judgement on his fitness to drive under s88. S92(4) and the June 2013 guidance you mention defines in what circumstances the SoS must issue a licence. It does no modify s88 in any way. However, delving further I have noticed that the DVLA provides a service where the driver can enter a relevant medical condition to obtain the correct documentation to apply for a licence: https://www.gov.uk/health-conditions-and-driving/find-condition-online I haven’t followed this through because I don’ have the answers that the OP’s father would give to the questions they will ask and in any case it requires the input of personal information and I don’t want to cause complications with my driving licence. It is possible, however, that the end result (apart from providing the necessary forms) is a “Yes/No” answer to whether the driver can continue to drive (courtesy of s88). With that in mind, I should think at  the very least the OP’s father should have completed that process but there is no mention that he has. The Sleep Apnoea Trust gives some useful guidance on driving and SA: https://sleep-apnoea-trust.org/driving-and-sleep-apnoea/detailed-guidance-to-uk-drivers-with-sleep-apnoea/ I know nothing about SA at all and found It interesting to learn that there are various “grades” of the condition. But the significant thing which struck me is that it is only the least trivial version that does not require a driver to report his condition to the DVLA. But more significant than that is that the SA Trust makes no mention of continuing to drive once the condition has been reported. The danger here is that the court will simply deconstruct s88 and reach the same conclusion that I have. I accept, having looked at the DVLA guidance, that there may be (as far as they are concerned) scope for s88 to apply contrary to the conditions stated in the legislation. Firstly, we don’ know whether there is and secondly we don’t know whether the OP’s father would qualify to take advantage of it. Of course he could argue that he need no have reported his condition. The SA trust certainly emphasises that the condition should not be reported until a formal detailed diagnosis is obtained. But the fact is he did report it. As soon as he does that, as far as I can see,  s88 is no longer available to him. Certainly as it stands I maintain my opinion that he was not allowed to continue driving under s88. The only way I would change this is to see the end result of the DVLA exercise I mentioned above. If that said he could continue driving he would have a defence to the charge. Without it I am not confident.  
    • Americans are already keen on UK-made coins, and the Mint said it has seen a 118 per cent increase in sales to the US since 2022.View the full article
    • Right, my friend has just called me. He has indeed had to cancel bookings in the past from his end. There is a specific number for Booking.com that he calls.   After that Booking.com jump into action and contact you re refund and/or alternative accommodation. I suppose it's all logical - the party cancelling the booking has to inform Booking.com. So the gite owner needs to contact Booking.com on the cancellation number.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

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      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
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      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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MacBoy Vs. Halifax and Hello To the Group!


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Thanks

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Oh those sound good Money.... :D

  • 04/04/07 - £104 exit fee refund - Portman BS
  • Halifax Current a/c 20yr (closed) - in progress - all 20 years statements recovered!
  • Halifax Platinum Card 15 yr - Court Action Commenced - all 15 years statements recovered!
  • A&L Current a/c - You're next..

Write to your MP and

COMPLAIN about the ANTI-CONSUMER way in which the OFT Test Case is being handled!

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Hello I think I am lost! Am I still in the right place for claiming charges against the Halifax? I've just sent my list of charges off to the bank to claim on two accounts and am feeling rather nervous and unsure of what might happen next. I used a template from the Action Group Website and hope I have used the spreadsheet correctly. Everyone posting on this forum seem to have got their money back. Has anyone heard of any that haven't? and does anyone know anything more about courts staying cases at the moment because of a test case or have I got that wrong?

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Hi UKLASS and a big welcome to CAG! You've certainly come to the right place to get everything you need, including spreadsheets and templates; but you'll also find a wealth of other useful information plus some great camaraderie and support!

 

However, in order to get the best from CAG, you will need to start your own thread. How to do that? Click here and look for the 'New Thread' button. Click that then post away. You'll find pretty soon that you get responses and people will be helping you along your way!

 

If you're just going back the six years (there is a small but dedicated band of selfless masochists such as myself, who are trying to push the envelope a little and claiming for longer periods :roll:), then the most useful place to start will be the FAQs, Template Library and Guidance Notes where you'll find all the advice and documents needed to support your claim. If you're going back beyond 6 years then I suggest that you also take the time to read this thread.

 

 

You'll also find plenty of other sources of information as you trawl the site.

 

I suggest you use your thread as a place not only to ask questions and have them answered, but also as a sort of diary, as you will find it can be taxing trying to remember dates, times, etc. - which you'll need to be able to recall accurately for any correspondence or Court work.

 

Take a look at how I've marked certain posts on my thread as either 'Milestones' or 'Updates' - this kind of system could really come in handy as an aide memoire for you, too.

 

You could also do yourself and the group an immediate favour by clicking the link in blue at the bottom of this post and learning how you can write to your MP and complain about the cosy arrangement between the OFT and the banks to frustrate our claims during the test case. Good luck - and give me a shout if you need anything; and If I or any of my pals don't know the answer, we'll certainly find a Helper or Mod who does!

 

Best

Mac :D

  • 04/04/07 - £104 exit fee refund - Portman BS
  • Halifax Current a/c 20yr (closed) - in progress - all 20 years statements recovered!
  • Halifax Platinum Card 15 yr - Court Action Commenced - all 15 years statements recovered!
  • A&L Current a/c - You're next..

Write to your MP and

COMPLAIN about the ANTI-CONSUMER way in which the OFT Test Case is being handled!

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Hello MacBoy

 

I've not forgotten you! I've had a mad busy week and my little sister's 18 Birthday Weekend (gosh I'm really starting to feel slightly old) :p. Haven't had a minute to read!

 

I've never had occasion to have a Notice Hearing discontinued, so I'm just trying to read and find some information for you. If I can't I will admit defeat and let you know.

 

 

 

 

deedee xxx

  • Haha 1

My threads

deedee1310 v Abbey, deedee1310 v Capital One, deedee1310 v Halifax Plc, CapQuest CCJ, deedee1310 v Littlewoods & deedee1310 v Smile

If I have been of help in even the smallest way, please click the star and "add to my reputation" :p

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No problem deedee - you take your time and enjoy your family party - we can catch up in the week ;)

 

From what I can gather so far I can use a Consent Order - which drops the intended action (as they have now complied), but allows me to keep the hearing scheduled to apply for my costs - still not fully read up this but I think the other side have to agree (which in my mind will be highly likely, as it would probably cost them far more to send representation than to pay the relatively paltry costs I'm asking).

 

Mac

  • 04/04/07 - £104 exit fee refund - Portman BS
  • Halifax Current a/c 20yr (closed) - in progress - all 20 years statements recovered!
  • Halifax Platinum Card 15 yr - Court Action Commenced - all 15 years statements recovered!
  • A&L Current a/c - You're next..

Write to your MP and

COMPLAIN about the ANTI-CONSUMER way in which the OFT Test Case is being handled!

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CONGRATULATIONS ON BECOMING A PLATINUM CUSTOMER!!!

party0003.gif

My threads

deedee1310 v Abbey, deedee1310 v Capital One, deedee1310 v Halifax Plc, CapQuest CCJ, deedee1310 v Littlewoods & deedee1310 v Smile

If I have been of help in even the smallest way, please click the star and "add to my reputation" :p

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Cheers :D Great smilies, btw!

  • 04/04/07 - £104 exit fee refund - Portman BS
  • Halifax Current a/c 20yr (closed) - in progress - all 20 years statements recovered!
  • Halifax Platinum Card 15 yr - Court Action Commenced - all 15 years statements recovered!
  • A&L Current a/c - You're next..

Write to your MP and

COMPLAIN about the ANTI-CONSUMER way in which the OFT Test Case is being handled!

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No problem deedee - you take your time and enjoy your family party - we can catch up in the week ;)

 

....it would probably cost them far more to send representation than to pay the relatively paltry costs I'm asking.

 

Mac

 

 

Isn't that the truth! They send solicitors and barristers for the smallest of cases whilst we act as litigants-in-person and claim fees for £9.25 per hour. Tip - you are allowed to claim your professional hourly rate, in my case £20-25 per hour (bear that in mind for yourself) :razz:

 

We'll keep plugging away.

 

deedee xx

My threads

deedee1310 v Abbey, deedee1310 v Capital One, deedee1310 v Halifax Plc, CapQuest CCJ, deedee1310 v Littlewoods & deedee1310 v Smile

If I have been of help in even the smallest way, please click the star and "add to my reputation" :p

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£9.25 per hour. Tip - you are allowed to claim your professional hourly rate, in my case £20-25 per hour (bear that in mind for yourself)

 

Interesting... I thought we were restricted to the guideline rate - mines about £30, so that would certainly be a boost from the draft claim I put together :D

  • 04/04/07 - £104 exit fee refund - Portman BS
  • Halifax Current a/c 20yr (closed) - in progress - all 20 years statements recovered!
  • Halifax Platinum Card 15 yr - Court Action Commenced - all 15 years statements recovered!
  • A&L Current a/c - You're next..

Write to your MP and

COMPLAIN about the ANTI-CONSUMER way in which the OFT Test Case is being handled!

Link to post
Share on other sites

Interesting... I thought we were restricted to the guideline rate - mines about £30, so that would certainly be a boost from the draft claim I put together :D

 

There is a caveat to this however, better explained here Litigants in Person: 18 Jan 2007: Written answers (TheyWorkForYou.com) :p

 

deedee x

My threads

deedee1310 v Abbey, deedee1310 v Capital One, deedee1310 v Halifax Plc, CapQuest CCJ, deedee1310 v Littlewoods & deedee1310 v Smile

If I have been of help in even the smallest way, please click the star and "add to my reputation" :p

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See also Publications - Guidance (paragraphs 38-40)

 

It's stupid that LIP's have to show a loss but that's the way it is at the moment. Maybe a petition needs to be started with regards to increasing the amount that can be claimed, without having to show a loss to claim more. :mad:

My threads

deedee1310 v Abbey, deedee1310 v Capital One, deedee1310 v Halifax Plc, CapQuest CCJ, deedee1310 v Littlewoods & deedee1310 v Smile

If I have been of help in even the smallest way, please click the star and "add to my reputation" :p

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..upshot of which then, is that it depends how evil and deceptive I am able to portray them as at the hearing! :lol:

 

Seriously though, cheers for that deedee.. :D

  • 04/04/07 - £104 exit fee refund - Portman BS
  • Halifax Current a/c 20yr (closed) - in progress - all 20 years statements recovered!
  • Halifax Platinum Card 15 yr - Court Action Commenced - all 15 years statements recovered!
  • A&L Current a/c - You're next..

Write to your MP and

COMPLAIN about the ANTI-CONSUMER way in which the OFT Test Case is being handled!

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Thanks DK - good luck to you too - hope you hear something very soon :D

  • 04/04/07 - £104 exit fee refund - Portman BS
  • Halifax Current a/c 20yr (closed) - in progress - all 20 years statements recovered!
  • Halifax Platinum Card 15 yr - Court Action Commenced - all 15 years statements recovered!
  • A&L Current a/c - You're next..

Write to your MP and

COMPLAIN about the ANTI-CONSUMER way in which the OFT Test Case is being handled!

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Very well indeed, Tils - and your good self? :D

  • 04/04/07 - £104 exit fee refund - Portman BS
  • Halifax Current a/c 20yr (closed) - in progress - all 20 years statements recovered!
  • Halifax Platinum Card 15 yr - Court Action Commenced - all 15 years statements recovered!
  • A&L Current a/c - You're next..

Write to your MP and

COMPLAIN about the ANTI-CONSUMER way in which the OFT Test Case is being handled!

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Holiday in the offing, I hear? ;) Where are you off to and when?

  • 04/04/07 - £104 exit fee refund - Portman BS
  • Halifax Current a/c 20yr (closed) - in progress - all 20 years statements recovered!
  • Halifax Platinum Card 15 yr - Court Action Commenced - all 15 years statements recovered!
  • A&L Current a/c - You're next..

Write to your MP and

COMPLAIN about the ANTI-CONSUMER way in which the OFT Test Case is being handled!

Link to post
Share on other sites

Thanks MacBoy, I really appreciate the time you spent replying to my cry in the dark. You really shed some light on where to go and what to do. Now if you could tell me how to add an avitar graphic to my profile I may not feel the odd one out!

Seriously you lot sound like a friendly helpful lot and I shall take your advice and go and start a new thread. Do drop in when you can.

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Thanks MacBoy, I really appreciate the time you spent replying to my cry in the dark. You really shed some light on where to go and what to do. Now if you could tell me how to add an avitar graphic to my profile I may not feel the odd one out!

Seriously you lot sound like a friendly helpful lot and I shall take your advice and go and start a new thread. Do drop in when you can.

 

Click on "user CP " at the top of the page scroll down to "edit avatar" and there you go !!. will pop over to your thread soon. regards Stone

=======================================================================================================

[sIGPIC][/sIGPIC]

 

 

 

Halifax Won £1180.00

NatWest Won £876.00

Halifax 2 N1 submitted 20/07/07 stayed 24/08/07 N244 Application filed 31/08/07 hearing set for 12/11/07 rescheduled for 29/01/2008. Application dismissed stay still in place.

Charity Group £200 compo for lost passport.

HM revenue & Customs; demand for WTC overpayment £632.12. Disputed, their error. Did not have to repay.

All opinions expressed are my own and have no legal standing and no connection to CAG

 

All errors/typos etc are not my fault the blame lies with the spelling gremlins

 

<<<<<< If any of this has been helpful, PLEASE click my scales

 

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You're welcome, UKLASS. See Stone's advice above for the avatar graphic - and we hope to see you all dressed up ion your own thread soon!

 

Regards

Mac :D

  • Haha 1
  • 04/04/07 - £104 exit fee refund - Portman BS
  • Halifax Current a/c 20yr (closed) - in progress - all 20 years statements recovered!
  • Halifax Platinum Card 15 yr - Court Action Commenced - all 15 years statements recovered!
  • A&L Current a/c - You're next..

Write to your MP and

COMPLAIN about the ANTI-CONSUMER way in which the OFT Test Case is being handled!

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Dominican Republic? Nice one, Trotter - bring us back a stick of......no, er that won't work will it? :lol:

  • 04/04/07 - £104 exit fee refund - Portman BS
  • Halifax Current a/c 20yr (closed) - in progress - all 20 years statements recovered!
  • Halifax Platinum Card 15 yr - Court Action Commenced - all 15 years statements recovered!
  • A&L Current a/c - You're next..

Write to your MP and

COMPLAIN about the ANTI-CONSUMER way in which the OFT Test Case is being handled!

Link to post
Share on other sites

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