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    • good idea take some pix and put them in a PDF read UPLOAD dx
    • thread title updated moved to overseas debt forum. sadly as they are outside any UK jurisdiction upon DCA rules which state in the UK they must not call employers, there not alot you can do to stop these scammers. make sure you totally make private ALL social media twitter/facebook/linked in etc etc as there no-way for them to findout where you work otherwise so you must have a leak somewhere. find it. your employer details arent even legally available to UK DCA's so how have they found it out to date???  simply write to the BANK informing them of your correct and current address ALWAYS!!. if you want to arrange payment or not TO THE BANK ONLY thats upto you. never ever ignore a Statutory Demand a Letter Of Claim a Court Claimform. if if if any of those ever happen. till then ignore and rewash. dx    
    • Date of issue –   13 may 2024 AOS date 31st may defence filing date 14th june plenty of lowell card claimform threads here use our enhanced google searchbox Lowell card claimform id be reading at least 5-10 threads a day. do NOT MISS your defence filing whatever happens.  
    • Hello All,  I’m hoping someone can help me urgently here. Firstly, I’d like to say I have read multiple other threads and have some what an idea of what I should be doing, however my case might be slightly different so coming with my own questions here.    my situation is I lived in Dubai and had a credit card and a loan, loan with HSBC and credit card with Emirates (or the other way round), I lost my job and was forced to leave the country as I was staying in the country on my companies visa.    since coming back, after a few years 2 different debt collections agencies have been approaching me (one being IDRW and the other J&P). I’ve never answered IDRWW and they constantly chase me by calling and messaging me and my employer. My current company is ok with this as I explained the situation but I’m soon to be joining a new company who definitely won’t be ok with being messaged and called. I’m afraid to continue to ignore them as they may message and calm the new employer as they have before and I’ll lose my job. However, it seems clear from these forums that dealing with the debt collection agencies is never a good idea. You shouldn’t agree to the amount or pay anything.    j&p caught me on my phone but I still haven't sent them any money or confirmed the amount they’re saying is owed, they keep pushing to pay off the “principal” amount by making monthly payments, from reading these forums it seems like if I make one of those payments (they have provided bank details for ENBD), then it’ll just be paying off interest and not actually clearing the principle debt and the bank won’t even approve receipt of payment or that it’s coming off principle.    this is my predicament as ignoring them might not be an option if they chase my new employer. Maybe there’s a way to ensure the debt collection agency don’t contact my new employer?? I don’t know? Massively appreciate peoples help here. Thanks, 
    • The clock is ticking for savings providers. They now have just a few weeks left to get their act together and start offering loyal customers a good deal.View the full article
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kerrypotterV'sHSBC


Kerrypotter
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I think if I called Gordon Rambo I would be asking him more than what he would say to this....he is a dish!

 

Think it's time for another nudge then.......shall I mention the draft order again or just send a run of the mill nudge...?!?!?

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Thanks guys!!!!!! Had a great weekend, and feeling surprisingly good about being 30.

 

Got me letter from the court, 6th Sep.......but a phone hearing and no metion of court bundles or money???? What now?

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Yes kerry but with the telephone hearing you have the added pressure point of asking if they have organised it with BT yet. then when you hear nothing you can write to the court and say DG have done nothing please strike out the defence.

 

pete

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Really Ok....So I can do this closer to the time?!?!

 

I am worreid a bit as I am reading up on everybodys and I have had to do no AQ, no Allocation fee, no nothing. I am guessing this is a new tactic to just push it aside as the judge knows that they will settle anyway.

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The telephone hearing just throws everything at DG from your and the courts point of view, they have been told to organise it, if they dont they are ignoring the judges directions and their defence will be struck out for abuse of process.

 

The only way out they have is to make you an offer.

 

pete

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Yes ask them to let you know what the arrangements are for the hearing or when they expect to have this agreed with BT.... its a bit like making the criminal build his own scaffold before you hang him

 

pete

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Morning - Ok......so it says this

 

Take notice that the allocation hearing will take place on 6 September 2007 at 3.30pm.

 

blah blah blah

 

please note: this hearing has been listed as a telephone conference in accordance with Civil Procedure Rule PD23

 

It is the applicant Solicitors responsibility to arrange the Telephone Conference with a conference provider, and to contact the court on (tel number) to ascertain the name of the judge that will be hearing this matter, at least two days before the hearing.

 

and then it says about filing the documents we wish to rely apon the last working day before the hearing.......

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right how does this sound?

 

 

I am very disspointed that you have failed to acknowledge my registered letter of 14th June 2007, and the numerous letters previously, asking you to consider my claim and all my attempts at resolution.

I have been notified by the court that a telephone hearing has been scheduled for 6th September 2007. I would therefore be grateful if you could let me know the arrangements for the hearing and when you would expect to have this agreed with British Telecom.

It is still my feeling that you seem to have no intention of defending this claim and are simply procrastinating.

In order to more speedily resolve this matter, I am willing to accept the sum of £2300 as full and final settlement of this particular claim. I do not agree to waive my rights in respect of any other actions, nor do I agree to a clause of confidentiality.

 

Please find enclosed another copy of my schedule of charges relating to this claim.

 

I hope to hear from you very soon so that a reasonable conclusion to this claim might be achieved. I am sure that the courts would whole heartedly approve of our settling this matter in a timely manner and without their further intervention.

I look forward to hearing from you.

 

 

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right how does this sound?

 

 

I am very disspointed that you have failed to acknowledge my registered letter of 14th June 2007, and the numerous letters previously, asking you to consider my claim and all my attempts at resolution.

 

I have been notified by the court that a telephone hearing has been scheduled for 6th September 2007 and you are responsibility for arranging the Telephone Conference with a conference provider. I would therefore be grateful if you could let me know what arrangements for the hearing you are making and when you would expect to have this agreed with a conference provider.

 

It is still my feeling that you seem to have no intention of defending this claim and are simply procrastinating.

 

In order to more speedily resolve this matter, I am willing to accept the sum of £2300 as full and final settlement of this particular claim. I do not agree to waive my rights in respect of any other actions, nor do I agree to a clause of confidentiality.

 

Please find enclosed another copy of my schedule of charges relating to this claim.

 

I hope to hear from you very soon so that a reasonable conclusion to this claim might be achieved. I am sure that the courts would whole heartedly approve of our settling this matter in a timely manner and without their further intervention.

 

 

I look forward to hearing from you.

 

 

 

Hiya Kerry, made a couple of alterations to throw it squarly in DG's lap and hopefully make someone there think we better do something about this (like make you an offer :)) the rest of it looks ok.

 

pete

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Thanks again Pete - have just sent it

 

Hopefully they will make an offer now. I spoke to HSBC a week ago as my boyfriend got an offer and wanted to know what their game was, but apparently now they have a designated team who are dealing with this and are now turning offers around in 8 weeks. So he got in in that time. anyone who was before that and is now going through the court process has to deal with DG and that is it......

 

Good thing I guess is that we get the interest etc when they FINALLY pay up

 

thanks again, will let you know when I hear anything.

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