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    • Well I sent them the letter of claim, the only responses so far was a few emails reopening the claims on the parcels where they asked for information such as proof of value (which I get) but other things like photos of the parcels, which I haven't got as I never took photos of them. It's been well over the 14 days since I sent the letter now anyway, so what do you think I should do now?
    • Know it has already been answered, but? Does not explain why JCI has registered a different default date when they get the information from the original creditor, Virgin
    • Since you were stopped at the time there is no requirement for the police give you anything there and then or to send you anything before they have decided how to deal with the offence.  They have three choices: Offer you a course Offer you a fixed penalty (£100 and three points) Prosecute you in court  The only option that has a formal time limit is (3). They must begin court proceedings within six months of the date of the alleged offence. Options (1) and (2) have no time limit but since the only alternative the police have if you decline those offers is (3) they will not usually offer a course beyond three months from the date of the offence and will not usually offer a fixed penalty beyond four months from that date. This is so as to allow time for the driver to accept and comply with their offer and to give them the time to go to option (3) if he declines or ignores it.  Unless there is a good reason to do otherwise, the action they take will usually be in accordance with the National Police Chiefs' Council's guidance on speeding enforcement. In a 40mph limit this is as follows Up to 45mph - no action. Between 46mph and 53mph - offer a course Between 54mph and 65mph - offer a fixed penalty Over 65mph - prosecution in court So you can see that 54mph should see you offered a fixed penalty. Three weeks is not overly long for a fixed penalty offer to arrive. As well as that, there has been Easter in that period which will have slowed things down a bit. However, I would suggest that if it gets to about two months from the offence date and you have still heard nohing, I would contact the ticket office for the area where you were stopped to see if anything has been sent to you. Of course this raises the danger that you might be "stirring the hornets' nest". But in all honesty, if the police have decided to take no action, you jogging their memory should not really influence them. The bigger danger, IMHO, is that your fixed penalty offer may have been sent but lost and if you do not respond it will lapse. This will see the police revert to option (3) above. Whilst there is a mechanism in these circumstances  to persuade the court to sentence you at the fixed penalty level (rather than in accordance with the normal guidelines which will see a harsher penalty), it relies on them believing you when you say you did not received an offer. In any case it is aggravation you could well do without so for the sake of a phone call, I'd enquire if it was me.  I think I've answered all your questions but if I can help further just let me know. Just a tip - if you are offered a fixed penalty be sure to submit your driving licence details as instructed. I've seen lots of instances where a driver has not done this. There will be no reminder and no second chance; your £100 will be refunded and the police will prosecute you through the courts.
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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Welshbaba 'v's HSBC


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Well, have just rung the court to get n244 changed to have a hearing. Friendly enough chap (Lee) on the phone said that it couldnt be changed as when the judge looks through the applications he will then decide listing. Asked how long before we should expect some sort of reply and he said 2 - 3 weeks.

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OK then, if you are going tomorrow take another application and tick with hearing. Just add a note that you made a mistake on your original and you would like a hearing.

What can they do to you for doing that? Not much I wouldn't have thought!

 

And if, as has been suggested, the judge allowed the stay in order to reduce his work load, this will keep him busy for a while longer!

 

Synical maybe but paranoia is a side effect of dealing with the Banks!

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  • 1 month later...

Hi all,

Have just managed to get up to date with everything (phew....didnt realize how much i'd missed!).

Well, today I received a letter from the court informing me that my application for removal of stay has been refused. So, do i now just sit and wait for the outcome of the test case?

Thanks

Sha

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It says:-

 

1. The submissions be treated as an application to remove the stay in the order of 3/8/07

2. The application be refused.

3. As this application has been refused without a hearing, either party may apply for the application to be reconsidered at an oral hearing. Any such application shall be on notice, and is reserved to judge hendicott or hickinbottom unless expressly released by either.

 

So not sure what i do or what to do re the last paragraph, another knockback grrr :x

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I just rang the courts Pete, explained what i had done originally and then went to the court to get it altered. I was told that both would have been put in front of the judge, when i asked why both would have been given to him, he could offer no real explanation other than they would have been submitted as one. Now i am wondering if the ammended one was looked at, or if it was - wondering if i will get another letter saying i will get my hearing!!??!!

Sha

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Hi Sha Pete et al.... I got the same letter, in spite of having requested an oral hearing to discuss the stay - seems like they are just ignoring our requests, probably too many of them. Some justice ! I am writing to them to ask for oral hearing to "reconsider" the application

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Probably has something to do with all the Welsh bank charges cases being transfered to Cardiff including North Wales... has anyone in the justice system ever tried traveling from North Wales to South Wales?

 

Was posting to one bloke who's case was originaly at Caernarfon County Court, he recon's he can get to London quicker and cheaper than Cardiff :eek:.

pete

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  • 2 weeks later...

Hi MB,

Nope,:Cry: not heard anything since I rang explaining I asked for oral hearing re the stay. Is this the first you have had or did you have a letter saying your application wouldnt be heard and then appealed against it??

Sha

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Have just rung the courts again!, asked why I wasnt granted a hearing when I know others have been given have. Explained (again) the situation and she said I should have had a hearing if I asked. So she took my number, going to get my file out to "check" my ammended form was given to the judge and going to ring me back later today.

 

Sha

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Hi MB and Sha. Good to see there is some movement again at last. I haven't yet appealed the order rejecting my request to lift the stay as it seemed the only possibility was if you were suffering hardship. Having been served with Liability order for non payment of council tax and DCAs on my phone regularly am writing to the courts today to request an oral hearing. Good luck to you. Maybe see you soon in Cardiff

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  • 1 year later...

Hiya all,

Havnt been on for a while, needed a new comp.... been trying to follow wots been goin on with the banks and the appeal etc and after reading about it yesterday, I am now wondering if i should be doin something or still just sit back and wait??? Mine is one of the many stayed claims.

Many Thanks

Sha

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Hi Sha. Long time no hear!:)

 

In answer to your question I will take a quote from Jonnymitch that just about sums it up. (Hope you don't mind Jonny? :))

 

"

It's not over yet ........ IMHO the High Court and the appeal judges have more or less told the County Courts to leave the stays in place (although they say they're it's up to the County court to decide ........ BUT ....!

 

http://www.judiciary.gov.uk/docs/jud...ote-260209.pdf

 

If you read para 3 you'll see what I mean .... so I'd say 'Business as Usual at the moment .........:rolleyes:"

 

 

.

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