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Question re charges


firemagi
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Just about to put the claim letter in the envelope and thought I'd just check my account online first, in case the darlings at HSBC have charged me anything today. Had a look at the charges section and they are going to take another £75 charge on the 29th of this month.

 

Question is... If I put the claim in against them now (prelim letter) with the charges up to today, can I add this £75 (and more than likely others too) at a later point?

 

The LBA will be due/sent to them the day this charge is applied, so could I say something along the lines of..

 

'It has come to my attention that further illegal charges to the value of £xx have been applied to my account since the date of my first letter, therefore I am altering the claim to take these into account, therefore the new total claim is £xxxx'

 

Obviously if the answer is yes, then I will send them an updated schedule.

 

Stay safe

Firemagi

--------------------------------------------------------------

Screw unto others as they screw unto you.

Screw unto others as they screw unto you.

 

Active Cases:

HSBC Current Account - £3068.00 - Prelim Sent 27/03/07 - LBA Sent 12/04/07

Halifax Credit Card - DPA SAR Sent 27/03/07

MBNA Credit Card - DPA and CCA SARs sent 27/03/07

 

Pending Cases:

HSBC Joint Account

Lloyds TSB Current Account

Lloyds TSB Credit Card

Creation Financial Store Card

GE Capital Store Card x 2

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I delayed submitting my N1 claim form for a week until LloydsTSB have took the £65 in charges they said they would.

 

Its better to do it that way, then ammend your claim at a later date as it incurs a non-refundable £35 fee.

 

Good Luck

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Ta very much for those, puts my mind at rest..

 

Stay safe

Firemagi

------------------------------------------------------------------

Screw unto others as they screw unto you.

Screw unto others as they screw unto you.

 

Active Cases:

HSBC Current Account - £3068.00 - Prelim Sent 27/03/07 - LBA Sent 12/04/07

Halifax Credit Card - DPA SAR Sent 27/03/07

MBNA Credit Card - DPA and CCA SARs sent 27/03/07

 

Pending Cases:

HSBC Joint Account

Lloyds TSB Current Account

Lloyds TSB Credit Card

Creation Financial Store Card

GE Capital Store Card x 2

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Share on other sites

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