Jump to content


  • Tweets

  • Posts

    • She's an only child and he as a brother and sister. He has no will and we have done a check on this to find out if he had left one and nothing has come up. He has savings of around 28k His sister and brother are well off so 28k is nothing to them and aren't interested in his money. This just leaves my wife/his daughter. Would this still need to go to probate there is no estate e.g house or business to sell and the amount left in his bank is just small? When his wife died they just closed her bank account and moved her money across to his account and we just assumed that once my wife has handed in the death certificate and shown evidence of who she is the same would apply to her? We don't know yet the council have only just written to us today with a guide of what to do next.  
    • Did your FiL leave a Will and if so who is the Executor? Strictly speaking banks could refuse to take instructions until Probate is granted but In practice I would expect the bank to take instructions to cancel the DD if the Executor presents the death certificate and a certified copy of the Will
    • Hi   Sorry I probably wasn't clear enough. He had lived in the flat until December 2022 with Dementia by this time it was unsafe for him to have capacity to live on his own and he had to move into a nursing home. We had left it too late to apply for power of attorney so approached a solicitor in March last year for Deputyship. We were still in the process of dealing with it by May 2024. He passed away a few weeks ago and the solicitor was contacted to halt the application and we will just pay the fees of what work he has done up until now. My wife was the named person on her dads bank account but we didn't have the ability to alter any direct debits hence the reasons for applying for Deputyship as we were having problems trying to stop some payments coming out of his account Eon being another difficult company. We kept his flat on from December 2022 - August 2023. it was at this point I contacted Sancutary housing to inform them he was no longer living in the flat, it had been cleared out and was ready for a new tenant and that he had Dementia and had moved into a nursing home December 2022 and explained the reasons why we kept it on. As the named person to speak on his behalf I asked them what proof they needed in order to give notice on the flat e.g proof of dementia and proof that he was living in a nursing home and anything else they wanted. The lady in the upstairs flat and some of the other residence in the street had asked about him and we had told them he had moved into a nursing home. The lady in the upstairs flat wanted his flat for medical reasons so asked us once we had given notice could be let her know and she'll ask them if she can have it. We explained the difficulties and it was left at that but I did tell her I would let her know once notice was given. I contacted the company by email a number of times and also telephone conversations and nobody followed it up and it wasn't till the end of February this year that the housing manager for the area wrote to our home address to ask about him that he had been to the flat a couple of times and nobody answered and he had asked some of the residence in the street and they hadn't seen him for sometime. There was an email address on the letter so I contacted him and copied in the last 2 emails I sent Sanctuary regarding me wanting to give notice on the flat for at least 9 months explaining that it went ignored as well as telephone calls. I also stated I wanted to have his rent payments returned from the date I wanted to give notice which was from August 2023 as the bank wouldn't let us stop the DD without POT or deputyship explaining we were in the process of Deputyship. He gave some excuse about not having POT to cancel on his behalf and spoke to someone in HR and said he would contact the nursing home to confirm he was there with Dementia and if it all checks out we can give notice on the flat which came to an end on the 22 March 2024. There was not mention of back payments for the rent already paid or the fact I had asked to give notice in August 2023. Despite someone living in the flat from 1st April they continue to take DD payments for the flat and have taken another 2 payments of £501. another concerning thing despite Eon not allowing us to cancel the DD to his account the lady upstairs informed Eon that she was moving into the flat February 2024 and Eon refunding the account to his bank and said in an email sorry you are leaving us and canceled his account. Something they wouldn't let us do but a stranger. She also changed her bank account to his address despite the fact notice hadn't been given on the flat yet. So we need to find out how much information Sanctuary actually had for her to tell her power company she was moving into the flat in February despite the housing manager only just getting in contact to find out where he was. So a complaint is going into Eon and Sanctuary and we are going to take advice and ask the bank to charge back the rent. My wife hasn't taken the death certificate to the bank yet to inform them of his passing.  
    • Yes, I believe the Starbucks was closed at the time the car was parked there 
    • hi lolerz many thanks for your reply and help. My 2 months has passed i was waiting until the court proceedings started. As i went through this process not that long ago, i shall look back at my old thread for how to respond. Ill get the docs scanned soon thanks.    
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

Me vs Halifax - Help If Possible??


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 6250 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Hi there, I started my claim after reading around threads on here, I received my statements and send in my claim with spreadsheet on the 2nd March, the Halifax have received this and confirmed that they shall be in touch within 5 days.

 

I am claiming for £991.00. BUT....STUPIDLY...I did not read the threads properly and understood that I was to claim the 8% interest.

 

I had done it without and had printed off spreadsheet but then re-read a thread advising someone that if they did not add the interest, there was chance they may not be taken seriously etc etc.. anyways I went off and calculated it and sent it off to Halifax... and its only now I realise I should have waited until LBA stage.

 

Can anyone advise what they would do now if they had been so stupid as to send of the wrong spread-sheet.

 

TIA:???: :???:

Link to post
Share on other sites

You have actually done the right thing in not asking for interest so don't panic. The 8% interest doesn't come in to play until you are at the filing court papers stage.IE DON'T ask for it until your filing court papers!!! If you have on your LBA I dont think its a major problem its just something else they will say no too!

BOS

Claim No.3 for £589.75+8%, Decree received, Sheriffs Officers instructed to serve a charge 21/4!

Claim No.4:- claiming £1507.00, Court Papers submitted 5/4 !

Link to post
Share on other sites

Sorry, I have no made myself very clear!!

 

I have sent off the spread-sheet WITH the interest added on already!!

 

What an idiot, What would you recommend I do now??

 

Due to send my LBA on Friday.. Thanks very much.

Link to post
Share on other sites

I also didn't add any interest, I guess that will teach me for not reading it all through properly, although I thought I had as have been visiting this website on and off since last August but only started really reading through threads last week!

 

Anyways its done now, so advice on how to progress from here would very very gratfully received.

Link to post
Share on other sites

Interest is only added on if you have to proceed to court and file there.

 

When you send the LBA you send the spreadsheet again - so just amend to show the figures only without the interest.

 

If you need any more help just shout

12-03-07 Halifax Received £1800

05-06-07 Halifax II Small Claim Served for £2503

Capital One - Won £768

Halifax Credit Card - Won £756

Link to post
Share on other sites

Like noodle says, dont worry about it. It has gone, there is nothing you can do about it now. Just send the lba without the interest.

You can change the figures on the sheets up till you file at court.

 

So carry on with your 14 day countdown and get your lba ready. :D

HOW TO...DUMMIES GUIDE TO CAG...Read here

STEP BY STEP GUIDE...Read here

F&Q's... Read here

EVERYTHING YOU NEED THE A~Z GUIDE...Read here

 

Go to our Cag Toolbar Download page here

 

Please don't forget this site is run on DONATIONS If this site has helped in any way, then please give a little back. ;-)

Any opinions are without prejudice & without liability. All I know has come from this site. If you are unsure, please seek professional advice. .

Link to post
Share on other sites

  • 4 weeks later...

Hi guys, Another update.

 

I received a letter today offering £179.00 less than my claim. ... Argh... I know I really should just go ahead and file with McCol but cannot do so until the week after next week as I am moving house next weekend and my addresses (or possibly my brain) will get all confused (if you know what i mean)...

 

So, shall I call this lovely man on Monday and suggest he offers me at least another £100 or I shall have to go ahead with court claim?

 

I am absolutely delighted at their offer as I can now pay for my lovely oak flooring (YeeHaa!) sorry slightly off subject there......:o ;)

 

Anyway......Has anyone had any success in them upping their offers via telephone recently?? Or shall I send them the part payment letter...hmmm decisions decsions......

 

Thanks very much for any help!!!

Link to post
Share on other sites

Thanks very much.

 

I shall call them on Tuesday after the holiday. The letter states I have to call them within 14 days if unhappy with amount, so I shall. Thanks again.

 

Is it just me or does anyone else wish they had more money to claim!!!!;)

Link to post
Share on other sites

okay, I decided to use one of the contact email address provided on here and have emailed them my letter of rejection and also an updated spreadsheet showing them their costs should they decide to proceed to court and not just pay me what they owe me.

 

I shall also send a letter out recorded delivery tomorrow, but was a bit restless!!!

Link to post
Share on other sites

Yipee!!!

 

WON!!

 

Called lovely gent on this number 0845 124 1003 I explained I wouold like him to up their off a little but more and after some haggling (deal or no deal) has agreed to make payment for full charges (less £9) within 14 days!!!

 

That was quite painless tbh, I was a bit nervous calling but YEEHAA!!!!

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...