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GaryH v Lloyds TSB - WON !! UNCONDITIONALLY !!!!


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Thanks saj, I intend to!;)

Please remember to DONATE! Help CAG keep up the fight!

 

 

Any advice or opinion is offered informally & without liability. Use your own judgment and if in doubt seek advice of a qualified and insured professional.

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:) WELL DONE GARY!:)

Did you call Mr Thomas?

Kingliam

:!:

 

On behalf of the Ginger one

Lloyds TSB - 1ST 12/07/06-LBA 26/07/06-MC-14/08/06-Court-31/01/2007

Halifax - D P A 02/10/06

On behalf of MumKing

Barclays Bank D P A 29/08/06

 

On behalf of DJ Sunny

Alliance & Leicester D P A 29/08/06

 

On behalf of GrandmaKing

GE Capital D P A 30/10/06

Barclays Bank D P A 30/10/06 - 1ST 15/11/06 *Microfiche [problem]

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Cheers KL.

 

Tried to. Shock horror he's "out of the office" today. Told a lackey that unless I get either a cheque or their court documents by Friday morning, I'll be applying to strike out their defence on Friday afternoon. She reckons its already been sent, but we'll see.

Please remember to DONATE! Help CAG keep up the fight!

 

 

Any advice or opinion is offered informally & without liability. Use your own judgment and if in doubt seek advice of a qualified and insured professional.

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Fantastic news Gary - congratulations. You're an inspiration to us all

 

Bunnykins

Laura Ashley - Prelim Letter Settled in Full £100

Tesco (RBS) - LBA - offered £64 - still owe me £136.19 - second LBA letter sent 12 Nov 2006

Mint (RBS) - LBA - offered £54.23 - still owe me £70 second LBA letter sent 14 Nov 2006

LLoyds Gold - Moneyclaimol 12 Nov 2006

LLoyds Plat - Moneyclaimol 12 Nov 2006

Lloyds Classic - LBA letter sent 12 Nov 2006 for £2,593

Lloyds Classic - LBA letter sent 12 Nov 2006 for £508.65

MBNA (2 accounts) - Two goodwill payments received so far totalling approx £700 - just going in for the final kill!

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I tried to negotiate the "cheque" but they paid it in to my account today !

see my thread

xx

1/6/06 request charges

16/6/06 received charges

18/6/06 first request for refund

3/7/06 "No" letter from bank

13/7/06 LBA

7/08/06 handed claim to court

10/8/06 court stamped as date of issue

24/8/06 deemed to be served

25/8/06 Sechiari filed acknowledgement of service

6/9/06 defence served

9/9/06 copy of defence and AQ received by me

25/9/06 deadline for AQ submission

25/9/06 call Sechiari confirm safe receipt of my AQ

26/9/06 received copy AQ from Sechiari

29/9/06 letter to SCM to say "you want 1 month to settle, so settle"

18/10/06 after "strained communications"and how !

verbal offer of full settlement with conditions

communications rejecting conditions from me

5/11/06 received letter offering settlement with conditions

7/11/06 sent fax rejecting conditions etc

14/11/06 unconditional settlement in bank and how !;)

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Cheers Matt, I appreciate that.:)

 

Lloyds are in capitulation mode this week by the looks of it, we've had loads of settlements in the last 7 days - I'm sure yours will follow before too long.

Please remember to DONATE! Help CAG keep up the fight!

 

 

Any advice or opinion is offered informally & without liability. Use your own judgment and if in doubt seek advice of a qualified and insured professional.

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Thanks again everyone:)

 

The cheque has arrived at last!!!! Big thanks to everyone who helped me, especially at the beginning - and obviously to the sites founders. Lets face it, if it were not for them I doubt many of us would have had so much as a penny of our money back! I, for one, would'nt have known where to start if it were not for this site.

 

Survey completed and donation made this morning.

Please remember to DONATE! Help CAG keep up the fight!

 

 

Any advice or opinion is offered informally & without liability. Use your own judgment and if in doubt seek advice of a qualified and insured professional.

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WELL DONE GARY!

:):D

I'm really pleased you didn't have to wait until March. You must be so relieved to be finally rid of them - I know I can't wait.

 

Lucid :)

Mindzai & Lucid vs Lloyds TSB

*Won unconditionally with contractual interest (29.85% compounded)

Lucid's Account - £749.62 * Joint Account - £2019.64 * Mindzai's Account - £595.65

*All settled in full - 6/2/07

*Hearings - 7/2/07

*Prelims sent - 9/8/06

_______

GOT A COURT DATE? A guide to the later stages

 

[sIGPIC][/sIGPIC]

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CONGRATULATIONS GARY

 

oh and a very merry christmas!!!!!!!

the train of thought has left the station, hope i was on the right platform!!

 

____________________________________________________

Lloyds TSB

prelim sent 06/07/06 response rec'd 14/07/06

LBA sent 20/07/06 response rec'd 27/07/06

Moneyclaim filed 22/08/06 Ack'd 30/08/06

Defence filed 26/09/06 AQ filed 12/10/06

hearing set for 10th Jan 2007

 

Cap One

prelim sent 2nd Nov 2006 First offer rec'd 14th Nov

any thoughts, suggestions or advice given by MBQ are done so without prejudice. All information I have, i have learned from this excellent site. If in any doubt, seek professsional advice.

 

 

 

 

 

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I'm celebrating, Gary with a tipple on Friday ( no school next morn..lol) but it looks like we'll be having a big party here in the Lloyds section, I'm losing count of the settlements this week ! Brill eh....

think I'll bring Jack Daniels and the sausage rolls, what you bringing?

xx

1/6/06 request charges

16/6/06 received charges

18/6/06 first request for refund

3/7/06 "No" letter from bank

13/7/06 LBA

7/08/06 handed claim to court

10/8/06 court stamped as date of issue

24/8/06 deemed to be served

25/8/06 Sechiari filed acknowledgement of service

6/9/06 defence served

9/9/06 copy of defence and AQ received by me

25/9/06 deadline for AQ submission

25/9/06 call Sechiari confirm safe receipt of my AQ

26/9/06 received copy AQ from Sechiari

29/9/06 letter to SCM to say "you want 1 month to settle, so settle"

18/10/06 after "strained communications"and how !

verbal offer of full settlement with conditions

communications rejecting conditions from me

5/11/06 received letter offering settlement with conditions

7/11/06 sent fax rejecting conditions etc

14/11/06 unconditional settlement in bank and how !;)

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Great News on the cheque Gary, well done!

 

Freebird, Ill bring the coke to go nicely with your JD!

 

Anyone got any ice?

Kingliam

:!:

 

On behalf of the Ginger one

Lloyds TSB - 1ST 12/07/06-LBA 26/07/06-MC-14/08/06-Court-31/01/2007

Halifax - D P A 02/10/06

On behalf of MumKing

Barclays Bank D P A 29/08/06

 

On behalf of DJ Sunny

Alliance & Leicester D P A 29/08/06

 

On behalf of GrandmaKing

GE Capital D P A 30/10/06

Barclays Bank D P A 30/10/06 - 1ST 15/11/06 *Microfiche [problem]

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Hi Gary,

brilliant new really pleased for you. Your persistance has finally paid off.

Lloyds have had a few big hits this week, with your settlement, freebird's, ianfm and a few others. Its a great inspiration for the rest of us. Nice to see em hit where it hurts!!!

 

thanks for all the great tips and advice you have been posting, i have used a few myself recently...

 

I am sending my 3rd letter to SC&M right now, pretty much as per one of your postings. Hopefully not too far away myself now, their one month stay is up!!

 

I'll raise a glass to you tonight, and to all of the other wins this week.

 

WELL DONE AND CONGRATULATIONS!!!! :smile:

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How long after you receive the settlement letter do you receive your money?

http://www.consumeractiongroup.co.uk/forum/showthread.php?t=4190 - Rjh v Lloyds Tsb.

Dpa Sent (13/04/06).

Statements Recevied (04/05/06).

Preliminary Letter Sent £775 owed! (12/05/06).

Received Standard Reply from Lloyds. (17/05/06).

Posted LBA (31/05/06).

Received Lloyds "Final Response" Letter (03/06/06).

Filed Claim with Moneyclaim for £775+£192.19 interest. (21/07/06)

Lloyds defend claim (23/08/06)

**Lloyds pay up, at last. £1078 (14/11/06)**

 

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Depends whether or not you accept the conditions (which is not recommended!) If you do, probably about a week or so. If not, anything between a week to a month longer, depends on the circumstances of the particular claim.

Please remember to DONATE! Help CAG keep up the fight!

 

 

Any advice or opinion is offered informally & without liability. Use your own judgment and if in doubt seek advice of a qualified and insured professional.

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:lol: CONGRATULATIONS:lol:

& thanks for all the help so far! Like you say after 6 mths or even years of threats,scares & coercesion from the T&C PENALTY POLICE we all deserve a,

:grin: :grin: !!POSITIVE RESAULT!!:grin: :grin:

The law states that a clause is a penalty if it provides for “a payment of money stipulated as in-terrorum of the offending party”. I.e. it is punitive, designed to scare or coerce or it is used as a threat.

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congratulations - gives us all hope

thanks very much for all your help also lol :p

hairybear ;)

 

lloyds tsb - preliminary sent 25/07/06 (recorded)

replyed 08/08/06

08/08/06 lba letter sent(recorded delivery)

01/09/06 sent 2nd lba letter to lloyds replyed

08/09/06 told not doing anything no offer made :mad:

19/09/06 - filed claim with money claim,

20/09/06 - issued

02/10/06 -claim acknowledged

19/10/06 - defence served

24/10/06 - copy of defence & AQ recieved

07/11/06 - deadline for AQ return

07/11/06 - took AQ to courts& paid £100

07/11/06a lso sent copy to SCM recorded with another copy of charge

10/11/06 recieved copy of **** AQ, requesting 1 month, also stating not available november

16/11/06 recieved court date set for FEBRUARY 13th 2007

 

 

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  • 1 month later...

Hi just wondering do you think that it would be ok to use this statement of evidence for a claim of over £12000 against the halifax, as this will probably be treated as a fast track claim. Should i just change the wording from small claims to fast track? Also could i trouble you for a copy of that letter re Lloyds TSB customer services recovery. Wishing you a great xmas and a very prosperous new year. Thanx again.

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Give me a day or two - I'm working on a more broadly applicable statement at the moment which will be more suitable for your Halifax claim. I'll post it as soon as its ready.

 

Yes, PM me your address and I'll send you a copy of the letter.

Please remember to DONATE! Help CAG keep up the fight!

 

 

Any advice or opinion is offered informally & without liability. Use your own judgment and if in doubt seek advice of a qualified and insured professional.

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