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    • The "grief tech" firms helping users create talking avatars of their dead relatives.View the full article
    • I do disagree with you regarding one thing - we are not very good with letters or these situations and are slow on the uptake. So far you have stood up to Excel and their threats, immediately given us the information in the sticky, done loads of reading up to educate yourselves, learnt from the mistake of outing the driver so you'll know not to do so in the future, got on to the organ grinder to try to get them to call off their dogs, etc., etc.  Good grief - we wish everyone who came here would do this!!! Most people who get these invoices sadly think they have been fined and if they don't pay a drone from Ukraine will be diverted and will fall on their home (or some such vague grand apocalyptic threat) and they fold and give in.  You haven't.  Well done. Don't worry - you won't be paying a penny.  Although it will take some time to see off this vile company.
    • Spot on!  You learn quickly. Who cares if the case gets sent to debt collectors?  They have no powers.  All the effort you will have to put in will be to open envelopes - and then spend time laughing at their daft "threats".  No stress at all!
    • I did ask them why, but seems they have more spare cash than we do .. ;-( .. I doubt their bank would even support a chargeback after a year has passed. Anyway I've constructed my first DRAFT Snotty Letter .. so here goes ..   RE: PCN 4xxxxx Dear ALLIANCE PARKING Litigation Dept, Thank you for your dubious Letter Of Claim (dated 29th April 2024) of £100 for just 2 minutes of overstay. The family rolled around on the floor in amazement of the idea you actually think they’d accept this nonsense, let alone being confused over the extra unlawful £70 you had added. Shall we raise that related VAT issue with HMRC, or perhaps the custodians of the unicorn grain silos? Apart from the serious GDPR breach you’ve made with the DVLA and your complete failure in identifying the driver, we’re dumbfounded that the PCN is still not compliant with the PoFA (2012 Schedule 4 Under Section 9.2.f) even after 12 years of pathetic trial and error. We also doubt a judge would be very impressed at your bone idleness and lack of due diligence regarding the ANPR entry / exit periods compared with actual valid parking periods. Especially with no consideration of the legally allowed grace periods and the topological nature of the Cornish landscape versus a traditional multi-storey. And don’t even get us started on the invisible signage during the ultra busy bank holiday carnage, that is otherwise known as the random parking chaos in the several unmarked over-spill fields, or indeed the tedious “frustration of contract” attempting to get a data connection to Justpark.  We suggest your clients drop this extreme foolishness or get an absolute hammering in court. We are more than ready to raise the issues with a fair minded judge, who will most likely laugh your clients out in less time than it takes to capture more useless ANPR photos. We will of course be requesting “an unreasonable costs order” under CPR 27.14.2.g and put it toward future taxis to Harlyn Bay instead.  We all look forward to your clients' deafening silence. Legal Counsel on behalf of the Vehicle Keeper.  
    • Hi,t I'm not sure if I'm posting in the right subsection but General Retail appears to be the closest to it I think... About a year and a half ago I got a new phone so I listed my iPhone 10 on eBay.  The listed stated 'UK only' and 'no returns accepted'. Considering I had had the phone for about 4 years, I myself was amazed that I had kept it in such good condition all that time - apart from being slightly scuffed around the charging port there was absolutely nothing wrong with it. It had the original box, its unopened original Apple cable, plug, and earbuds, and I threw in a case for it and It had always had a screen protector on it. Someone wanted it from Armenia, and I stupidly agreed to it.  She paid and I sent it off, fully insured. Not long after she received it, she sent a message saying it 'was not as described', so I asked to see photos of whatever was the problem.  She sent two photographs of the box.  Just the box.  I said I wasn't even going to consider refunding her unless she told me what she meant by 'not as described'.  I thought, if it's been damaged in transit, then it would be covered by the insurance. Anyway, she didn't respond at all, even though I had messaged her several times, so she opened a case with eBay. I have sold a fair few things of mine on eBay in the past buy had never had had anyone come back to me asking for a refund.  I got in touch with eBay several times by phone and by email, and found out they always side with the buyer, no matter what with their 'eBay Seller Guarantee'.  She had been told she could keep the phone and told me they would recover the money from me from my account blah blah.  So I unlinked all of my cards etc and changed my bank account to one that I never use with no money in it. My account got suspended.  I continued to try to explain to eBay that I had been scammed but I got nowhere. My account was permanently inaccessible by this point. I reported the phone stolen and the IMEI blacklisted but I'm not sure if that would make any difference being in Armenia, but it was all I could think of to piss the buyer off. A couple of months later I was contacted by email by a debt recovery company (I can' remember who now), to whom I explained I will not discuss the matter with them until I had received an SAR I had requested from eBay. As I could no longer access my account, I couldn't review the communication I needed to show I was not in the wrong. The SAR was produced but I was advised that the information I was looking for would not be included but I said I wanted it anyway.  There were so many codes etc. and hoops to jump through to access it, that even after trying whilst on the phone to them, I still couldn't get into it, so I never got to see it in the end.  I think they said they would send the code by post but they never did and I forgot about it after a while. I've just come across a couple of emails from Moorgroup, asking me to phone them to discuss a private matter regarding eBay.  I haven't replied or done anything at all yet.  The amount they are trying to recover from me is £200ish from what I remember. I know it's not that much but I don't want to pay the b*astards on general principle. I've had a lot of useful advice from CAG in the past about debt collectors but it has always been about being chased by creditors, I've never been in this situation before. I don't know what power they legally have to recover the 'debt', and most importantly, I am two years into a DRO, and the last thing I want is another CCJ to shake off if I'm cutting my nose off to spite my face.   Any advice gratefully received!!
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Parkes Vs Abbey***WON***


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Parkes don't worry about help on the day, Abbey will settle before, you may not get paid but you will have an offer, I would suggest that you don't canx the court hearing until the funds are cleared, Abbey will ask you to do this, once you have the offer then contact the court and let them know.

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t'other thread:)

All advice offered here is my opinion only based on what I would do in a given situation. If you wish to act on it you do so at your own discretion

......................................................

I have no legal expertise or qualification, and give advice on the basis of my own experience and nothing else.

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Worse case scenario is that you do turn up in court...Abbey wont and therefore it will be a cosy little chat between you and the judge and you win by default. Court is on your side and even more so when you represent yourself. If there is anything you don't understand just ask. It's not like you see on TV either, for cases like this it will probably be in a small office type room conducted across a desk. Chances are though they will settle on the phone with you today

Abbey £4340.59 *WON* Jan 07

 

Abbey II MCOL 31/03/07 £8800.00

 

Please note..I AM NOT AN EXPERT ANYTHING WHAT I POST IS PURELY MY OPINION AND MAY BE WRONG IT IS JUST BASED ON MY UNDERSTANDING OR EXPERIENCE

 

Read my latest claim its a fast track potentially

http://www.consumeractiongroup.co.uk/forum/abbey-bank/61406-noobrider-abbey-take-2-a.html?highlight=noobrider

 

read my first claim which includes attending a directions hearing in court

http://www.consumeractiongroup.co.uk/forum/abbey-bank/10576-noobrider-abbey.html?highlight=noobrider

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Parkes,

 

As people on here are saying the Abbey will settle pre-court but be very firm in your own mind about the figures and don't let them bully you down, because that's what they'll try to do.

 

100% or see you in court on Thursday:)

All advice offered here is my opinion only based on what I would do in a given situation. If you wish to act on it you do so at your own discretion

......................................................

I have no legal expertise or qualification, and give advice on the basis of my own experience and nothing else.

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I have just read your other thread http://www.consumeractiongroup.co.uk/forum/abbey-bank/70473-parkes-abbey.html and this should have been over and done with ages ago. Abbey had to submitt their court bundle by 5th of March or something, therefore if they haven't you have already won. Abbey has failed to comply with a court order. Personally I would ring the court first and check to see if they ever submitted their documents. Then once you have an answer from the court phone Abbey and let them know they have breached a court order.

Abbey £4340.59 *WON* Jan 07

 

Abbey II MCOL 31/03/07 £8800.00

 

Please note..I AM NOT AN EXPERT ANYTHING WHAT I POST IS PURELY MY OPINION AND MAY BE WRONG IT IS JUST BASED ON MY UNDERSTANDING OR EXPERIENCE

 

Read my latest claim its a fast track potentially

http://www.consumeractiongroup.co.uk/forum/abbey-bank/61406-noobrider-abbey-take-2-a.html?highlight=noobrider

 

read my first claim which includes attending a directions hearing in court

http://www.consumeractiongroup.co.uk/forum/abbey-bank/10576-noobrider-abbey.html?highlight=noobrider

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I would strongly suggest and immediate and urgent phone call to the courts now. then a call not email to Abbey

Abbey £4340.59 *WON* Jan 07

 

Abbey II MCOL 31/03/07 £8800.00

 

Please note..I AM NOT AN EXPERT ANYTHING WHAT I POST IS PURELY MY OPINION AND MAY BE WRONG IT IS JUST BASED ON MY UNDERSTANDING OR EXPERIENCE

 

Read my latest claim its a fast track potentially

http://www.consumeractiongroup.co.uk/forum/abbey-bank/61406-noobrider-abbey-take-2-a.html?highlight=noobrider

 

read my first claim which includes attending a directions hearing in court

http://www.consumeractiongroup.co.uk/forum/abbey-bank/10576-noobrider-abbey.html?highlight=noobrider

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I have just read your other thread http://www.consumeractiongroup.co.uk/forum/abbey-bank/70473-parkes-abbey.html and this should have been over and done with ages ago. Abbey had to submitt their court bundle by 5th of March or something, therefore if they haven't you have already won. Abbey has failed to comply with a court order. Personally I would ring the court first and check to see if they ever submitted their documents. Then once you have an answer from the court phone Abbey and let them know they have breached a court order.

 

 

Well spotted,noob. Have to say I didn't read the other thread:)

All advice offered here is my opinion only based on what I would do in a given situation. If you wish to act on it you do so at your own discretion

......................................................

I have no legal expertise or qualification, and give advice on the basis of my own experience and nothing else.

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Have just had an e mail from Abbey and this is what they said...

In response to your email, I am writing to you in order to negotiate a settlement with regards to your legal claim against Abbey. After having verified your claim, I believe the total claim currently stands at £3811.80 (including all interest to date, all court fees and less the goodwill gesture received of £250.00 on 15 September 2006) . In both the interests of commerciality and the over-riding objective of the court process, Abbey would like to make you an out-of-court settlement offer of £3100.00.

This reduced amount reflects the fact that some charge should have been levied on each of the defaults made against your account and also that an out-of-court settlement will undoubtedly avoid any further time and/or costs expended in the pursuit of this legal claim.

Given the imminent court hearing, this offer will stand until the end of today, please let me know whether you wish to accept this offer and I will process payment. I look forward to receiving your response,

..................................................................................................

I have also called the court and they told me the bank has not submitted any evidence. I asked if this means I win by default and the person at the court told me "No" I still ahve to turn up for the hearing as normal.

What do you think gang?

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Not enough, tell them to go forth and multiply:)

 

 

If you accept less than 100% in your situation then you're throwing money away

All advice offered here is my opinion only based on what I would do in a given situation. If you wish to act on it you do so at your own discretion

......................................................

I have no legal expertise or qualification, and give advice on the basis of my own experience and nothing else.

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Tell them you will see them in court and also have a wasted time action against them and apply for additional costs...printing postage etc etc

Abbey £4340.59 *WON* Jan 07

 

Abbey II MCOL 31/03/07 £8800.00

 

Please note..I AM NOT AN EXPERT ANYTHING WHAT I POST IS PURELY MY OPINION AND MAY BE WRONG IT IS JUST BASED ON MY UNDERSTANDING OR EXPERIENCE

 

Read my latest claim its a fast track potentially

http://www.consumeractiongroup.co.uk/forum/abbey-bank/61406-noobrider-abbey-take-2-a.html?highlight=noobrider

 

read my first claim which includes attending a directions hearing in court

http://www.consumeractiongroup.co.uk/forum/abbey-bank/10576-noobrider-abbey.html?highlight=noobrider

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Tell them you will see them in court and also have a wasted time action against them and apply for additional costs...printing postage etc etc

 

 

Which will amount to another £500 or so

All advice offered here is my opinion only based on what I would do in a given situation. If you wish to act on it you do so at your own discretion

......................................................

I have no legal expertise or qualification, and give advice on the basis of my own experience and nothing else.

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Try this email :

 

Dear Ms Kirkham

 

Whilst i am prepared to accept that Abbey have a right to charge liquidated damages for a breach, until such time that they are prepared to state what they are, then I regret I am unable to accept anything less that 100% of my claim, plus interest to date plus court costs plus , as a litigant in person £9.25 for each of the x (insert how many hours it took you to compile your court bundle) equalling £XXXXXX.

 

Did they file a court bundle? if they didnt then add this.

 

I am well aware that you have breached a court order that ordered the compiling of a court bundle, i know that you have received mine, so unless we can settle this amicably out of court, I look forward to seeing you in Luton on XXXX

 

 

Change and amend to suit yourself

  • Haha 1

Lula

 

Lula v Abbey - Settled

Lula v Abbey (2) - Settled

Lula v Abbey (3) - Stayed

 

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thanks marie LOL

 

I get all stroppy when it comes to other peoples claims, but at this point, she can really afford to hold out for EVERYTHING, she may still have to go to court, just to tell them that Abbey have agreed to pay X amount and can she have a months stay to receive cleared funds and perhaps an order informing them to pay up

Lula

 

Lula v Abbey - Settled

Lula v Abbey (2) - Settled

Lula v Abbey (3) - Stayed

 

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have e mailed this to them

 

Dear Louise, thank you for response.

I have contacted the court and they have confirmed you have not submitted any evidence (Court bundle).

I therefore feel you are being unreasonable as you are fully aware of the court deadlines and need for evidence etc and I will win by default.

I will settle for 100% and nothing less and will increase costs I incur, if I need to waste a day off work, and will inform the court of your delaying tactics which surmount to wasting public court time.

I look forward to hearing from you later today with a full settlement offer.

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thats good parkes, how long did it take you to compile the court bundle and printing and ink costs? you should claim for these aswell you are entitled to

Lula

 

Lula v Abbey - Settled

Lula v Abbey (2) - Settled

Lula v Abbey (3) - Stayed

 

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I expect nothing less that they have agreed and are posting a cheque or paying it into your account LOL

Lula

 

Lula v Abbey - Settled

Lula v Abbey (2) - Settled

Lula v Abbey (3) - Stayed

 

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Parkes, they seem to have let this go on so long by some error or else they think they can beat you down by ignoring you!

 

YOU ARE IN A VERY STRONG POSITION NOW. If they haven't submitted any evidence, they are really very very silly and you will walk it!

 

Good luck - stay strong - but you won't need luck!

I wish I lived near Luton to come and see you slaughter them on Thrusday (although of course they will settle before)

Apple x

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