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Hi i have just seen this issue on watchdog Abbey have been charging me approx £250 every two to three months.

 

I have just started the process

[livelylad]

Hi i have just seen this issue on watchdog Abbey have been charging me approx £250 every two to three months.

 

I have just started the process

 

Excellent, please start by reading the FAQs and step by step Instructions, this will guide you through the process. Start a thread in your bank forum and post any questions you have there.

 

Abbey new thread.

[talgarth]

I made a claim thro one of the no win no fee sites, I paid the £10 for the information relating to my charges which amounted to approx £4500 .Then the banks went to court. I recieved a letter from the solicitors stating that everything was on hold and that was in February this year , Ive heard nothing since..

[Audreygreeneyes]

the case is still on hold..... did the solicitor submit a claim via the court? and do you have a calim number?

[Mr lex]

Hi Talgarth

 

Remember, you need to get this claim to court. If the no win no fee boys have not done so, you need to do it yourself. It is a fairly Stright forward plan and the process is outlined at the bottom of this post in the 'Step by Step' guide.

 

When you start to send off your letters, they will probably try to tell you you can't claim because the case's are 'stayed' It is important that you ignore this and carry on, only the courts can put a 'stay' on your claim.

 

Although the banks have a ongoing test case with OFT there are a number of reasons why you should start to claim at court now.

 

Any older charges (coming up to 6 years) could be lost if you wait for the OFT case to end. Start your claim now and those charges are protected.

 

When the stays are finally lifted, you will be one of the first in the queue to get paid.

 

While the banks are protected by the stays, we the consumer, have no such protection and charges continue to mount up.

 

For some people this may mean going into default. If it is clear that the default was made in respect of charges and that it was lodged after a charges claim was begun then these users have a really excellent chance of having it removed.

 

Hope this helps

 

Lex

[MARTIN3030]

Also remember that this thread was revived from February 2007 !!

[Mr lex]

Ah, but Telgarth only appeared on Sunday !!!