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    • J&P Credit Solutions are specialists on debt recovery. Either way they seem to be swapping between the JandP and IDR whatever their exact definitions are.
    • Primary and secondary teachers are supporting pupils with their own money, buying food and warm clothing. Eight in 10 primary teachers in England spending own money to help pupils | Education | The Guardian WWW.THEGUARDIAN.COM Increasing numbers of children hungry and lack adequate clothing, with two-thirds of secondary teachers also supporting pupils  
    • I googled "prescribed disability" to see where it is defined for the purposes of S.92. I found HMRC's definition, which included deafness. I don't  think anyone is saying deaf people cant drive, though! digging deeper,  Is it that “prescribed disability” (for the purposes of S.88 and S.92) is defined at: The Motor Vehicles (Driving Licences) Regulations 1999 WWW.LEGISLATION.GOV.UK These Regulations consolidate with amendments the Motor Vehicles (Driving Licences) Regulations 1996...   ….. and sleep apnoea / increased daytime sleepiness is NOT included there directly as a condition but only becomes prescribed under “liability to sudden attacks of disabling giddiness or fainting” (but falling asleep isn't fainting!), so it isn’t defined there as a “prescribed disability”  Yet, under S.92(2)(b) RTA 1988 “ any other disability likely to cause the driving of a vehicle by him in pursuance of a licence to be a source of danger to the public" So (IMHO) sleep apnea / daytime sleepiness MIGHT be a prescribed disability, but only if it causes likelihood of "driving being a source of danger to the public" : which is where meeting / not meeting the medical standard of fitness to drive comes into play?  
    • You can counter a Judges's question on why you didn't respond by pointing out that any company that charges you with stopping at a zebra crossing is likely to be of a criminal mentality and so unlikely to cancel the PCN plus you didn't want to give away any knowledge you had at that time that could allow them to counteract your claim if it went to Court. There are many ways in which you can see off their stupid claim-you will see them in other threads  where our members have been caught by Met at other airports as well as Bristol.  Time and again they take motorists to Court for "NO Stopping" apparently completely forgetting that the have lost doing that because no stopping is prohibitory and cannot form a contract. Yet they keep on issuing PCNs because so many people just pay up . Crazy . You can see what chuckleheads they are when you read their Claim form which is pursuing you as the driver or the keeper. they don't seem to understand that on airport land because of the Bye laws, the keeper is never liable.   
    • The video-sharing app told the BBC that a "very limited" number of accounts had been compromised.View the full article
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      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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pinkduchess v HSBC


pinkduchess
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When I was in my younger days,

I weighed a few pounds less,

I needn't hold my tummy in

To wear a belted dress.

But now that I am older,

I've set my body free;

There's comfort of elastic

Where once my waist would be.

Inventor of those high-heeled shoes

My feet have not forgiven;

I have to wear a nine now,

But used to wear a seven.

image002.gif

And how about those blasted tights --

They're sized by weight, you see,

So how come when I put them on

The crotch is at my knee?

I need to wear these glasses

As the print's been getting smaller;

And it wasn't very long ago

I know that I was taller.

Though my hair has turned to grey

And my skin no longer fits,

On the inside, I'm the same old me,

The outside's changed a bit.

image003.gif

But, on a positive note...

I've learned that no matter what happens,

Or how bad it seems today,

Life does go on, and it will be better tomorrow.

I've learned that you can tell a lot about a person by the way he/she handles these three things:

a rainy day, lost luggage, and tangled Christmas tree lights.

I've learned that regardless of your relationship with your parents,

You'll miss them when they're gone from your life.

image004.gif

I've learned that making a "living" is

Not the same thing as making a "life."

I've learned that life sometimes

Gives you a second chance.

I've learned that you shouldn't go through life

Just being a doormat.

You need to be able to throw something back.

I've learned that whenever I decide something

With an open heart,

I usually make the right decision.

I've learned that even when I have pains,

I don't have to be one.

image005.gif

I've learned that every day you should reach out

And touch someone.

People love a warm hug,

Or just a friendly pat on the back.

I've learned that I still have a lot to learn.

I've learned that people will forget what you said, people will forget what you did,

But people will never forget how you made them feel.

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Youi're right Pete, nicking avatars is a heinous offence - punishable by making the perpetrator listen to Freaky singing Welsh songs for an hour or two............;) . I'd put it back if I were you Jo, but it does look kinda nice........LOL

 

Hi Nima , long time no hear - hope you're OK, :)

Nemo me impune lacessit

 

 

Advice & opinions given by johnnymitch are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

 

 

If you think I've helped you please feel free to tickle my star :-D

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Stella_Artois_Beer.jpgsmirnoff.jpg

 

 

Here you go Nima. Enjoy. Where are the strippers????

 

 

I think I might put some on the HSBC thread in the bear garden

[sIGPIC][/sIGPIC]If you think my post was helpful, please feel free to click my scales

 

 

A prudent question is one-half of wisdom.

 

:D

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