gmex2005 vs First Direct | SETTLED 08/08/06

[gmex2005]

I've been a long time browser of the site (including the FAQs!) and have been reading with interest about peoples' experiences with their claims.

 

Anyway, I finally got round to sending my DPA letter on May 9th and received a phone call today, from Linda Young to confirm my identity. I'm expecting the requested DPA info on the next few days.

 

I already know that over the last 2 years I have been charged over £1000, so for the full 6 years, I'm expecting it to really mount up - especially as I was a student for some of that time and I know I was regularly charged.

 

From what I can see, the claims against FD are following a familiar pattern, but I'll keep you posted, especially if anything unusual happens.

 

Keep up the good work with the site!

[monkey_uk]

Thanks, good luck!

[gmex2005]

Statements + Notes received Tuesday 23rd May.

 

Total Charges since December 2000 (when the account was opened): £1696.50.

 

Request for Repayment letter will be sent by recorded delivery today.

[monkey_uk]

Similar amount to mine. Expect the money by the end of June/Mid July.

[gmex2005]

I am about to prepare my LBA to send tomorrow. I have some more charges being taken from my account tomorrow which I obviously want to claim back as well.

 

I just wanted to know whether I have to add anything to the LBA to explain why the amounts being claimed on the two letters are different, or can I just modify the figure and let them worry about it?

[monkey_uk]

No need to update the amount, the same happened to me and they never questioned it.

 

Sock it to em!

[gmex2005]

OK, after a bit of an unforseen delay on my part, I have just sent my LBA today claiming £1776.50.

 

So, roll on 14th July and I will be filing my moneyclaim, unless FD decide they will cough up (which we all know they won't).

[gmex2005]

Hi again. Moneyclaim filed today.

 

£2150.32 (including 8% pa interest) + £120 court costs.

 

Claim Number: 6QZ47113

 

Now the waiting game begins...

[gmex2005]

Just a quick question for anyone who claimed using Moneyclaim. Does the Moneyclaim site show when the claim is acknowledged?

 

At the moment the staus of my claim is simply "issued".

[hannah8686]

hiya

i claimed my moneyclaim on 16th july - it was aknowledged on 21st by first direct - i got an offer of half on the 22nd sent bback saying i wanted the full amount same day - got an ooffer for the full amount today - yours will probably have changed to served today if not acknowledged. it wont be long now

 

 

£££££££££££££££££££3Pay day will be soon£££££££££££££££

[gmex2005]

Lo and behold...

 

...it's changed to acknowledged!

[Matheos95]

Woohoo Gmex will be interesting to see if the postman brings an nice little surprise tomorrow then

[Summer]

having just read your post, I'm now getting concerned as I filed my claim on 16th July and it still hasn't been acknowledged:confused:

[gmex2005]

Summer - don't worry too much. If they do not acknowledge your claim within 14 days of the date that it is deemed to be served you will win by default - and you may get the chance to send the bailiffs in!

 

Also, did you claim online or throught your local court? I guess that if it was the local court, it may take a few days more.

 

I left home before the post this morning so don't know if anything has arrived, but I will keep you posted.

[Summer]

Thanks for your support and I submitted it online, as well as sending a hard copy of the claim and particulars by recorded delivery to First Direct, hoping that everything would go through much quicker.

 

Good luck with yours and I trust you have a reply drafted ready to send

to DG Solicitors???

[gmex2005]

Hi again - no offer yet, but I have received the hard copy "Notice that Acknowlegement of Service has been filed" and it states that they intent to defend all of this claim.

 

I seem to remember that some of the earlier FD claimants received similar notice that FD intended to defend - but I haven't seen it some of the recently settled claim threads. Is that because they now don't state that they intend to defend all claims, or because everyone now knows that they are likely to make an offer anyway?

 

Just a bit of reassurance needed for the final stages!

[Matheos95]

I am presumming and would stand corrected but I think this is just a paper exercise ie they have to do this to keep in line with the court procedures - I have not had my FD acknowledged yet but I have recieved the exact same letter as you this morning from Alliance & Leicester which was acknowledged a couple of days ago.

[hannah8686]

Hiya - i recd the notice after i rec'd my offer . it came directly from the courts not from DG.

[gmex2005]

Yes, the notice I received was from the courts - it's probably just the random nature of Royal Mail that determines which bits arrive when for different people.

 

Anyway, thanks for the info - will post again tomorrow when, hopefully, I might have received an offer.

[gmex2005]

Offer of half received today. I Will repsond with thanks but no thanks letter on Monday.

[Matheos95]

Woohoo congratultions not long now for the money!!!!!!!!!

[gmex2005]

Received offer of full amount today. Replied by fax and Special Delivery with confidentiality clause crossed out.

 

I like the confidentiality bit - why do they think I should keep quiet about them paying me my own money back, which I believe they have taken from me unlawfully? It's a bit like someone stealing your car, returning it after 6 years and asking you not to call the police!!

 

Cheeky blighters!

[marcopolo]

Well done hopefully they will do the same for me next week!!!

[mbevan84]

I replied by fax and thats it for the full offer. Do you think that will be ok? Or will I need to send it via post too?

[gmex2005]

Fax is probably fine to set the ball rolling on the refund - I just sent mine by Special Delivery so I could make sure that they had received it with Track and Trace.

 

However, I also have an irrational suspicion that faxes never work properly for me.