Nice one, thanks for the help. I have written off to them anyway, so will see what happens then

Hi, I was a FD customer, tahnkfully I won £2,500 worth of charges, Now im with A & L, I was +£3 in my account, I had £100 being transfered to my account, this was going through today. 2 Direct Debits went through on saturday - I didnt think DD'd went through on a weekend so I thought I was safe for money being in my account today?! I have been charged £34 per DD failing and they are only going to refund me back for one. The DD's are only for £27 and £23 so they have screwed up my direct debits as the money in would have covered these direct debits Does this make sence? Can anyone give me any ideas on how we can get round this, they have offered me one charge back, as this is illegal then i should be allowed it all back but A & L say that I need to write in for the second

I replied by fax and thats it for the full offer. Do you think that will be ok? Or will I need to send it via post too?

It does feel rather good. Its a good savings setup. Did anyone see it on "this morning" this morning, Martin from moneysavingexpert.com said that you will be able to get away with it until they actually have to reduce their charges.....

The thing I would like to know is: I have made a claim, won the claim but they havent asked for when I have been charged and so on. They havent had the excel spreadsheet that I created so couldnt anyone claim? PS - to the people who have won, how long till it goes into my account?

Cheers mate. Wish I could do this for a living! 2 grand for 28 days work!

Won!!!!!!

Lets hope hey, I will be checking the post when i go home for lunch, will post on here as soon as I receive it. Can I fax back the acceptance letter to speed up the process?

Still havent received the second offer. Lets hope its tomorrow!

Cant wait. Just got to keep myself out of the red from now on anyway

Fingers crossed hey! Payday before my holiday! Cant wait!

I have received the letter offering me half. Will fax the letter back to them today

Is that what I really want though? i would like it to be settled, rather than dragging on. Couldnt i say thankyou for the offer, but if you dont pay the full amount then I will be forced to continue my claim? Not in those words obviously!

I like where your coming from but I dont think ill say that. Do you reckon I could fax it to them?

Thanks for the help Hannah, Doesn anyone have any idea what I should say in the letter of responce. Luckily I have a fax machine at my work so will use that to send responce

Claim has been aknowledged!!!!!!! How long do you reckon I will have to wait untill letters come through?!

Still waiting for the claim to be aknowledged!

Im still waiting for my claim to be aknowledged! Submitted it on the 21st

Ah right, Im going to holiday on the 6th, wouldnt mind it for then, doubt that will happen though!

I sent it in on Friday. Got the letter from the court on Monday

Hi Guys, Can anyone tell me (Who has won) how long it takes DG solicitors to aknowledge the case? Cheers guys

yeah I dont mind waiting. Will be nice to have my money back and to donate some to this site because it has been amazing. A lot of my friends are now on here plotting a plan to take their money back. Im looking at the moneyclaim site everyday. I have 2 weeks until my holiday so fingers crossed that it is resolved by then!

What do you reckon the chances are of me getting my money back? If they decline it then will I have to go to court?

Ok, i have sent the money claim into the court, paid the £120 so fingers crossed that I get it!

Brilliant. thankyou Alan, At the end where it says: and also interest at the same rate up to the date of judgment or earlier payment at a daily rate of (£....). How do I work out the daily rate?!