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    • Bozo's buddy Peter Cruddas seems to have switched parties. Tory peer Peter Cruddas shared posts supporting Nigel Farage and Reform UK | Conservatives | The Guardian WWW.THEGUARDIAN.COM Exclusive: almost half of billionaire Tory donor’s last 100 reposts were in support of rightwing party
    • Have a look at this please check that it is all correct, fill in the blanks, if there is anything wrong then tell us. Anything you want to add. Anything you want to take away. So, broadly this letter
    • Thank you. Can you explain what part needs to be amended. I’m sorry, I don’t understand which part is referring to right to reject. Should I be including  they are in breach of contract because the vehicle is not satisfactory quality. Clearly because of the way the windscreen was fitted it was not satisfactory quality when it was purchased and it has not remained in satisfactory condition for a reasonable period of time – witness the leakage and the corrosion in the car.    instead of    Therefore, I expect Doves to take responsibility for the costs incurred, as per the Consumer Rights Act 2015 “should a fault appear outside of 6 months, it's for the consumer to prove the fault was present at time of sale”     
    • I agree with you, UB. More parties might not be such a bad thing. More on Farage's manifesto - sorry, contract.  
    • Sorry but first of all you are still referring to your six-month right to reject – but you didn't assert your right within six months so this is not relevant. The situation is that you cannot reject the vehicle unless it is a write off or you have been deprived of the use of it for a significant period of time so that it can be said that you have been deprived of substantially the whole benefit of the contract. By my understanding that is not the case here. Your complaint must be that they are in breach of contract because the vehicle is not satisfactory quality. Clearly because of the way the windscreen was fitted it was not satisfactory quality when it was purchased and it has not remained in satisfactory condition for a reasonable period of time – witness the leakage and the corrosion in the car. On this basis you are holding them responsible for the cost of repairs which are £XXX and any ancillary costs reasonably incurred as a result of their breach of contract. You are currently without the car and this is not a situation which can continue. You are enclosing the evidence plus quotations for repair and you want that by the end of the week you want them to agree to the repairs. Broadly that. Please post a draft as soon as possible. You don't want to hang around on this
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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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I have been following this topic with great interest and have a few questions I hope someone can answer for me.

 

 

most people who find themselves in the terrible position of having bailliffs at there door for unpaid council tax etc do so because they have little or no money coming into the home.

 

Most of these people have very few possesions therefore I wonder what will happen in these circumstances.

 

Will bailliffs force there way into these homes and take things away that have very little or no value at all ie old furniture, tvs that are only worth a few pounds etc.

On the subject of pets, what will happen to the pets that are worthless to anybody barr the owners who love these animals and who I am very sure provide valuable companionship to there owners.

 

Surley there will be very little to gain by breaking into homes that obviously have nothing of any value there.?

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I know its a load of elephant b******s.

CLICK HERE FOR A LOOK AT ALL OF MY FILES: http://s134.photobucket.com/albums/q82/bailiffchaser/

do not forget to click on my scale if i am giving you the right advice or advice is making sense click my scales otherwise others think i am not helping you.

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My main concern is these people forcing there way into vulnerable peoples homes and taking what little bits of sticks of furniture they own.

 

Not good there most likely will be nothing at all left to cover there costs let alone anything else.

 

And leaving misery and despair in there wake.

 

The whole thing is a nightmare and does not bear thinking about.

 

It must be stopped.

 

Can you possibly imagine the despair it will cause, and the taking of peoples pets, there are the can pay and wont pay ,and there are the cannott pay surley this should be sorted?

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Dont forget the effects it will have on the animals too being torn from a loving home only to be put in kennels until sold etc.......

Friendship costs nothing but its rewards can be priceless. Do not judge, as you will not be judged but if you can, try and assist where possible.:smile:

everyone is entitled to MY opinion!:D

I offer my comments without prejudice or liability.

If you found my advice helpful, please click the scales at the top.

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Hi

 

And - what market value is there in the ordinary moggy or mongrel dog that most people keep and cherish as pets? Who is going to buy these animals for goodness sake??

 

And will the bailiffs have veterinary care and kennels in place for all these pets? Who is going to foot the bill for this?

 

Please, please print yourselves a copy of peterbard's petition and get as many signatures as you can. Needs to be sent to him by 17/2.

 

Regards, Pam

VITAL - IF YOU HAVE AN ISSUE ABOUT THE INCREASED BAILIFFS' POWERS TO BREAK INTO YOUR HOME AND USE FORCE IN ORDER TO GET YOUR GOODS THEN JOIN THE PETITION HERE:

http://www.consumeractiongroup.c o....l#post53879 9

 

Anyone seeing this who wants to help by copying it to their signature please do.

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  • 2 months later...

We probably need to put ourselves in the shoes of the bailiff briefly, hope it wont mar you for life, or change your aroma to that of a ... no disrespect to our pink four legged bacon donator friends!

The deciding factor on what they seize is what it is worth or rather, the price it will realise sold in distress or auction. Should you have the proverbial moggie or mongrel there is no benefit there to a bailiff, unless he's after a free pet, they would be choosey, they want to cover their costs and show a return for the creditor. BUT if one had a pedigree beastie of value, or a race horse, cobra or parrot--watch out!

Re furniture, well the value needs to exceed the cost of collection etc or its a pointless excercise-in theory. Then they may be just mean. In this case there is a bottom line, they are obliged to leave certain bare essentials in the dwelling, not sure what these consist of but likely to be, table and chairs, cooking and washing facilities, bed and bedding, light bulbs, you get my drift.

Just remember its about generating funds for the creditor, they look for value items, they cannot strip you bare

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I think this law must be incompatible to animal welfare laws, do the RSPCA know of these new possible powers?

 

My friend says that her husbands firm (bailiff's) take anything they want and do, I have obviously informed her that they are not allowed to take certain things, but that is the problem, they're are lots of dodgy bailiff's already and this new law will only make things much worse. Many bailiff's succeed where ignorance of consumers rights prevails and they need to more regulated.

 

Barclaycard Student credit card £400 partial refund received, S.A.R -

Open & Direct Finance- extortionate, cca to Rockwell debt collection they ran away, now with Bryan Carter, no cca 17/03/08 sent back to Open

Pugsley v Littlwoods, have not received the signed credit agreement only quoting reg of 1983

Pugsley v Fashion World JD williams, 17/03 2008 Debt Managers returning file to JD williams as they could not supply the credit agreement

Capital one MCOL Settled in full

Smile lba settled in full

advice is given informally and without liability and without prejudice.

 

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Guest Ruthie P

Hang on.. have I missed something? Can they really take your dog? Seriously?!

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Re furniture, well the value needs to exceed the cost of collection etc or its a pointless excercise-in theory.

 

Not being an expert, but I would say that the seizure rarely pays off any substantive amount of the debt, unless you have some very expensive luxury items. In fact, I can see situations where the debt actually increases due to the costs of levy.

 

In terms of being pointless, remember that seizure serves two other motives apart from the actual recovery of monies

 

1. The threat of seizure often causes debtors to capitulate.

 

2. It is seen as "punishing the debtor". Imagine having all your goods seized and then told that it has only paid off £20 due to all the charges and the sale at rock bottom prices.

 

Now neither of these should be valid motives but you can bet they are.

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I think this law must be incompatible to animal welfare laws, do the RSPCA know of these new possible powers?

 

Yes the RSPCA do know about these new powers - and oppose them absolutely.

 

Regarding animal welfare ... pets will probably be put into registered kennels etc (after all the charges will be sent to YOU !) - so in that way it's no different to storage of any other kind of goods (which you also pay for).

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Harrassed&Hopefull says:

 

The deciding factor on what they seize is what it is worth or rather, the price it will realise sold in distress or auction. Should you have the proverbial moggie or mongrel there is no benefit there to a bailiff...

 

However, in this thread, The Watcher states:

 

On the recent BBC TV "Beat The Bailiff" programme there was a snippet where a bailiff eyed a basket of kittens in a kitchen.

He commented that he could take them (obviously emotional blackmail as they would not realise any cash) - but said he wouldn't (on this occasion?)

He also stated that although (in theory) the process is intended to realise assets that can be turned into cash - he often takes something of no real value, other than obvious sentimental value (as a kind of sadistic punishment?)

 

Therefore, I believe that buster642's assertion that

 

2. It is seen as "punishing the debtor". Imagine having all your goods seized and then told that it has only paid off £20 due to all the charges and the sale at rock bottom prices.

 

is the correct one, and the reason why the system itself is antiquated and repressive, and should be scrapped in favour of more up to date systems such as wage arrestment.

-----

Click the scales if I've been useful! :)

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Hi DxS,

 

You do have a point, it is sooo repressive. I have the t shirt! What I found was they did'nt want a load of hastle, they wanted money or at second best stuff they could take that had cash value.

Ok if they take a dislike to a person they have too much power at their disposal and could take the mongrel, but where is the benefit, just more work for them.

 

Trouble is they can bend the rules, make it up to suite the situation, so if they want to frighten someone into handing over maybe their last reserve pot or the rent or johnny's dinner money, then they definately will.

It is so archaic, like the feudal days when the lord of the manor could put one in the stocks without a hearing.

Its just like the banks, preying on the poor, when your down they push you further, its the same attitude.

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We probably need to put ourselves in the shoes of the bailiff briefly, hope it wont mar you for life, or change your aroma to that of a ... no disrespect to our pink four legged bacon donator friends!

The deciding factor on what they seize is what it is worth or rather, the price it will realise sold in distress or auction. Should you have the proverbial moggie or mongrel there is no benefit there to a bailiff, unless he's after a free pet, they would be choosey, they want to cover their costs and show a return for the creditor. BUT if one had a pedigree beastie of value, or a race horse, cobra or parrot--watch out!

Re furniture, well the value needs to exceed the cost of collection etc or its a pointless excercise-in theory. Then they may be just mean. In this case there is a bottom line, they are obliged to leave certain bare essentials in the dwelling, not sure what these consist of but likely to be, table and chairs, cooking and washing facilities, bed and bedding, light bulbs, you get my drift.

Just remember its about generating funds for the creditor, they look for value items, they cannot strip you bare

 

Sorry mate rubbish "They wont bother with the moggie cos it isn't worth anything". Of course they will. In fact it will probably be the 1st thing they'll go for because it is the family pet & the scummy bailiffs will use the threat of taking the family pet to force debtors into giving them every last penny they have & Knowing them they will continue to repeat the process time & time again.

 

Also don't kid yourself as they will able to force entry in your absence they will ransack peoples homes It's why the law to stop baillifs forcing entry was enacted hundreds of years ago

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Sorry mate rubbish "They wont bother with the moggie cos it isn't worth anything". Of course they will. In fact it will probably be the 1st thing they'll go for because it is the family pet & the scummy bailiffs will use the threat of taking the family pet to force debtors into giving them every last penny they have & Knowing them they will continue to repeat the process time & time again.

 

Also don't kid yourself as they will able to force entry in your absence they will ransack peoples homes It's why the law to stop baillifs forcing entry was enacted hundreds of years ago

 

Not only force entry into your home - but they will have their power "on the highway" too!

 

So, when out walking your dog then can simply take it away from you *using force if necessary").

 

At the same time they will be able to "distrain on your cash" - virtually a lawful mugging - in the street !

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1. Sign Peter's Downing Street petition (and encourage others to do so).

 

2. Make everyone "aware" of what is being proposed. The more publicity we get the better.

 

3. Encourage others - who have already suffered in silence as a result of bailiff actions - to speak out.

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  • 2 months later...

Have just been reading all on this. My hubby has received notice in post to expect bailiffs any day as from yesterday. As its a warrant from Northampton courts the bailiffs have no right to forceably enter our home, (I checked this out doing an internet search into bailiffs' powers) at the moment, that is, until this ridiculously frighteningly badly thought- out new empowerment comes into force.

We have 2 little black rescue cats, and an elderly pedigree springer spaniel. Until today I never dreamt that they could be taken away by bailiffs. I'm horrified at the thought of it!

(My husband received a letter from Brighton & Hove Council telling him to pay a fixed penalty parking charge which was issued on july 4th 2005, as he was the registered keeper of the vehicle in question.

We'd never been to Brighton, therefore could never have illegally parked etc. and all this explained in appeal letter, which was disregarded. He received copies in b&w of photos from B&HC depicting a car similar to ours with the same reg as ours, a sideways on view of some parking notice but no clues as to what street it was in. Unfortunately, hubby chose to ignore all further correspondence, which is why he's been threatened with the bailiffs.) No, I'm not looking for sympathy! am not really pleased with hubby for putting us into this situ when he should've fought back instead of doing zilch!!

What puzzles me is the firm of phoenix commercial collections have stated in previous 2 letters that bailiffs have turned up, but because of failure to reply have increased the debt each time. Nothing ever left by anyone so no proof of anybody ever having called. Is this right?

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sounds to me your car has been cloned.. and yes bailiffs pretend to have visited so they get more money even when they dont... ive just been told by a bailiff company that they have proof that they hand delivered a letter.. no letter has ever been hand delivered here, or I would of acted on it.. ask them for proof that they have been.. bet they cant produce any evidence.

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Have just been reading all on this. My hubby has received notice in post to expect bailiffs any day as from yesterday. As its a warrant from Northampton courts the bailiffs have no right to forceably enter our home, (I checked this out doing an internet search into bailiffs' powers) at the moment, that is, until this ridiculously frighteningly badly thought- out new empowerment comes into force.

We have 2 little black rescue cats, and an elderly pedigree springer spaniel. Until today I never dreamt that they could be taken away by bailiffs. I'm horrified at the thought of it!

(My husband received a letter from Brighton & Hove Council telling him to pay a fixed penalty parking charge which was issued on july 4th 2005, as he was the registered keeper of the vehicle in question.

We'd never been to Brighton, therefore could never have illegally parked etc. and all this explained in appeal letter, which was disregarded. He received copies in b&w of photos from B&HC depicting a car similar to ours with the same reg as ours, a sideways on view of some parking notice but no clues as to what street it was in. Unfortunately, hubby chose to ignore all further correspondence, which is why he's been threatened with the bailiffs.) No, I'm not looking for sympathy! am not really pleased with hubby for putting us into this situ when he should've fought back instead of doing zilch!!

What puzzles me is the firm of phoenix commercial collections have stated in previous 2 letters that bailiffs have turned up, but because of failure to reply have increased the debt each time. Nothing ever left by anyone so no proof of anybody ever having called. Is this right?

 

It's quite "normal" for bailiffs to "invent" visits in order to claim extra fees. The last thing that a bailiff wants is to actually get the debt paid straight away - the longer he can keep this going the more he will try and "bump-up" his fees.

 

Regarding your parking problem - a similar thing happened to me many years ago. I was issued with a ticket for illegal parking in a town some 40 miles away that I did occasionally visit (and indeed used to park in that street !).

 

On the day that this ticket was allegedly issued, however, I had many witnesses that at the very time that I was supposed to be illegally parking I was actually holding a meeting with various family members, including a priest and a funeral director, to organise my father's funeral !

 

When presented with this evidence the Council dropped their claim immediately.

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