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    • good idea take some pix and put them in a PDF read UPLOAD dx
    • thread title updated moved to overseas debt forum. sadly as they are outside any UK jurisdiction upon DCA rules which state in the UK they must not call employers, there not alot you can do to stop these scammers. make sure you totally make private ALL social media twitter/facebook/linked in etc etc as there no-way for them to findout where you work otherwise so you must have a leak somewhere. find it. your employer details arent even legally available to UK DCA's so how have they found it out to date???  simply write to the BANK informing them of your correct and current address ALWAYS!!. if you want to arrange payment or not TO THE BANK ONLY thats upto you. never ever ignore a Statutory Demand a Letter Of Claim a Court Claimform. if if if any of those ever happen. till then ignore and rewash. dx    
    • Date of issue –   13 may 2024 AOS date 31st may defence filing date 14th june plenty of lowell card claimform threads here use our enhanced google searchbox Lowell card claimform id be reading at least 5-10 threads a day. do NOT MISS your defence filing whatever happens.  
    • Hello All,  I’m hoping someone can help me urgently here. Firstly, I’d like to say I have read multiple other threads and have some what an idea of what I should be doing, however my case might be slightly different so coming with my own questions here.    my situation is I lived in Dubai and had a credit card and a loan, loan with HSBC and credit card with Emirates (or the other way round), I lost my job and was forced to leave the country as I was staying in the country on my companies visa.    since coming back, after a few years 2 different debt collections agencies have been approaching me (one being IDRW and the other J&P). I’ve never answered IDRWW and they constantly chase me by calling and messaging me and my employer. My current company is ok with this as I explained the situation but I’m soon to be joining a new company who definitely won’t be ok with being messaged and called. I’m afraid to continue to ignore them as they may message and calm the new employer as they have before and I’ll lose my job. However, it seems clear from these forums that dealing with the debt collection agencies is never a good idea. You shouldn’t agree to the amount or pay anything.    j&p caught me on my phone but I still haven't sent them any money or confirmed the amount they’re saying is owed, they keep pushing to pay off the “principal” amount by making monthly payments, from reading these forums it seems like if I make one of those payments (they have provided bank details for ENBD), then it’ll just be paying off interest and not actually clearing the principle debt and the bank won’t even approve receipt of payment or that it’s coming off principle.    this is my predicament as ignoring them might not be an option if they chase my new employer. Maybe there’s a way to ensure the debt collection agency don’t contact my new employer?? I don’t know? Massively appreciate peoples help here. Thanks, 
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Hi,i brought a car 2 weeks ago and was told it will pass M.O.T. We took the car and it failed,as we new the person who sold it to us he was sorry and said they will sort the M.O.T out. Now Thursday we went to collect the car we was told by the person that they gave it to us that his friend was taking the car for MOT (getting to main part)this person had outstanding fines and DRAKES took the car.We went y.day with all the right paper work to get back the car and was told we could NOT have the car back,we could not get our belongins out.The car has my boyfreinds work stuff in there and still they were not allowing us any access.All they could say was get a solicitor or pay the 2,500 fine(well thats not how polite they were)oh and to get our possessions out the person with the fines should be present.we got there at 11.30 and left 3pm. We were given a complete run around.The fine is not mine nor the pervious owners so how can they do this. We want to go to Head Office today to get my car but what are my rights and where do i stand legally.this can not be right!!And i saw the whistleblower so i now how dodgey these peolpe are

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If you have all the documents and can prove that you own the car, I would personally make a trip down to your local police station and report it as theft. Drakes have no authority to hold the car or the possessions in it if the car does not belong to their debtor. Get a crime number, get the police down there, and try and sort it that way. If the police aren't too interested in going down there (don't be surprised), insist on a crime ref. number, then get a letter down to Drakes. Make sure the crime ref is in the letter, tell them that you've reported their unlawful (hmm, illegal?)impounding and expect your property and its contents to be returned to you immediately.

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If you have the receipt and your part of the V5 document then they should release the car to you. The DVLA should, by now, have received the sellers part of the V5 with your details on, call them to double check this and let the bailiff company know this.

Pam.

 

If anything I've said helps you then please feel free to tip my scales!

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we showed all the above and more,even insurance,bank statements ect it was terriable. we got the car on the 21st and this debtor was stopped on the 24th and so they say the dates dont add up.we had ownership /v5 of this car BEFORE this person was stopped. plus it as I kept saying to them is NOT my debt Im so angry and the people are sooooo rude too.thanks will go to police now

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hi,well I went to the police station as the officer was real nice but unfortuatly said that the police can not help as it is a civil matter,that we need to go to the county courts(by which these idiots would of probably sold my car)any more advice please

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You need to go back to them - this is NOT a civil matter! It would be a civil matter if they had taken your car in payment of your debt; these guys have taken your property in relation to someone else's debt.

 

Can some legal eagle on here please suggest a term that the OP can use to kickstart the police into action - theft (permanently intentionally depriving OP of goods), demanding money with menaces...? I would at least go to them again and make a complaint about how this has been handled.

 

Did they give you a crime ref at least? Honestly, I despair.

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Guest MizzPiggy

Where to begin.

 

Ok...firstly, the fines are not yours so it is illegal to levy on items when you are not the debtor.

 

You have all your paperwork and with that need to proceed to court.

 

It costs £35 for an application to the court to have your vehicle released. You will need to file on grounds of Illegal Distress. Illegal Distress is where the warrant and paperwork is not legal/meaning the debt is not owed by you however they have levied.

 

You will need to put a statement together with your documents and ask for the court to accept the matter as urgent. If you would like a blank statement form, email me and I will send you one via email in return and if you need any help putting it all together as it may appear daunting as a process, please feel to get in touch.

 

Alison

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Guest MizzPiggy

One last thing......

 

Theft - yes it is theft, but the police with frustration from our side, will see it as a civil matter. It isn't which we all know.

 

The definition of theft - is the intent and the act. Once they are aware of it being a car that a debt is not owed by you, the intent is there to permanently deprive and it is, to all rules of law theft...if only the police, would see it this way.

 

It is something that needs to be addressed!

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It does seem to be a recurring problem; as soon as one mentions the word 'bailiff' or 'debt' the automatic response seems to be 'Argh! Civil matter!" and much waving of arms. Illustrated rather famously by that Whistleblower program where the police turned up and told a woman that she was liable for someone else's debt (sister?) and that it was better to pay up (!). Serious re-training, or specific training, needed methinks.

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Hi did not get a crime number as we were told to go to the courts.ok gonna go back to the ploice station and the courts. We are writing a letter to bridgeman house,

sun street,waltham abbey,essex en9 1el which we found are the parent company to drakes. wanna kick ass real bad.

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Good, go get 'em.

 

Remember, they have stolen your property - they had no right to take it and no right to refuse to give it back.

 

It's yours, and you're going to get it back, and you won't take no for an answer, because you know that you are in the right.

 

Pep talk over. Good luck. :D

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If you have the paperwork scan it on to photobucket.com and then put a link here omitting your add and any identifying information.

CLICK HERE FOR A LOOK AT ALL OF MY FILES: http://s134.photobucket.com/albums/q82/bailiffchaser/

do not forget to click on my scale if i am giving you the right advice or advice is making sense click my scales otherwise others think i am not helping you.

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Guest MizzPiggy

Just to change my private email to you, I have checked and the Bailiff that collected is in fact NOT registered to Drakes.

 

Under Section 12 of the Certification rules they must be registered to work for the Company they represent.

 

You may have good grounds here to go forward with further enquiries and a complaint!

 

If you would like more information, please email me. It appears there are several names that match, but I can assure you none at this point that relate to Drakes. Do you have a first initial?????????

 

When we first looked at the register it was deceiving as it appeared that there was a person with that name, however they were last certificated in January 2005 so doubt this is the same person so the actual initial is important.

 

Alison

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what the balilffs was using a different name :o actually why should I be shocked. Also the court said not to bother with the police,shall I or not??He said because they are a legal firm.i laughed and said u mean ILLEGAL!

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Hi,sorry didnt think,this thing has got my head all over the place. My address is.....

Also you mentioned it cost £35 for an application to the courts to have my vechile released but is that any court or do I have to go to the court that sent the bailiffs.

I tried one last time to speak to Drakes and the manager MR C..... did ring back I was ploite and basically told him it was theft.illegal and can not keep me from my stuff you know he had the cheek to say(about the only thing he did say)was the car was not mine when I said the above stuff about I sent my v5 plus being illegal ect you know the man hung the phone up. If feel so strongly about this company,even after the whistleblower how comes they are still doin the same illegal practises,which while I was in the car pound in Edmonton I heard the same illegal stories being told STILL.

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this is an idea. Goto the companies house website and you can for £1 find out where the director etc lives. Write to them. i have just checked a company i was intrested in and i have a listing of their director and secrataries home adresses. This is public information.

CLICK HERE FOR A LOOK AT ALL OF MY FILES: http://s134.photobucket.com/albums/q82/bailiffchaser/

do not forget to click on my scale if i am giving you the right advice or advice is making sense click my scales otherwise others think i am not helping you.

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My view (and this is an area where my knowledge is very limited) is that you should go back to the police over this. It's absolutely disgraceful that they have refused to take any action.

 

If they continue to do so I would contact your Member of Parliament and ask them to intervene.

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If you want the names and addresses of the directors etc, I can get them for you free.

 

Let me know

Spotnot v MBNA and their nasty solicitors (on behalf of my friend)

 

If I have helped in any way, click my scales.

 

Remember, we were all newbies once!!

 

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Well, well, looks like Drakes have done a sneaky!! Every director has lodged their address as the Registered address for the company.

 

Either its one big bailiff commune or they really don't want anyone to know where they live!! I wonder why??

Spotnot v MBNA and their nasty solicitors (on behalf of my friend)

 

If I have helped in any way, click my scales.

 

Remember, we were all newbies once!!

 

When you win, donate!!!

 

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Well, well, looks like Drakes have done a sneaky!! Every director has lodged their address as the Registered address for the company.

 

Either its one big bailiff commune or they really don't want anyone to know where they live!! I wonder why??

 

They can apply to allow their home addresses to be witheld. If I remember correctly almost all the directors of Barclays Bank do the same.

 

Presumably Drakes do this on the basis that they don't want irate customers turning up, banging on their doors, asking their neighbours about them and harassing their families. Shame that's the sort of things these sorts of companies do to members of the public all the time.

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Thanks guys,can you imagine if they did give out their addresses lol alot of trouble. The pound i went to had a massive crack down the screen,but then they are stealing and ripping people off and are still getting away with it.Everyone passes the buck as it seems that no one really knows how to deal with Bailiffs and its like the bailiffs know this and are just laughing at the public. This company....oh my god they are something else really.,they make me sick.

Anyhow Does anyone know which form I need to file??

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try jbw enforcement ltd last accounts filed at companies house and note the crossed out adresses.

CLICK HERE FOR A LOOK AT ALL OF MY FILES: http://s134.photobucket.com/albums/q82/bailiffchaser/

do not forget to click on my scale if i am giving you the right advice or advice is making sense click my scales otherwise others think i am not helping you.

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try jbw enforcement ltd last accounts filed at companies house and note the crossed out adresses.

 

Have you noticed that their SIC codes have also changed?

Spotnot v MBNA and their nasty solicitors (on behalf of my friend)

 

If I have helped in any way, click my scales.

 

Remember, we were all newbies once!!

 

When you win, donate!!!

 

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yes the sic codes have changed from :7411 legal activities to : 7414 business services andfrom 7460 investigation and security to 7487 other business activities.

CLICK HERE FOR A LOOK AT ALL OF MY FILES: http://s134.photobucket.com/albums/q82/bailiffchaser/

do not forget to click on my scale if i am giving you the right advice or advice is making sense click my scales otherwise others think i am not helping you.

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Does any one know how I can find the court that certifed drakes. I was told to write to them to as it does not look good on drakes aslo to complain to A C E A or ESA,this is where you can complain about bailiffs.

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