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    • Well we can't predict what the judge will believe. PE will say that they responded in the deadline and you will say they don't. Nobody can tell what a random DJ will decide. However if you go for an OOC settlement you should still be able to get some money
    • What do you guys think the chances are for her?   She followed the law, they didnt, then they engage in deception, would the judge take kindly to being lied to by these clowns? If we have a case then we should proceed and not allow these blatant dishonest cheaters to succeed 
    • I have looked at the car park and it is quite clearly marked that it is  pay to park  and advising that there are cameras installed so kind of difficult to dispute that. On the other hand it doesn't appear to state at the entrance what the charge is for breaching their rules. However they do have a load of writing in the two notices under the entrance sign which it would help if you could photograph legible copies of them. Also legible photos of the signs inside the car park as well as legible photos of the payment signs. I say legible because the wording of their signs is very important as to whether they have formed a contract with motorists. For example the entrance sign itself doe not offer a contract because it states the T&Cs are inside the car park. But the the two signs below may change that situation which is why we would like to see them. I have looked at their Notice to Keeper which is pretty close to what it should say apart from one item. Under the Protection of Freedoms Act 2012 Schedule 4 Section 9 [2]a] the PCN should specify the period of parking. It doesn't. It does show the ANPR times but that includes driving from the entrance to the parking spot and then from the parking place to the exit. I know that this is a small car park but the Act is quite clear that the parking period must be specified. That failure means that the keeper is no longer responsible for the charge, only the driver is now liable to pay. Should this ever go to Court , Judges do not accept that the driver and the keeper are the same person so ECP will have their work cut out deciding who was driving. As long as they do not know, it will be difficult for them to win in Court which is one reason why we advise not to appeal since the appeal can lead to them finding out at times that the driver  and the keeper were the same person. You will get loads of threats from ECP and their sixth rate debt collectors and solicitors. They will also keep quoting ever higher amounts owed. Do not worry, the maximum. they can charge is the amount on the sign. Anything over that is unlawful. You can safely ignore the drivel from the Drips but come back to us should you receive a Letter of Claim. That will be the Snotty letter time.
    • please stop using @username - sends unnecessary alerts to people. everyone that's posted on your thread inc you gets an automatic email alert when someone else posts.  
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Requested my Bank charges


CrAzYCoLiN
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Hello all. i have read the posts that you guys have put and its very well put out.. thanks for the advice!

 

i have started a claim myself, as of today it will take 40days to come through with a charge of £10. hope to see a big amount come back to me :o again thanks for all your posts. excellent work!

will keep youposted as and when i hear anythin else:-)

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:D Wooo hooo welcome on board CrAzYCoLiN...Good luck with everything, stick to your timetable and don't let the suckers grind you down hehehe :D

 

AtMoSpHeRiC X :cool:

26/01/2007 = Requested 6 Years Bank Statements.

02/02/2007 = Received statements, charges £1,684.

02/02/2007 = Sent Prelim Letter recorded delivery!

:D

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hi

just start reading through as many threads and faq's as you can so you familiarise yourself with the process and you won't go wrong.

the bank probably won't cash the £10 - they'll return it with the statements telling you that this a service they are happy to do for free of charge!!! hmmm can't get my head around that one!!

 

Charges description on statements - Please Read

 

start reading up on the above link now and make sure you are comfortable with what you can start including on the spreadsheets when you get your statements back

good luck with it all and if you have any questions - fire away

netty

If i've been helpful in any way....then tip my scales over there!

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Hi again people. with alot of help from AtMoSpHeRiC (thanks bunches!;) )i have sent off the letter to reclaim my charges back, it is only £315 but hey its free money:D wish i had gone more overdrawn in the past lol! i'll keep you all informed as to what hapens from now on. thanks for reading:D

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LOL CrAzYCoLiN,:D

 

No probs at all babe... does not matter how much your claiming the point is its yours! I am here through every step of the way mate:rolleyes:

 

See ya later Aligator :razz:

 

AtMoSpHeRiC

26/01/2007 = Requested 6 Years Bank Statements.

02/02/2007 = Received statements, charges £1,684.

02/02/2007 = Sent Prelim Letter recorded delivery!

:D

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  • 1 month later...

hi guys:D

i sent off the LBA letter on 6th of march and didnt hear anythin from the bank, so i called them up today and asked how my process was coming along, he said that HSBC had sent me a letter yesterday with a form to fill out and asks me to send it back. once they have recieved it i then have to wait aprox 10days for the re-fund, so it looks good for my winnings:D

thanks to all for the great help. especially AtMoSpHeRiC !! ty ty ty xxxxxxxxxxx

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Awww no worries hun.. CONGRATULATIONS babe... Fantastic..:rolleyes: .

 

I can see one hell of a hangover coming lol..:o

 

Just remember if you need a lift give me a call do not walk home lmao :D

 

 

Good job hun

 

AtMoSpHeRiC XXXXX :cool:

26/01/2007 = Requested 6 Years Bank Statements.

02/02/2007 = Received statements, charges £1,684.

02/02/2007 = Sent Prelim Letter recorded delivery!

:D

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