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    • further polished WS using above suggestions and also included couple of more modifications highlighted in orange are those ok to include?   Background   1.1  The Defendant received the Parking Charge Notice (PCN) on the 06th of January 2020 following the vehicle being parked at Arla Old Dairy, South Ruislip on the 05th of December 2019.   Unfair PCN   2.1  On 19th December 2023 the Defendant sent the Claimant's solicitors a CPR request.  As shown in Exhibit 1 (pages 7-13) sent by the solicitors the signage displayed in their evidence clearly shows a £60.00 parking charge notice (which will be reduced to £30 if paid within 14 days of issue).  2.2  Yet the PCN sent by the Claimant is for a £100.00 parking charge notice (reduced to £60 if paid within 30 days of issue).   2.3        The Claimant relies on signage to create a contract.  It is unlawful for the Claimant to write that the charge is £60 on their signs and then send demands for £100.    2.4        The unlawful £100 charge is also the basis for the Claimant's Particulars of Claim.  No Locus Standi  3.1  I do not believe a contract with the landowner, that is provided following the defendant’s CPR request, gives MET Parking Services a right to bring claims in their own name. Definition of “Relevant contract” from the Protection of Freedoms Act 2012, Schedule 4,  2 [1] means a contract Including a contract arising only when the vehicle was parked on the relevant land between the driver and a person who is-   (a) the owner or occupier of the land; or   (b) Authorised, under or by virtue of arrangements made by the owner or occupier of the land, to enter into a contract with the driver requiring the payment of parking charges in respect of the parking of the vehicle on the land. According to https://www.legislation.gov.uk/ukpga/2006/46/section/44   For a contract to be valid, it requires a director from each company to sign and then two independent witnesses must confirm those signatures.   3.2  The Defendant requested to see such a contract in the CPR request.  The fact that no contract has been produced with the witness signatures present means the contract has not been validly executed. Therefore, there can be no contract established between MET Parking Services and the motorist. Even if “Parking in Electric Bay” could form a contract (which it cannot), it is immaterial. There is no valid contract.  Illegal Conduct – No Contract Formed   4.1 At the time of writing, the Claimant has failed to provide the following, in response to the CPR request from myself.   4.2        The legal contract between the Claimant and the landowner (which in this case is Standard Life Investments UK) to provide evidence that there is an agreement in place with landowner with the necessary authority to issue parking charge notices and to pursue payment by means of litigation.   4.3 Proof of planning permission granted for signage etc under the Town and country Planning Act 1990. Lack of planning permission is a criminal offence under this Act and no contract can be formed where criminality is involved.   4.4        I also do not believe the claimant possesses these documents.   No Keeper Liability   5.1        The defendant was not the driver at the time and date mentioned in the PCN and the claimant has not established keeper liability under schedule 4 of the PoFA 2012. In this matter, the defendant puts it to the claimant to produce strict proof as to who was driving at the time.   5.2 The claimant in their Notice To Keeper also failed to comply with PoFA 2012 Schedule 4 section 9[2][f] while mentioning “the right to recover from the keeper so much of that parking charge as remains unpaid” where they did not include statement “(if all the applicable conditions under this Schedule are met)”.     5.3         The claimant did not mention parking period, times on the photographs are separate from the PCN and in any case are that arrival and departure times not the parking period since their times include driving to and from the parking space as a minimum and can include extra time to allow pedestrians and other vehicles to pass in front.    Protection of Freedoms Act 2012   The notice must -   (a) specify the vehicle, the relevant land on which it was parked and the period of parking to which the notice relates;  22. In the persuasive judgement K4GF167G - Premier Park Ltd v Mr Mathur - Horsham County Court – 5 January 2024 it was on this very point that the judge dismissed this claim.  5.4  A the PCN does not comply with the Act the Defendant as keeper is not liable.  No Breach of Contract   6.1       No breach of contract occurred because the PCN and contract provided as part of the defendant’s CPR request shows different post code, PCN shows HA4 0EY while contract shows HA4 0FY. According to PCN defendant parked on HA4 0EY which does not appear to be subject to the postcode covered by the contract.  6.2         The entrance sign does not mention anything about there being other terms inside the car park so does not offer a contract which makes it only an offer to treat,  Interest  7.1  It is unreasonable for the Claimant to delay litigation for  Double Recovery   7.2  The claim is littered with made-up charges.  7.3  As noted above, the Claimant's signs state a £60 charge yet their PCN is for £100.  7.4  As well as the £100 parking charge, the Claimant seeks recovery of an additional £70.  This is simply a poor attempt to circumvent the legal costs cap at small claims.  7.5 Since 2019, many County Courts have considered claims in excess of £100 to be an abuse of process leading to them being struck out ab initio. An example, in the Caernarfon Court in VCS v Davies, case No. FTQZ4W28 on 4th September 2019, District Judge Jones-Evans stated “Upon it being recorded that District Judge Jones- Evans has over a very significant period of time warned advocates (...) in many cases of this nature before this court that their claim for £60 is unenforceable in law and is an abuse of process and is nothing more than a poor attempt to go behind the decision of the Supreme Court v Beavis which inter alia decided that a figure of £160 as a global sum claimed in this case would be a penalty and not a genuine pre-estimate of loss and therefore unenforceable in law and if the practice continued, he would treat all cases as a claim for £160 and therefore a penalty and unenforceable in law it is hereby declared (…) the claim is struck out and declared to be wholly without merit and an abuse of process.”  7.6 In Claim Nos. F0DP806M and F0DP201T, District Judge Taylor echoed earlier General Judgment or Orders of District Judge Grand, stating ''It is ordered that the claim is struck out as an abuse of process. The claim contains a substantial charge additional to the parking charge which it is alleged the Defendant contracted to pay. This additional charge is not recoverabl15e under the Protection of Freedoms Act 2012, Schedule 4 nor with reference to the judgment in Parking Eye v Beavis. It is an abuse of process from the Claimant to issue a knowingly inflated claim for an additional sum which it is not entitled to recover. This order has been made by the court of its own initiative without a hearing pursuant to CPR Rule 3.3(4)) of the Civil Procedure Rules 1998...''  7.7 In the persuasive case of G4QZ465V - Excel Parking Services Ltd v Wilkinson – Bradford County Court -2 July 2020 (Exhibit 4) the judge had decided that Excel had won. However, due to Excel adding on the £60 the Judge dismissed the case.  7.8        The addition of costs not previously specified on signage are also in breach of the Consumer Rights Act 2015, Schedule 2, specifically paras 6, 10 and 14.   7.9        It is the Defendant’s position that the Claimant in this case has knowingly submitted inflated costs and thus the entire claim should be similarly struck out in accordance with Civil Procedure Rule 3.3(4).   In Conclusion   8.1        I invite the court to dismiss the claim.  Statement of Truth  I believe that the facts stated in this witness statement are true. I understand that proceedings for contempt of court may be brought against anyone who makes, or causes to be made, a false statement in a document verified by a statement of truth without an honest belief in its truth.   
    • Well the difference is that in all our other cases It was Kev who was trying to entrap the motorist so sticking two fingers up to him and daring him to try court was from a position of strength. In your case, sorry, you made a mistake so you're not in the position of strength.  I've looked on Google Maps and the signs are few & far between as per Kev's MO, but there is an entrance sign saying "Pay & Display" (and you've admitted in writing that you knew you had to pay) and the signs by the payment machines do say "Sea View Car Park" (and you've admitted in writing you paid the wrong car park ... and maybe outed yourself as the driver). Something I missed in my previous post is that the LoC is only for one ticket, not two. Sorry, but it's impossible to definitively advise what to so. Personally I'd probably gamble on Kev being a serial bottler of court and reply with a snotty letter ridiculing the signage (given you mentioned the signage in your appeal) - but it is a gamble.  
    • No! What has happened is that your pix were up-to-date: 5 hours' maximum stay and £100 PCN. The lazy solicitors have sent ancient pictures: 4 hours' maximum stay and £60 PCN. Don't let on!  Let them be hoisted by their own lazy petard in the court hearing (if they don't bottle before).
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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claim against TSB ** WON **


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Hi Everyone

I'd just like to say thanks for the advice on this forum.

 

I've just started a claim against ltsb - just under £5000.

 

I really have no problems starting the claim and my circumstances speak for itself.

 

We were living mostlly on my wives wages and she suffered a mild heart attack this year and was off work for several months. As she was employed by an agency she had very little in the way of sickness cover.

 

I had about 10 SO/DDs with my bank and at £35 to miss each one I suffered about £400+ charges a month for a few months.

 

As you can imagine this has led to extreem difficulties and an overdraft of £1000's.

 

Now I've gone back over the past 5 years and will aim to claim back the charges from LTSB. No, we have no pity for them.

 

My mortgage is with GMAC who took me to court for a repossession, I thought it with the assistance of the court duty solicitor provided by a local housing association. She was very good! If you haev one available when going to court for housing I suggest you use them.

 

GMAC are charging me £50 per month while I am in arrears. This is more than I am able to pay of the arrears each month so unless I can pay off a couple of grand then I will never get the arrears down.

 

Anyway, my wife is much better and I'm looking for £5k from the bank.

 

Thanks:)

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Hi and Welcome!:)

You seem to have everything under control. I'm sorry to hear of your problems, but glad your wife is better now.

Good luck, and keep us informed on how you are doing:)

Barty:)

I WON!!!! :D :D :D

http://www.consumeractiongroup.co.uk/forum/lloydstsb-successes/1774-barty-lloyds-tsb.html

 

IF I HAVE BEEN HELPFUL PLEASE CLICK THE SCALES:)

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  • 1 month later...

just recieved, this morning: Notice of Transfer of Proceedings to Swansea CC; Allocation Questionaire (No. N150); Copy of TSB defense (N9B)

 

It seems I have to complete the Allocation Questionaire (No. N150);

 

and return it. Any tips for this section?

 

How long does the matter take to conclusion from this stage?

 

thanks

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Hi

Have a look a the following couple of links to help you with your AQ:

http://www.consumeractiongroup.co.uk/forum/general/57708-draft-order-allocation-questionnaires.html

 

http://www.consumeractiongroup.co.uk/forum/bank-templates-library/11644-allocation-questionnaires-guide-completion.html

 

How long does it take to conclude from this stage? It varies, could be a week, could be months, sorry no definate answer.

Barty:)

I WON!!!! :D :D :D

http://www.consumeractiongroup.co.uk/forum/lloydstsb-successes/1774-barty-lloyds-tsb.html

 

IF I HAVE BEEN HELPFUL PLEASE CLICK THE SCALES:)

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  • 1 month later...

I'm hoping that someone can help me with this development:

 

My claim was issued in Swansea CC and I recieved notice that it has been transfered to Cardiff. When I called the Swansea court I was told that all these cases were now being transfered so that one judge could deal witt them all.

 

This morning I have recieved a "General Form of Judgement or Order" it is form N24. This is what it says:

 

Upon the courts own motion. The court has made this order of its own initiative without a hearing. If you object to this order, you must make and application to have it set aside, varied or stayed within 7 days of receiving it.

 

IT IS ORDER THAT

 

1. Directions will be given in this case by the Designated Civil Judge, His Honour Judge G Hickinbottom, on the 14th August at ... the court address

 

2. The parties may appear in person or make written representations as to how the case should proceed provided a copy of the representations is sent to the court and the other side at least 7 working adys prior tothe hearing.

 

What does it mean and what do I do now?

 

many thanks

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  • 3 months later...

Amazing letter this morning, my case which was transfered from Swansea to Cardiff was due for a hearing on 14the August. The letter, frm TSB lawyers, states that they have refunded my money in full, including costs and interest. They also asked me to phone the court to cancel the hearing.

 

Thank Youuuuuuuuuuuuuuuuuuuuuuuu!!!

 

Well I called the court and they said that all the cases have been stayed untill after the January High Court hearing.

 

Well I'm chuffed! The case has been stayed for a while now, and yet the bank still payed up.

 

GMAC are next in my sights. Can anyone adivise me about arrears charges with GMAC? Can I reclaim?

 

Thnaks

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Congratulations!!!!!!!!!!!!!

:D :D :D

Don't forget to fill out the survey

:-) A donation would help us to help others :-)

Enjoy your payout!

Yes you can reclaim arrears fees from Gmac. Its not easy but it can be done. Have a look through the mortgage forum and start a thread.

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Amazing letter this morning, my case which was transfered from Swansea to Cardiff was due for a hearing on 14the August. The letter, frm TSB lawyers, states that they have refunded my money in full, including costs and interest. They also asked me to phone the court to cancel the hearing.

 

Thank Youuuuuuuuuuuuuuuuuuuuuuuu!!!

 

Well I called the court and they said that all the cases have been stayed untill after the January High Court hearing.

 

Well I'm chuffed! The case has been stayed for a while now, and yet the bank still payed up.

 

GMAC are next in my sights. Can anyone adivise me about arrears charges with GMAC? Can I reclaim?

 

Thnaks

 

Many congrats - was the letter dated after last weeks announcement?

Please note that I am not a legal expert and all advice given is without prejudice and is purely my opinion only.

 

** Nationwide - £1821.15-PAID IN FULL - Aug 06 **

** Halifax Mortgage -£390 - PAID IN FULL - Nov 06 **

Lloyds TSB - MCOL issued 09/03/07 - £2953 + costs - ON HOLD....

 

 

 

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A question that im sure has been answered allover the forum. So what do we do now where we are at the court stage, do we still submit or hold off now? Are lloyds putting all claims on hold or are they still paying out?

George Loveless - “We raise the watchword, liberty. We will, we will, we will be free!"

 

My advice is only my opinion, I am not a legal expert.

 

IF YOU LIKE THE ADVICE I'M GIVING AND ARE HAPPY WITH IT, CLICK THE SCALES ON THE BOTTOM LEFT OF THIS POST AND TELL ME.

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A question that im sure has been answered allover the forum. So what do we do now where we are at the court stage, do we still submit or hold off now? Are lloyds putting all claims on hold or are they still paying out?

 

Hi

It's business as usual at the moment, so submit. It's not up to Lloyds whether they put the claims on hold, it is up to the Judge at the court.

Barty:)

I WON!!!! :D :D :D

http://www.consumeractiongroup.co.uk/forum/lloydstsb-successes/1774-barty-lloyds-tsb.html

 

IF I HAVE BEEN HELPFUL PLEASE CLICK THE SCALES:)

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  • 4 weeks later...

--funny thing: the cheque and letter was dated the day after the decision about the January hearing! I must have slipped through the net at the last moment, I feel like the "one who got away."

 

A few days later I had a letter from the court telling about the stay of all cases in Cardiff.

 

I'm after GMAC no and a few others.

 

thanks for the help from CAG

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Well done and big congratulations.

A win will give others the incentive to carry on with the big fight.

It has also given you the fighting spirit to go for another claim!!

Good luck

Night Owl

Keep up the fight against Bank Charges.

 

 

Got Debt problems?

Don't panic, put the kettle on and read this

 

:-) Everything I write comes from my heart and head! The large filling cabinet that is my knowledge of life, however warped that may be!! :-)

 

<<< Please tickle my star!! if I have managed to help you or just made you chuckle!

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