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    • The case against the US-based ride-hailing giant is being brought on behalf of over 10,800 drivers.View the full article
    • I have just read the smaller print on their signs. It says that you can pay at the end of your parking session. given that you have ten minutes grace period the 35 seconds could easily have been taken up with walking back to your car, switching on the engine and then driving out. Even in my younger days when I used to regularly exceed speed limits, I doubt I could have done that in 35 seconds even when I  had a TR5.
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    • Thank you for posting up the results from the sar. The PCN is not compliant with the Protection of Freedoms Act 2012 Schedule 4. Under Section 9 [2][a] they are supposed to specify the parking time. the photographs show your car in motion both entering and leaving the car park thus not parking. If you have to do a Witness Statement later should they finally take you to Court you will have to continue to state that even though you stayed there for several hours in a small car park and the difference between the ANPR times and the actual parking period may only be a matter of a few minutes  nevertheless the CEL have failed to comply with the Act by failing to specify the parking period. However it looks as if your appeal revealed you were the driver the deficient PCN will not help you as the driver. I suspect that it may have been an appeal from the pub that meant that CEL offered you partly a way out  by allowing you to claim you had made an error in registering your vehicle reg. number . This enabled them to reduce the charge to £20 despite them acknowledging that you hadn't registered at all. We have not seen the signs in the car park yet so we do not what is said on them and all the signs say the same thing. It would be unusual for a pub to have  a Permit Holders Only sign which may discourage casual motorists from stopping there. But if that is the sign then as it prohibits any one who doesn't have a permit, then it cannot form a contract with motorists though it may depend on how the signs are worded.
    • Defence and Counterclaim Claim number XXX Claimant Civil Enforcement Limited Defendant XXXXXXXXXXXXX   How much of the claim do you dispute? I dispute the full amount claimed as shown on the claim form.   Do you dispute this claim because you have already paid it? No, for other reasons.   Defence 1. The Defendant is the recorded keeper of XXXXXXX  2. It is denied that the Defendant entered into a contract with the Claimant. 3. As held by the Upper Tax Tribunal in Vehicle Control Services Limited v HMRC [2012] UKUT 129 (TCC), any contract requires offer and acceptance. The Claimant was simply contracted by the landowner to provide car-park management services and is not capable of entering into a contract with the Defendant on its own account, as the car park is owned by and the terms of entry set by the landowner. Accordingly, it is denied that the Claimant has authority to bring this claim. 4. In any case it is denied that the Defendant broke the terms of a contract with the Claimant. 5. The Claimant is attempting double recovery by adding an additional sum not included in the original offer. 6. In a further abuse of the legal process the Claimant is claiming £50 legal representative's costs, even though they have no legal representative. 7. The Particulars of Claim is denied in its entirety. It is denied that the Claimant is entitled to the relief claimed or any relief at all. Signed I am the Defendant - I believe that the facts stated in this form are true XXXXXXXXXXX 01/05/2024   Defendant's date of birth XXXXXXXXXX   Address to which notices about this claim can be sent to you  
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Who deals with whom? directory of banks/Dca/solicitors


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Hi, sorry am a little bit confused. I have a car loan with welcome finance. I have missed a number of payments. Not many thank god. But they are forever on phone. Thus if they are a dormant company should they be trading as such. All my aggreements are in the name of welcome. But my credit file shows Progressive showing payment record. Hope someone can spread some light on this for me. Thank you

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What about the company's where no records are found? I get letters every month from some of these..:confused:

27th September CCA sent to Sechiari Clarke & Mitchell - Commited Offence by not responding-Update, passed account to AIC. CCA AIC on 29/03/07

27th September CCA sent to Allied Credit International - not received, resent on 23th January 07-(still nothing on 30/03/07)

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What about the company's where no records are found? I get letters every month from some of these..:confused:

 

The ones that aren't listed are usually businesses, not companies. Difference is that companies have to register their details with Companies House, businesses don't.

 

Many of these companies are solicitors who very often are set up as businesses. I am trying to get as much info as I can regarding these businesses and will let you all know as soon as I get any info.

 

Spotnot

Spotnot v MBNA and their nasty solicitors (on behalf of my friend)

 

If I have helped in any way, click my scales.

 

Remember, we were all newbies once!!

 

When you win, donate!!!

 

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The ones that aren't listed are usually businesses, not companies. Difference is that companies have to register their details with Companies House, businesses don't.

 

Many of these companies are solicitors who very often are set up as businesses. I am trying to get as much info as I can regarding these businesses and will let you all know as soon as I get any info.

 

Spotnot

 

Ok, I would be interested to know if these people should be processing my details....Sechirai Clarke & Mitchell failed to respond to a CCA request and they haven't responded to the letter I sent saying they have commited an offence either? Oh well!!

27th September CCA sent to Sechiari Clarke & Mitchell - Commited Offence by not responding-Update, passed account to AIC. CCA AIC on 29/03/07

27th September CCA sent to Allied Credit International - not received, resent on 23th January 07-(still nothing on 30/03/07)

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**** are next on my hit list!!!

Spotnot v MBNA and their nasty solicitors (on behalf of my friend)

 

If I have helped in any way, click my scales.

 

Remember, we were all newbies once!!

 

When you win, donate!!!

 

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I guess its only D C As that are dormant are in possible bother. And Welcome dont come under the same banner. so the receipts and letter headed paper are no good in this case. Will dig through all my other dca stuff thoughh to see if i can find anything

 

Its not just the Dormants I'm after, its the 'non trading' ones as well.

 

 

All proof is good proof!!!!!!

 

 

Spot

Spotnot v MBNA and their nasty solicitors (on behalf of my friend)

 

If I have helped in any way, click my scales.

 

Remember, we were all newbies once!!

 

When you win, donate!!!

 

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well done ! Good to see how things have progressed

 

see this thread i have started

 

 

 

 

http://www.consumeractiongroup.co.uk/forum/general-debt/64032-guide-lenders-appointing-right.html

 

it says :-

1. Ensure that the debt collection agency you have chosen has a Consumer Credit Licence and Data Protection registration. Any bone fide agency will show you the necessary documentation to verify this.

 

2. Check that the debt collection agency belongs to a trade association such as the Credit Services Association (CSA) or other recognised industry body.

:cool: sunbathing in juan les pins de temps en temps

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I have been paying to NDR for 2 accounts i had with littlewoods.

They are always on the phone asking me to pay more. I pay £10 and £25 at the moment. I get statements from them each month. I have sent off to them asking for a copy of the CCA. Im confused:confused: about it stating dormant! Do i carry on paying them. Any help please.

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I have spoken to the relevant authorities about these companies. They are very interested in pursuing this further. I need evidence however. If you can help with anything at all, eg letters from DCAs listed as dormant, proof of payment etc. You can hide all identifying details. Please pm me if you can help.

 

Spot

 

Hello Spot,

 

My husband is being harrassed by Arrow Global LLC, I can't see them on the list but their Solicitor is Eversheds (who are listed as dormant). We have been told to contact Eversheds, rather than Arrow, which I thought was rather odd and it is Eversheds who have been sending threatening letters and who are in breach of our CCA request and that of their Client.

 

If you would like copies of any of Eversheds letters, please contact me via PM with an address and I will happily send them to you.

CLICK ON THE SCALES IF YOU THINK I HAVE HELPED!

 

I AM NOT SCARED ANYMORE!:rolleyes:

 

MBNA - To quote "The Carpenters", We've Only Just Begun..................;):D

HSBC - Settled.

Capital One - S.A.R - (Subject Access Request) issued.

Goldfish - S.A.R - (Subject Access Request) issued.

Tesco - SAR issued.

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  • 2 weeks later...

does anyone know who Inter-Credit International Ltd are? (HSBC Bank possibly) have no dealings with this bank though.

 

also have been approached in past but not for some time by Blair Oliver and Scott and several others mentioned, are Westcot dormant.

 

Lowell Portfolio 1 Limited asking payment to be made to Hamptons Legal (have sent a CCA request but no reply nearly six wks ago)

 

their document looks like a court document (to me)

TAKE NOTICE

NOTICE OF INTENTION TO ISSUE A COUNTY COURT CLAIM

INFORMATION ABOUT A COUNTY COURT CLAIM

REGISTRY OF COUNTY COURT JUDGMENTS

 

all highlighted in box format

'rise like lions after slumber, in unvanquishable number, shake your chains to the earth like dew, which in sleep had fall'n on you, ye are many, they are few.' Percy Byshse Shelly 1819

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just tryin to help my sister with her debts now she has one which has been passed to albion from halifax which is classed as dormant,what happens with that can they be reported.

also she has had a debt from freemans which was passed to logic which has now passed onto one called eos solutions anyone heard of them

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I am being harrassed by Buchanan, clark and Wells despite telling them my account is in dispute, as my debt is made up of all charges that are unlawful. these are listed as Dormant.

 

Has anybody got any info on Arc Europe and there solicitors Trevor munn.

both of these are not on the list, they are also both based in Walton on Thames. Trevor Munn has threatened they are in process of drawing papers up to ccj me, despite Arc Europe not responding to my CCA request.

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NDR are listed as dormant and last accounts produced april 2006.

 

I have a letter and default notice from them in January 2007 should they have done this?

 

Can I report it and get the default removed?

 

I'm now fighting Morrcroft who have been "instructed" to collect and they don't like me much because I won't talk to them without the CCA request which they have totally igonored my request for and are now 4 days short of criminal offence.

 

I just love winding these idiots up so much it's almost become an hobby.

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HSBC use Metropolitan Collection Services of Birmingham, which is wholly-owned by HSBC. MCS in turn own a grubby little outfit called The Central Debt Enforcement Agency, whose speciality is sending out letters that look like court forms. If you ask MCS if CDEA is anything to do with them, they'll deny it; however, if you ask if they have a phone number for CDEA they'll put you through (probably to the next desk), and you can also have fun pointing out to them that CDEA's letters show them to be owned by MCS...

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Has anyone had any dealings with Revenue Collection Services, PO Box 315, Sunbury on Thames. They are not listed on companies house website. At the bottom of the letter it states Division of Belmont Finance (uk) Ltd No. 3003852, this company shows up on companies house website but states it has no Branch details or previous names. Any one?

 

Should all DCAs be registered at companies house?

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Only if they are limited companies. Businesses do not need to file accounts with Companies House. I'll look into this further for you.

Spotnot v MBNA and their nasty solicitors (on behalf of my friend)

 

If I have helped in any way, click my scales.

 

Remember, we were all newbies once!!

 

When you win, donate!!!

 

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We are being chased by Buchanan, Clark & Wells, 11 Elm Court, Stratford upon Avon on behalf of Bank of Scotland Equipment Finance.

Any advice appreciated ie: should I send them a CCA 1974, SAR, ignore them completely ?

If you need a copy of their paperwork please ask !

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Well, I've had a quick look. I cannot find any mention of Revenue Collection services. However, this may just be an off shoot of Belmont Finance. All is not rosy with Belmont finance. One director has left the company, sold his shares and no longer has anything to do with the company and it looks like the company has been running at a loss for many years. This however does not help you much, so I'll carry on digging!!

Spotnot v MBNA and their nasty solicitors (on behalf of my friend)

 

If I have helped in any way, click my scales.

 

Remember, we were all newbies once!!

 

When you win, donate!!!

 

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We are being chased by Buchanan, Clark & Wells, 11 Elm Court, Stratford upon Avon on behalf of Bank of Scotland Equipment Finance.

Any advice appreciated ie: should I send them a CCA 1974, SAR, ignore them completely ?

If you need a copy of their paperwork please ask !

 

 

Darling,

 

Can you pm me with any further details?

Spotnot v MBNA and their nasty solicitors (on behalf of my friend)

 

If I have helped in any way, click my scales.

 

Remember, we were all newbies once!!

 

When you win, donate!!!

 

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