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Pt2537 V Lloyds TSB & Black Horse Finance ###won###


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Thanks Sparkie.

i was wondering if anyone could help me out here, i have been asked via SC&M to go to my bank and have a bank review to see if my current arangement is the best for my needs

 

do i have to do this before i get my money or should i wait til i get the refund

 

regards

 

paul

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Do not let them dictate to you what to do.

 

If you go to the bank, all they will do is try and sell you something. I have turned into such a hard line sceptic lately.

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Thanks GuidoT, nothing wrong with being a hardline sceptic:D especially where it concerns LloydsTSB

 

the thing is Lloyds have added 105 pound worth of charges since the offer and it has put my account well over my overdraft with my other payments which have come out of the account so i was thinking of using this meeting thing to put presure on the bank manager to waiver the fees in return for me paying enough money into my account to pay for the items i have used to bring the account back into credit other wise i just issue another claim again

 

regards

 

paul

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I'd wait until I had the cheque mate then go to the Bank and tell them that it was the banks delay in paying you that sent you O/D and tell them you want the charges back not ask, but show them they cant push you around any more.

 

sparkie

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Cheers Sparkie, i think thats what i will do, get the money then kick the bank manager in the Bollox and demand my money back again:D

 

i will let you know when something happens

 

regards

 

paul

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Well

 

i have been speaking to SC&M and they are now saying that they will be taking 4 weeks to settle my claim. they have had the acceptance letter from their offer,they recieved it on thursday and today i have recieved an order from teh judge saying the defence is struck out in accordance with directions dated 18th may. the defendant may enter judgment.

 

now i have a dillema as i doint know what to do. do i enter judgment or wait for SC&M which will be quicker

 

regards

 

paul

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4 weeks, they are just being difficult again.

 

Enter judgment, I received payment 6 days from receiving that.

 

See here on how to enter judgement:

http://www.consumeractiongroup.co.uk/forum/lloyds-bank/75003-lozzer-lloyds-tsb-4000-a-2.html#post927621

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Congrats Paul!!!:D

Please remember to DONATE! Help CAG keep up the fight!

 

 

Any advice or opinion is offered informally & without liability. Use your own judgment and if in doubt seek advice of a qualified and insured professional.

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Thanks GaryH,christinajanep,BARTY & everyone else.

 

I couldnt have done it without the help and advice that everyone has provided.

 

A VERY BIG THANKS TO EVERYONE who has helped with advice

 

regards

paul

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Hi Ian,

 

nah ive just gone out and brought a 1000cc superbike.

 

not gonna spend it on boring study stuff, im gonna have some fun playing with all the local boy racers in their citroen paxo's and ford festas

 

regards

paul

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Hi Ian,

 

nah ive just gone out and brought a 1000cc superbike.

 

not gonna spend it on boring study stuff, im gonna have some fun playing with all the local boy racers in their citroen paxo's and ford festas

 

regards

paul

 

Sounds just like my number one son!

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