Bristow & Sutor. Ex's CTAX debt. Clamped MY Car and left. now i want to deed poll and pay all her debts

[BankFodder]

So you are suggesting that you will become a sacrificial anode to relieve the pressure on her during her "illness". This is very noble but eventually will only help to make things worse for her.

Of course another perspective is that by doing this, she is enabled to get herself into deeper trouble so that eventually it becomes quite a crisis for her and her new friend and might put intolerable stress on her new relationship.

A third scenario crosses my mind which is that it could help somebody who is less than honest to start borrowing money and then to allow them to try and throw creditors off the trail by pointing the finger at a known spendthrift and debtor who has got a record for this kind of thing and is already in deep trouble.
Of course I'm sure that this wouldn't cross your mind because apart from anything else it would be a criminal offence under the fraud act 2006.

It is clear that your ex is suffering from a form of illness and the best thing you could do for her would be to find a way of getting her to seek help.

In terms of changing your name by deed poll – I suggest that you look it up but so far as I remember, you only need to use a deed poll when you are changing your first names – your given names.
You are entitled to change your surname at will – called changing your name by usage – and without any formality.

However I think that for the purposes of obtaining passports and driving licences et cetera you would normally need to register the change in some way because various authorities – and probably lenders – would quite rightly be suspicious.

However, changing your surname/family name is really far easier than most people realise.
(I can't remember why on earth I happen to know this!)

[bobandi]

My ex will never change her ways says there is nothing wrong with her and that I'm mental. She will continue to carry on the same way if her new relationship ends she will just find another one.

 

My main concern is getting the bailiffs to chase me for the debt and not her. I honestly don't care what she does in her future. Like I said before the council have said that they will chase me for the debt once they receive the deed poll certificate. The bailiffs are refusing to chase me for it until the council give the ok. 

 

I have spoken to someone about it yesterday like you say I may have her name but a different date of birth etc. They said if the council chase me then they can get in serious trouble.

[BankFodder]

Thanks for this.

I don't think there is anything more to be said. You have all the information and you are obviously completely aware.

Please do keep us updated as to how it goes. I'm sure that at the very least we will all be very curious to know

[bobandi]

Thanks for your help yes I'm aware of the situation and what can happen.

Hopefully the bailiffs will agree to chase me for the debt.

I will follow up once I know 

[Bazooka Boo]

This is a joke isn't it?

[bobandi]

No it's not I have sent the bailiffs the deed poll now to show change of name.

[bobandi]

A small update the bailiffs are refusing to talk to me they just hang up. The council have said today I am now liable for the debt.

I mentioned the situation to someone else who says the council are acting illegally and I should be speaking to the police with regards to fraud by the council and my ex partner. Also that my ex may run up more debts and say you have the wrong person when they come to her.

[BankFodder]

None of this is surprising.

It is absurd that the council are acting fraudulently. They are acting under a mistake

[bobandi]

Yes true they are they have the change of name deed so they know I changed my name. But say I'm liable now as I have the same name as the debtor. I think they just want it paid by anyone.

[BankFodder]

What I meant to say is there it is absurd to accuse the council of acting fraudulently.

[bobandi]

I'm just relaying what I was told I'm now just waiting for the council to instruct the bailiffs to pursue me.

[Bazooka Boo]

Wow, that deed poll came back really quick!

Took less than 24 hrs!

This thread is not genuine, there is so much fantasy in it.

[bobandi]

I did it online not been signed yet just sent the top part for now.

[Bazooka Boo]

So you read the bit about changing your name unless it's for fraudulent reasons?

[bobandi]

It's not for fraud it's so I can pay it for her and get the bailiffs and council to chase me.

[Bazooka Boo]

Then there is absolutely no need to change your name, simply pay her debts using their bank account details. 

Whilst you're at it would you mind paying my mortgage?

[bobandi]

They will not talk to me except payment. The bailiffs own the debt now and want her to pay it. So by changing my name to hers they will have to talk to me or come and visit my house when they do a trace. I don't have all there details and my ex refuse to pass them on.

 

All I get is total amounts owed £13000 council tax, £9000 HMRC, £4000 OVO I saw the letters before I moved out. She said she will take over the house we had together I have to take her debts. She does owe even more to others.

[Bazooka Boo]

So you want to commit identity fraud?

Will you pay my mortgage please?

[bobandi]

It's not identity fraud it's simply taking on her debts the only way to do it is change of name that way they cannot say we can't speak to you as my name will be the same then I can set up a payment plan. She gets her debts paid and the creditors get there money. Plus she leaves me alone with all her threats of legal action.

[Bazooka Boo]

Have you spoken to your GP?

[bobandi]

Nope I don't need to 

[Bazooka Boo]

What do friends and family think about what you propose to do?

[bobandi]

Friends say I should tell her to get lost. Depends on which family members I talk to one is scared incase the bailiffs raid her house looking for me. Others find it funny that the bailiffs are getting annoyed with me because when they try to trace my ex they will find me. 

[Bazooka Boo]

Scared for her or scared for you?

Anyway,  changing your name to hers won't mean that the bailiffs will come after you, nor will it mean you will be liable for  her debts.

Just like I couldn't take on someone else's wealth by changing my name to Richard Branson. 

 

 

Edited October 27, 2023 by Bazooka Boo

[bobandi]

Scared for herself moaning she doesn't want bailiffs going through her house. She would be classed as highly vulnerable although that won't stop the bailiffs.