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Parcel delivery insurance is prohibited under section 57 – Consumer Rights Act – Read about It Here and in The Times. ×


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    • Madmart58
      Lost items sent through Parcel2Go and EVRi

      By Madmart58 · Posted

      Thank you very much for your letter in regard to the above mentioned shipment.  Due to the high volume of parcels coursing through the courier network each day, undergoing continuous processing and handling, certain packages may experience delays or even can get lost in the course of this journey. Please note that due to the time that has passed, this shipment has been declared as lost.  I have today processed the claim and made offers to the value of £75 as a goodwill gesture without prejudice. I do acknowledge that you have mentioned in your letter that the value was higher, however, you did not take out any protection to that amount. The protection for this shipment was £20 and we will not be increasing our goodwill offer any further.    Please log into your account online in order to accept our offer. Once accepted, our accounts department will process the claim accordingly. The claim payment will be processed and received within 7 working days.                                  In addition, a refund of the carriage fee will be processed as a separate payment and will be received within 3 working days.  If I can further assist, please feel free to contact me.   I have also just noticed that yesterday afternoon they sent me an email stating that "after my request" they have refunded the cost of shipping. I did not request the refund so will mention that in my letter as well.
    • Angryman1404
      IDRWW letter and email received this week

      By Angryman1404 · Posted

      Hi I had to leave Dubai back in 2011, during the financial crisis. And only now have I received a letter from IDRWW. Is this anything to worry about about as I have 2 years left until it’s been 15 years(statute barred in Dubai). Worried as just got a mortgage 2 years ago. Could they force me in to bankruptcy? Red lots of different threads on here. And unsure what true and what isn’t. 
    • honeybee13
      Should we trust Sunak or the next PM to fix the Country's problems? (title revised 24/10/22)

      By honeybee13 · Posted

      Not that TOR will see this now he's thrown in the hand grenade. Rayner has plenty of female supporters on X, for a start. As for the council and HMRC, fair enough and I thought Rayner was already in touch with them. That's where it should be dealt with, not the police force. @tobyjugg2 Daniel Finkelstein thinks the same as you about tax. The Fiver theory. How the Fiver Theory explains this election campaign ARCHIVE.PH archived 28 May 2024 17:36:51 UTC  
    • London1971
      Lowell/Overdales Claimform - old Cap1 Debt

      By London1971 · Posted

      Often with the Likes of Lowells/ Overdales that 'proof' doesn't stand up to scrutiny.   Think about it like a game of poker, they want to intimidate you into folding and giving up as soon as possible, and just get you to pay up and roll over, that is their business model, make you think your cards are rubbish. What they don't expect, and their business isn't set up for it, is for a defendant to find this place and to learn that they have an amazing set of cards to play. Overdales don't have an infinite number of lawyers, paralegals etc, and the time / money to spend on expensive court cases, that they are highly likely to lose, hence how hard they will try to get you to roll over.  Even to the extent of faking documents, which they need to do because the debts that they purchased were so cheap, in the first place. Nevertheless it works in most cases, most people chicken out, when they are so close to winning, and a holding defence is like slowly showing Overdales your first card, and a marker of intention that this could get tricky for them. In fact it may be,  although by no means guaranteed that it won't even go any further than that.  Even if it does, what they send you back will almost certainly have more holes than Swiss Cheese, and if with the help you receive here, you can identify those weaknesses and get the whole thing tossed in the bin.
    • theoldrouge
      Should we trust Sunak or the next PM to fix the Country's problems? (title revised 24/10/22)

      By theoldrouge · Posted

      So Rayner who is don’t forget still being investigated by the local council and HMRC  is now begging to save her seat Not a WOMAN in sight in this video other than Rayner  Farage is utterly correct this country’s values are non existent in her seat   Rayner Pleads With Muslim Voters as Pressure From Galloway Grows – Guido Fawkes ORDER-ORDER.COM Guido has obtained a leaked tape from inside a meeting between Angela Rayner and Muslim voters in Ashton-under-Lyne...  

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    • Post in Suing a parcel delivery company when you don't have a direct contract with them – third-party rights Copy of judgment available

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      We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

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      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Parcel delivery insurance is prohibited under section 57 – Consumer Rights Act – Read about It Here and in The Times.

Seahorse v Cabot

Seahorse

By Seahorse
in Debt Collection Agencies

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andrew1

andrew1

Posted
Posted

Actually, the link to the site on Reciprocity is worth taking a look at above. take note on the Questions and Answers, I think there's more in there that would help our cause and others too. If you have ten minutes I'd have a scroll through what this is all about. Its a club for the Finance Industry to get more info and nobody from the consumers side are represented. Maybe CAG could apply! Take a read.

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tbern123

tbern123

Posted
Posted
Just thought you'd like to see what sort of things the Debt Buyers outfit get up to: Atricle in this Months edition of Credit Today Magazine( thanks CT):

News

 

Quote:

 

"Debt buyers to access ‘white data’ - 23/03/2007

 

Debt buyers are a step away from gaining access to ‘white data’ or credit reference data on debt portfolios.

 

SCOR, the steering committee on reciprocity, has sent the new wording of the reciprocity principles to industry trade associations for ratification. If the principles are signed off, credit reference providers will be able to give their debt buyer clients access to full data on individual debtors. Previously they would only have had access to default data because that’s all they could provide themselves.

 

Roger Lucas, of the Debt Buyers and Sellers Group, said: "When we take assignment of debts we stand in the place of the original creditor so it’s only right we should have the same obligations and rights."

 

Meanwhile, Internet bank Egg has joined the Debt Buyers and Sellers Group. Egg head of debt sale Chris Hague said the group is now building more of a balance between sellers and buyers. "The industry is still maturing in certain respects and having a lobby group like that is very helpful as a single point of contact."

 

 

Just love what Roger Lucas had to say !

 

Here is the link

Credit Today online

Remember if you find anything I say helpful, please click the scales

 

 

tbern123 vs Cabot

  1. Cabot again !!! Urgent Help Needed
  2. Litigation - tbern123 V Cabot Financial (Uk) Limited
  3. No more calls from Cabot... lol

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andrew1

andrew1

Posted
Posted
Here is the link

Credit Today online

 

Hey you! trying to steal the march on me eh? you vanish off the scene for weeks and then come back and pinch my post ! I did this - 'spose you're trying to pinch the rep points - Welcome back tbern :D Interesting though isn't it?

 

I think this is worth reading between the lines of the actual SCOR webpage because they go into detail over the principle of the so called ' reciprocity' angle. It certainly is a boys club for the lending industry and I can't see what possible interest there is for the consumers as they have no voice at all. Whilst they may be pushing for this white data - who the heck is saying "No you can't have it"? From reviewing this page briefly I can't see many. What I did see made me think they are beginning to shoot themselves extremely close to their toes. As you've had quite an in depth dig into some of these areas I'd be interested in your own views on this.

  • Haha 1
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tbern123

tbern123

Posted
Posted

lol, I love me rep points lol :)

 

I have been on and off here.... Keeping an eye on events ;)

 

I am working on a response to Hodsons via Cabot. I have also decided to have a change of tack in relation to the way I am going to deal with them. I have the day off work, so I have time to put things together.

 

Great find Andrew1, I will incorporate that into my response.

Remember if you find anything I say helpful, please click the scales

 

 

tbern123 vs Cabot

  1. Cabot again !!! Urgent Help Needed
  2. Litigation - tbern123 V Cabot Financial (Uk) Limited
  3. No more calls from Cabot... lol

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elizabeth1

elizabeth1

Posted
Posted
Here is the link

Credit Today online

 

 

Me notices a "Discussion Forum" in there - might be useful for asking questions about some of our issues?? we could put together a question or two and ask about the "rights & not the duties" stuff ?? See what hits the fans?? and the Property Law stuff that we've been told?

 

Just a thought !!! Needs to be done "tactfully" so we get answers without ruffling feathers or naming companies involved etc..? Tbern?? Andrew??

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andrew1

andrew1

Posted
Posted

Just remember, The Debt Buyers Association is a self made club by the industry. You can only read what they do as their own propaganda - and the same goes for this SCOR lot - they are club of the banks and money lenders. What they say carries little by way of law.

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andrew1

andrew1

Posted
Posted
Me notices a "Discussion Forum" in there - might be useful for asking questions about some of our issues?? we could put together a question or two and ask about the "rights & not the duties" stuff ?? See what hits the fans?? and the Property Law stuff that we've been told?

 

Just a thought !!! Needs to be done "tactfully" so we get answers without ruffling feathers or naming companies involved etc..? Tbern?? Andrew??

 

Credit Today are a magazine for the credit Industry. There is a forum which subscribers to the mag can go onto but you have to have paid up on subscription.

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tifo

tifo

Posted
Posted
Will Cabot still argue that they are not the new creditor

 

Yes, definitely!

 

They sent me the standard 'we are not the creditor since it was only assigned to us so we are not obliged under CCA 1974 blah blah blah ...." only last week.

 

Last paragraph said "call us to make payment".

 

This was after my CCA 1974 s.78 request and nothing received to date.

 

Just thinking, if they state the Law of Property 1925 s.136/s.139 and that they are not the creditor under CCA 1974, should i then ask them under what law they are processing my data and how they bought it as 'property' because it always belongs to me and cannot be sold?

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Rhia

Rhia

Posted
Posted

Just thinking, if they state the Law of Property 1925 s.136/s.139 and that they are not the creditor under CCA 1974, should i then ask them under what law they are processing my data and how they bought it as 'property' because it always belongs to me and cannot be sold?

This is an interesting point as if they claim it is under the Law of Property 1925 then surely they have only bought a lump sum of debt? All the other stuff such as personal data should therefore be of no interest to them. They have a very confused approach quoting a bit of this act to support them here and a bit of another to support their claims elsewhere.

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elizabeth1

elizabeth1

Posted
Posted
This is an interesting point as if they claim it is under the Law of Property 1925 then surely they have only bought a lump sum of debt? All the other stuff such as personal data should therefore be of no interest to them. They have a very confused approach quoting a bit of this act to support them here and a bit of another to support their claims elsewhere.

 

 

Seems like they be "floundering" a little?? They haven't employed WW because what they are doing is right?? WW is there to try put us off and minimise the issues?? :grin: :grin:

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pmhcfc

pmhcfc

Posted
Posted
This is an interesting point as if they claim it is under the Law of Property 1925 then surely they have only bought a lump sum of debt? All the other stuff such as personal data should therefore be of no interest to them. They have a very confused approach quoting a bit of this act to support them here and a bit of another to support their claims elsewhere.

 

I wonder who in Cabot thought of this LoP crud...Unless it was Hodson's idea...I think wehave them nailed on the LoP anyway, don't we Rhia...?

Just hate every DCA out there

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tifo

tifo

Posted
Posted

seems to be only Cabot quoting the LoP 1925. I have not had it from any other 'creditor'.

 

anyway, sent them my letter stating i don't recognise what they say about LoP 1925 because i signed the agreement with the bank under the CCA 1974 and not any other act.

 

also asked them how they 'bought' my personal details as 'property' if they are not the 'creditor'.

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elizabeth1

elizabeth1

Posted
Posted
seems to be only Cabot quoting the LoP 1925. I have not had it from any other 'creditor'.

 

anyway, sent them my letter stating i don't recognise what they say about LoP 1925 because i signed the agreement with the bank under the CCA 1974 and not any other act.

 

also asked them how they 'bought' my personal details as 'property' if they are not the 'creditor'.

 

 

Seems they are getting really confused??

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Seahorse

Seahorse

Posted
  • Author
Posted

Shall we email and get some of our friends booked on this seminar?

 

title_news.gif

 

Keeping you and your company under the radar

 

21-02-2007

As the title of this letter suggests it is becoming increasingly difficult for companies to stay under and certainly off the radar for compliance and legislation issues affecting our industry and the rules and regulations companies must now abide by.

That is why the CSA have compiled a dedicated compliance seminar, looking at “An introduction to compliance, with laws and guidance by industry regulators for the debt servicing industry”.

The purpose of the seminar is to provide YOU with the need to know information on compliance with the most up-to-date rules and regulations. With the announcement of the Financial Ombudsman Service (FOS) affecting the debt servicing market from April 07, this is a must attend seminar. Where you can have your questions answered and learn how YOU and YOUR business will be affected by these new changes.

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pmhcfc

pmhcfc

Posted
Posted
Or should I just send them this, where I've been busy with a marker pen and highlighter??? :D

 

Nice One SH- Hope you had plenty of ink in that High-lighter...Got to :D at that dbsg article- hope Ken didn't write that. What would he and Cabot know about 'flying under the radar'...If fact- which DCA doesn't 'star' on this site??

Just hate every DCA out there

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Seahorse

Seahorse

Posted
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Posted
I have just read your thread from begining to end. What a saga. It seems to me from reading numerous threads that everyone is getting into huge amounts of correspondence with these companies when it is much easier to make the company do the work.

 

And where's the fun in that? :)

 

Also, you'll have noticed that there is a vast amount of potential ammunition being generated for future court action. They do like to incriminate themselves, for some strange reason. ;)

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