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Unknown Scottish Power/Moriarty CCJ - old prepayment underpayment debt.


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so you have a letter of claim with a reply pack wanting I&E etc ?

 

who are moriaty laws stated client please

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Thank you for the reply.

The first letter said that I now owed money to Moriaty Law not Debt Managers Ltd( one of the DCA's that contacted me) So I assume Moraity Law bought the debt?

The letter said that they would contact a credit reference agency to inform them that I owed the dbet to them.

I did think that Scottish Power was the client but looking at the first letter, it clearly says 'You now owe money to us'

 

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solicitors cant buy debts.

 

who are moriarty's stated client on the letter of claim please.

 

it will be listed and must be up the very top.

 

#dx

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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According to Google they do collect debts?- they appear to only have one solicitor working for them

 

Their client is Scottish Power,.

The letter says that I no longer owe  money to Debt Managers Limited, a DCA, so I assume Moriaty Law bought the debt

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they do not and cannot buy debts

their are solicitors and are not allowed under SRA and fca rules.

 

why not scan the letter(s) to one mass  PDF please ...read upload.

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Thanks and sorry for the delay in replying.

I was getting confused, Moriarty Law haven't bought it , the letter I was referring to was from yet another DCA that had bought the debt, not Moriarty Law

Thanks for your help so far. 

 

 

2023-02-07 Moriarty For SP re letteryour of 26-1-22.pdf

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  • dx100uk changed the title to Scottish Power debt

per i would ignore them until/unless you ever get a letter of claim with a reply pack wanting an I&E.

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 4 months later...

Hello, I am desperate for help. long story short-

Scottish Power said that I owed them money from when I was on a Prepayment meter some years ago ( not statute-barred)

The 'debt was sent around to various DCAs and eventually ended up at Moriarty Law.

I sent various documents asking for clarification of the debt to be sent.

I ended up with a CCJ, registered about 6-8 weeks ago,

Moraity Law wrote to me saying they had made a payment arrangement for £100 a month.

I have let things slide but in my defence I have been unwell, I have been in terrible pain and a visit to my GP ended up in me being sent straight to A&E where they told me they were looking for something more sinister.

I have had a lot of sleepless nights and struggled to cope.

Today Moraity Law sent me a letter about enforcement action

My question is,

is it too late to ask for the judgment to be set aside?

What are my options

I would be grateful for any advice

Thank you

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Where are you in the country?

Do you agree that the money they are claiming for you is correct – or is there some other explanation.

Pardon my ignorance, but I thought a prepayment meter meant that you had to pay in advance and couldn't go into debt.

Also, where you were aware of the forthcoming court claim? Did you defend – and if not why not?

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Topic moved to Financial Legal Issues.

Please complete the following providing as much information as possible that you can recall re the debt and court claim.

Andy

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why did you ignore the court claimform pack??? :frusty:

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • dx100uk changed the title to Scottish Power/Moriarty CCJ - old prepayment underpayment debt.

I didn't, I'm sure that I didn't get it.

I did get the court threats from Moriaty Law and was corresponding with them but like I say, in my defence, the last few months have been scary with my health

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and you've not moved?

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

well the judgement CCJ, the large claimform pack, and several letters warning of court have.

you cant have not gotten ANY of them??

look at your credit file

get the CCJ number

ring northants bulk court tomorrow

and ask for: (by email PDF)

a copy of the judgement CCJ

a copy of the Particulars of Claim from the claimform

and the address BOTH were served too.

MUST get the POC!! even if they have to read it out 

record your call

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

  • dx100uk changed the title to Unknown Scottish Power/Moriarty CCJ - old prepayment underpayment debt.

Thank you, I appreciate your advice. To be honest, I'm struggling at the moment, haven't told my family half of the medical worries 

What do I do when I get the information from the Northampton bulk center?

Also, can you advise what to say to Moriaty Law who are threatening enforcement action

Many thanks

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well what do you think you do with the info we areasking for.....??

you dont say anything to Moriarty..why do you think you have too? stop being scared

your main issue from day one is you keep blindly contacting these people outside of advice here

no-one said to do that..

 

who are they stating got the CCJ or are their stated Client SP?

can you scan up the letter to PDF.

would help...


just like a DCA they are POWERLESS! 

just because their client has judgement doesnt give ANY any super powers, and even bailiffs are powerless on consumer credit debts/judgements. there is no right of forced entry upon civil consumer debt.

and as for you mental/medication/illness issues...no one will give a monkeys, NOT an excuse. Claimant wont buy it, the judge wont buy it , and we don't either. immaterial means nothing in the whole picture of things.

dx

 

 

  • I agree 1

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

On 04/07/2023 at 21:59, dx100uk said:

well the judgement CCJ, the large claimform pack, and several letters warning of court have.

you cant have not gotten ANY of them??

look at your credit file

get the CCJ number

ring northants bulk court tomorrow

and ask for: (by email PDF)

a copy of the judgement CCJ

a copy of the Particulars of Claim from the claimform

and the address BOTH were served too.

MUST get the POC!! even if they have to read it out 

record your call

 

i asked you a week ago to do this?

done it yet?

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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