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Parcel delivery insurance is prohibited under section 57 – Consumer Rights Act – Read about It Here and in The Times. ×


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      Caught fare evasion in tube station

      By Seven77 · Posted

      Thanks dx for your kind words. I plan to renew my season ticket and write a new begging letter as following, can I ask for any suggestion about it?   Dear Investigator/Prosecutor,   Thank you for your reply. I deeply regret my actions and the inconvenience they have caused.   I’m extremely remorseful for my crime. and regret it everyday. I often ask myself ‘’how can I do that thing just because I felt it is interesting. There are a lot of crimes in the world, but feeling it’s interesting is certainly not a reason to crime. I should not crime with any reason.’’ I think about these things every day, and I understand that I can’t blame anyone but myself.   I thanks to the staff who stopped me, as this is a valuable lesson in my life. I told myself that I should never ever repeat such a thing again, and never ever do anything which is possible to be in breach of any law. As a result, I carefully tap my oyster card every time before I enter the station now. I remind myself that I did a wrong thing before, and I should never let it happen again.   Although my monthly travel expenses do not warrant a season ticket, but I just renew my season ticket (please see the attachment). I understand that a crime cannot be truly compensated for, but purchasing a season ticket offers me a small measure of comfort, knowing that my actions caused a loss to the public interest.   I received an email which ask me to negotiate being class teacher in this summer (please see the attachment). I hope that I could teach the lovely students again, which may not be allowed with a criminal record. I would please ask that you would please provide me a single opportunity to settle all outstanding sums owed outside of court without the need for legal proceedings which would have a determinantal impact on my teaching career.   I sincerely apologise again for my crime. If you need anything further from me to help you please let me know.    Yours sincerely,
    • lookinforinfo
      NPE ANPR PCN - No Permit - Locton Estate, London, E3 2LP

      By lookinforinfo · Posted

      You did what??? You asked them to send you the documents that without them you had  a 100% ironclad win in Court. Why on earth would you do that? As it happens in this case, there is still enough mistakes in their PCNs and the NTH to have your case cancelled. Amd it may be that not sending those documents in the first place along with the ICO complaint and the letters from Alliance themselves which would confirm by the dates on the letters may be enough to cancel it anyway. I hope you have kept their letters as evidence? The chances are that Alliance will not actually take you to Court because of their errors but you never know.  You have made so much extra work for yourself in your WS if they decide to push their luck.though. Can you please post up their letter where they give the reason why I wasn't sent with the NTH.
    • BankFodder
      Recording audio in health conversations

      By BankFodder · Posted

      I'm not sure that I fully agree with my site team colleague above.  My understanding is that there is nothing to stop you recording but it is strictly for your own personal use.   
    • student145
      sent debt by bwlegal for over £3000

      By student145 · Posted

      I live in a student house, with 5 tenants, unihomes is our utilities provider, who we each have a direct debit set up with and have paid each bill every month. Two letters were sent in my name by BWLegal saying I had two outstanding payments due adding up to over £3500, I have tried to contact british gas (as that is apparently our houses provider) as well as Unihomes. Nothing has helped and BWlegal are pursuing legal action if these debts are not resolved by the 1st May. What do I do? I've called Bwlegal when i bring up that the debt isnt for me and for unihomes they hang up on me. so I am stressed and do not know what to do
    • dx100uk
      Recording audio in health conversations

      By dx100uk · Posted

      cant do either if its not in a public place or on your land. dx  

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      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Parcel delivery insurance is prohibited under section 57 – Consumer Rights Act – Read about It Here and in The Times.

NATWEST and DATA PROTECTION ACT COMPLIANCE - READ THIS

BankFodder

By BankFodder
in NatWest Bank

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debbymcc

debbymcc

Posted
Posted
Devil- that is nonsense what you were told. Copy statements are £5 per request. So if you wanted back to 2002(I assume that is when the account was opened) then £5. You can phone the branch, walk to a branch send a letter to the branch, your choice but copy statements are £5

 

hi nattie

i sent 3x£5 postal orders to obtain my statements for 3 accounts and recieved 1 current account statement with one transaction on it. £5 withdrawn for historical statements making me £3.50 overdrawn. I love them

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liklestar

liklestar

Posted
Posted

hi all i was wondering if some one can help me. I am now sorting out the paperwork i need to reclaim my bank charges back from natwest as some days they are charging me £210 in one day and £35 every other day. I have sorted out my sar letter but i have two accounts so i sent the one letter with the two accounts or two letters (one for each account) both with £10 each in them or £10 between the two?

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  • 5 months later...
andrew1

andrew1

Posted
Posted

My account opened in the 80's as the account closed some 10 yrs later and I knew nothing about bank charges until 3 yrs ago what do you think my chances of getting statements are going that far back?

 

I only found the account details recently and when I wrote to NW when I found out about these charges they didn't have any record of my account (or so they said) as the branch turned into a Curry house. Any tips as I'd need the T & C's too I guess..

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yourbank

yourbank

Posted
Posted
My account opened in the 80's as the account closed some 10 yrs later and I knew nothing about bank charges until 3 yrs ago what do you think my chances of getting statements are going that far back?

 

I only found the account details recently and when I wrote to NW when I found out about these charges they didn't have any record of my account (or so they said) as the branch turned into a Curry house. Any tips as I'd need the T & C's too I guess..

The answer is that NatWest didn't get computerisation til the early 1990's so unless it was open in 1991/1992, I would be surprised if you got anything relating to that account albeit I do know how to get the terms and conditions, lol.

.

FSA Waiver on Bank Charges:http://www.fsa.gov.uk/pages/Doing/Regulated/Notify/Waiver/pdf/dir_quart_0709.pdf

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gandolfi

gandolfi

Posted
Posted
The answer is that NatWest didn't get computerisation til the early 1990's so unless it was open in 1991/1992, I would be surprised if you got anything relating to that account albeit I do know how to get the terms and conditions, lol.

 

Hi yourbank :)

I think you are already aware of my thread http://www.consumeractiongroup.co.uk/forum/business-claims-bank-charges/81525-gandolfi-natwest-12.html

 

I'm trying to get Business and Personal T&Cs for accounts opened in 1989. Charges are for the period between 1994-2004.

 

If you know how to get them I'd be really grateful!

 

Gandolfi

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yourbank

yourbank

Posted
Posted (edited)
Hi yourbank :)

I think you are already aware of my thread http://www.consumeractiongroup.co.uk/forum/business-claims-bank-charges/81525-gandolfi-natwest-12.html

 

I'm trying to get Business and Personal T&Cs for accounts opened in 1989. Charges are for the period between 1994-2004.

 

If you know how to get them I'd be really grateful!

 

Gandolfi

 

I think I might be able to find out for you.

Edited by yourbank
  • Haha 1

.

FSA Waiver on Bank Charges:http://www.fsa.gov.uk/pages/Doing/Regulated/Notify/Waiver/pdf/dir_quart_0709.pdf

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gandolfi

gandolfi

Posted
Posted

Another query....hoping this is the correct place to ask.

 

As well as my T&Cs, I also want to get copies of all letters sent to me by Natwest for my Personal and Business accounts (there are many over the years!). I asked on my original SAR (two years ago!) but just got statements from them.

 

Am I entitled to see them?

Do they still exist (1994-2004)?

 

Most importantly, how do I persuade Natwest to supply them while my court case is stayed...? Are they obliged to supply them under the Data Protection Act regardless of my claim?

 

All advice on how to get them, much appreciated.

 

Gandolfi

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yourbank

yourbank

Posted
Posted
Another query....hoping this is the correct place to ask.

 

As well as my T&Cs, I also want to get copies of all letters sent to me by Natwest for my Personal and Business accounts (there are many over the years!). I asked on my original SAR (two years ago!) but just got statements from them.

 

Am I entitled to see them?

Do they still exist (1994-2004)?

 

Most importantly, how do I persuade Natwest to supply them while my court case is stayed...? Are they obliged to supply them under the Data Protection Act regardless of my claim?

 

All advice on how to get them, much appreciated.

 

Gandolfi

 

Archive notes on the account exist 1994 to Oct 2002 and if you ask for the Archive notes, then they should supply them.

.

FSA Waiver on Bank Charges:http://www.fsa.gov.uk/pages/Doing/Regulated/Notify/Waiver/pdf/dir_quart_0709.pdf

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gandolfi

gandolfi

Posted
Posted
Archive notes on the account exist 1994 to Oct 2002 and if you ask for the Archive notes, then they should supply them.

 

Brilliant.

Where is the best place to write? Head office? Telford (where the accounts ended up)? Or, original branch?

 

Should I point out that I already submitted a SAR in 2007 for this information and give them 7 days to supply it? What if they don't supply the archive notes? Can I say that I will seek an order from the court for them to comply?

 

Thanks again,

Gandolfi

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yourbank

yourbank

Posted
Posted
Brilliant.

Where is the best place to write? Head office? Telford (where the accounts ended up)? Or, original branch?

 

Should I point out that I already submitted a SAR in 2007 for this information and give them 7 days to supply it? What if they don't supply the archive notes? Can I say that I will seek an order from the court for them to comply?

 

Thanks again,

Gandolfi

 

If you did a SAR in 2007 then you can tell them that you also require the archive notes. I wouldn't put a timescale on it, I didn't and I did send a SAR to NatWest but I used their office in Edinburgh for the SAR.

.

FSA Waiver on Bank Charges:http://www.fsa.gov.uk/pages/Doing/Regulated/Notify/Waiver/pdf/dir_quart_0709.pdf

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  • 4 months later...
ieuanMr

ieuanMr

Posted
Posted

I just recieved all my son's bank statement going back to 1995 although it took a lot of effort and writing. Joyce E Tudor is the woman you should conatact at the Bishopsgate address.

 

I spent 3 months writing and over 50 letter although many are to do with 7 different complaints. But I am having trouble with the Crdit card peple and they insist that the OFT has said that only 6 years of statements need be sent off.

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pop_gun

pop_gun

Posted
Posted (edited)
Bankfodder, I am 100% that NatWest data does go further back than 6 years so if that is what they are saying then it is a lie- and I do not use that word likely. Branches have something called the NatWest Archive a notes system from the old NatWest Bank plc days. It was effectively frozen in time on October 2nd 2002. The old system recorded a note automatically when a DD/cheque/SO was returned or whether it was paid even if it took it over the limit. It contains Marketing notes, complaints and a lot more else besides. All this info is not new info to the forum as I posted it months ago. These notes would go back to 1991.

 

i only got 6 years worth. i just phoned their them on 0845 711 4477 and their representative

denied the records go back any further than years. How can i make them give me ALL

the information i requested?

Edited by pop_gun
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  • 1 year later...
dx100uk

dx100uk

Posted
Posted

closed for ref now only

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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