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    • I understand what you mean. But consider that part of the problem, and the frustration of those trying to help, is the way that questions are asked without context and without straight facts. A lot of effort was wasted discussing as a consumer issue before it was mentioned that the property was BTL. I don't think we have your history with this property. Were you the freehold owner prior to this split? Did you buy the leasehold of one half? From a family member? How was that funded (earlier loan?). How long ago was it split? Have either of the leasehold halves changed hands since? I'm wondering if the split and the leashold/freehold arrangements were set up in a way that was OK when everyone was everyone was connected. But a way that makes the leasehold virtually unsaleable to an unrelated party.
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    • Hungary is attempting to be a world power in manufacturing electric vehicle batteries, despite locals' reservations.View the full article
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Santander Repo 16th jan 23 - i paid arrears 22nd dec. **claimant has withdrawn the case hearing**


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hi i have received a court summons on friday to appear in court on 16 January 2023 from Santander for possession of property due to failing to pay the mortgage arrears.

 

the arrears were paid on the 22nd of December 2022 in full.

 

will the court proceeding still apply.

 

thanks you.

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  • dx100uk changed the title to court summons to appear 16 January 2023 Santander Repo - i paid arrears 22nd dec.

Go, unless you hear FROM THE COURT that the hearing has been vacated.

 

Worst case scenarios (that would take some undoing!)

a) The court and representative for the lender aren’t aware the arrears have been settled, and a reposition order is granted

b) one arm of the lender tells you the arrears are settled and you don’t need to turn up, but the other arm don’t know and a) still applies ……

 

So turn up to state that the arrears have been settled, unless the court tells you not to …….

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And dont forget to take proof of payment with you to the hearing.

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  • 2 weeks later...

so now get every statement from day one via an sar and see how much of this figure is made of penalty charges you can reclaim.

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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always the original creditor for an SAR not an interloper.

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • dx100uk changed the title to Santander Repo 16th jan 23 - i paid arrears 22nd dec. **claimant has withdrawn the case hearing**
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