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    • OK thank you very much. I will prepare my WS as you advise.  I will indeed be preparing the WS over the weekend. I will also post UKPC's on Wednesday by 2nd class mail. As they have until the 17th to pay the court fee, is it possible they might discontinue at that stage too? Also I wanted to ask, in what form should the site manager's statement come? And the site owner if i can contact them? I will get photos of the signage to share with you also. Thank you.
    • Theres speculation on whether the magazine was Womens Weekly or Boys own 😀   ... probably a classic first edition of boys own - based on it costing $130k :lol  
    • You have five days yet to respect the WS deadline which is next Wednesday.  As others have said,  you can e-mail the court their copy.  That gives you the whole weekend to get the WS prepared.  Personally I'd post UKPC's theirs by 2nd class post (all they are worth) on Wednesday too, the court won't look badly on a short delay from a Litigant-in-Person. Another point.  In your WS you say their signs are rubbish.  That's a great point if their signs really are rubbish.  It's a dreadful point if their signs are fine.  So have you got photos of their signs?
    • You need to start drafting your WS.  I would suggest as sections - Sequence of Events - a brief description of how you came to get the invoice. Permission from Landowner - self-explanatory.  You will have to include this as it is in your defence.  However, be aware that your argument is very weak and indeed harms your case.  A person with no connection to the car park said you could park there - that is no different from saying that someone you met in the local pub said you could park there.  Anyway, get the site manager's WS.  Obviously this weak point could morph into a winner if you could get a WS from the landowner. Prohibition - you have this virtually word for word in the other WS. No locus standi - UKPC are not the landlord, they only administer the car park, they have no right to sue you (however the fact you never asked by CPR to see their contract with the landowner makes this a very weak point too). Double Recovery - again in the other WS.
    • And don't be worrying too much about being a day or two late with your WS. As a litigant in person, you'll be given a little leeway. Take time to post up your WS here  for the team to take a look. It'll give time to get your site manager's statement as an exhibit. Also, I understand you haven't got their WS yet? It could give you time to see theirs first if they send it. Do they have your email address? If so they could play dirty and send it the night before the hearing!
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Been paying Stepchange +10yrs on my various debts


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dx....10+ years with Stepchange I wanted to clear my debts but over the last few years I have only paid them £5  for each creditor ,they are unhappy that I can no longer pay anything and are taking for ever to approach creditors so I will do it myself.Will raise a new CCA request, so if I do not pay them what action can they take

FS

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god who told you to go with step change and blindly pay them on debts you most probably never owed in the 1st place>>>??

 

all you done is run the SB date to infinity i though you'd know better..

 

stop pay SC and get those CCA's running.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 2 weeks later...

sent CCA request to those debts on my Stepchange List as you suggested DX, the first to reply is Cabot, state they have been unable to obtain the information, but will contact me if it becomes available,

until then it is unenforceable, the balance remains outstanding and you pay through payment plan, continue to pay

I think the answer is NO stop paying

is this correct??

Regards. FS

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:cheer2:

 

stop being a dca cash cow.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

posted in wrong title..........sent CCAs as suggested DX first reply is from CABOT who clearly state they cannot at present produce  the signed contract hence in their words "Unenforceable" but they suggest I continue to pay, the answer is surely NO. is this correct

 

FS

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20 hours ago, dx100uk said:

:cheer2:

 

stop being a dca cash cow.

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

  • 2 weeks later...

So sent out 5 CCA requests,

Cabot have already stated unenforceable.

 

 

PRA have also stated unenforceable even though they managed to come up with signed application form

 

Link not bothered to reply

 

Moorcroft 2 CCAs replied have sent a request to the OC,I am sure Moorcroft own the debts.

 

So I am not paying any of these well exceeded 12 working days

 

Only problem is Natwest Bank Account obviously no CCA, should I just stop paying them and see the reaction, can always use current cost of living increases 

 

FS

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How many more times..moorcroft don't buy debts, CCA goes to their stated client on their letters .

 

For any other debts not covered by the CCA, simply stop paying, see who willy waves.

 

So all in all 99% are probably cash cow accounts that should have never have been paid ...

 

Dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

Eh?

 

Dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

create this new thread for your old SC debts other than link/BC card. (that has its own thread

 

dx

 

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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