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    • Shein has been linked to unethical business practices, including forced labour allegations.View the full article
    • Hi I have to agree with @unclebulgaria67 post#3 For the funding side of moving to a new area and it being private supported accommodation I would also suggest speaking to private supported accommodation provider about funding but also contact the Local Council for that area and have a chat with them about funding because if you are in receipt of Housing Benefit certain Supported Accommodation that meets a certain criteria is treated as ‘exempt accommodation’ for Housing Benefit purposes but you need to confirm this with that relevant Council in your new area especially since it is Private Supported Accommodation as each Council can have slightly different rules on this. If you have a certain medical condition look up the charities and also have a wee chat with them as they may be able to point you to different Grants to assist with moving costs and your question about funding for private supported accommodation as well.
    • Hi Just to be clear a Notice to Quit is only the very start of the Housing Association going down the Eviction route there is a long process to go. Also to be clear if you leave at the Notice to Quit date only and go to the Council claiming you are Homeless they will more than likely class you as Intentionally Homeless therefore you have no right to be given temporary housing by the Council. The only way that works is when the Court has Granted a Possession Order then you can approach the Council as Homeless with the Court Order. As for the Housing Association issuing the Notice to Quit because there investigation has proved it's not your main residence but you have witness statement to prove otherwise. From now on with the Housing Association you need to keep a very good paper trail and ensure to get free proof of posting from the post office with anything you send to them. You now need to make a Formal Complaint to the Housing Association and please amend the following to suit your needs:   Dear Sir/Madam FORMAL COMPLAINT Reference: Notice to Quit Letter Dated XX/XX/2024, Hand Delivered on XX/XX/2024 I note in your letter that you stated that the Housing Association has carried out an investigation into myself and came to the conclusion that I am not using this property as my main residence and have evidence of this and have therefore issued a 'Notice to Quit' by XX/XX/2024. I find the above actions absolutely disgraceful action by the Housing Association. 1. Why have I never been informed nor asked about this matter by my Housing Officer. 2. Why have I never been given the opportunity to defend myself before the Housing Association out of the blue Hand Delivered a Notice to Quit Letter. 3. I have evidence and witnesses/statements that prove this is my Main Residence and more than willing provide this to both the Housing Association and the Court. I now require the following: 1. Copy of your Complaints Policy (not the leaflet) 2. Copy of your Customer Care Charter (not the leaflet) 3. Copies of your Investigation into this not being my main residence.    As well as the above you need to send the Housing Association urgently a Subject Access Request (SAR) requesting 'ALL DATA' that simple phrase covers whatever format they hold that in whether it be letters, email, recorded calls etc. The Housing Association then has 30 calendar days to respond but that time limit only starts once they acknowledge your SAR Request. If they fail to respond within that time limit its then off with a complaint to the Information Commissioners Office (ICO).     
    • Hi Sorry for the delay in getting back to you The email excuse and I do say excuse to add to your account and if court decide LL can't recoup costs will be removed is a joke. So I would Ask them: Ask them to provide you with the exact terms within your Tenancy Agreement that allows them to add these Court Fees to your Account before it has been decided in Court by a Judge. Until the above is answered you require these Court Fees to be removed from your Account (Note: I will all be down to your Tenancy Agreement so have a good look through it to see what if any fees they can add to your account in these circumstances)
    • Thank you for your responses. As requested, some more detail. Please forgive, I'm writing this on my phone which always makes for less than perfect grammar. My Dad tries but English not his 1st language, i'm born and bred in England, a qualified accountant and i often help him with his admin. On this occasion I helped my dad put in his renewal driving licence application around 6 weeks before expiry and with it the disclosure of his sleep apnoea. Once the licence expired I told him to get in touch with his GP, because the DVLA were offering only radio silence at that time (excuses of backlogs When I called to chase up). The GP charged £30 for an opinion letter on his ability to drive based on his medical history- at the time I didn't take a copy of the letter, but I am hoping this will be key evidence that we can rely on as to why s88 applies because in the GP opinion they saw no reason he couldn't drive i need to see the letter again as im going only on memory- we forwarded the letter in a chase up / complaint to the DVLA.  In December, everything went quiet RE the sleep apnoea (i presume his GP had given assurance) but the DVLA noticed there had been a 2nd medical issue in the past, when my father suffered a one off mini stroke 3 years prior. That condition had long been resolved via an operation (on his brain of all places, it was a scary time, but he came through unscathed) and he's never had an issue since. We were able to respond to that query very promptly (within the 14 days) and the next communication was the licence being granted 2 months later. DVLA have been very slow in responding every step of the way.  I realise by not disclosing the mini stroke at the time, and again on renewal (had I known I'd have encouraged it) he was potentially committing an offence, however that is not relevant to the current charge being levied, which is that he was unable to rely on s88 because of a current medical issue (not one that had been resolved). I could be wrong, I'm not a legal expert! The letter is a summons I believe because its a speeding offence (59 in a temp roadworks 50 limit on the A1, ironically whist driving up to visit me). We pleaded guilty to the speeding but not guilty to the s87.  DVLA always confirmed to me on the phone that the licence had not been revoked and that he "May" be able to continue to drive. They also confirmed in writing, but the letter explains the DVLA offer no opinion on the matter and that its up to the driver to seek legal advice. I'll take the advice to contact DVLA medical group. I'm going to contact the GP to make sure they received the SAR request for data, and make it clear we need to see a copy of the opinion letter. In terms of whether to continue to fight this, or to continue with the defence, do we have any idea of the potential consequences of either option? Thanks all
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Shelley v HSBC ***WON***


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hiya

what can't they attach?? bit confused there but don't worry. just keep your eye on the mcol site and watch the status of your claim. on your notice of issue (not acknowl) there will be a date on it when the bank were 'deemed served'. that is the date you count 28 onto. it will be somewhere nearer the of the 28 days that the defense status will change on mcol, will be transferred then to a local court and the aq and a copy of the defense will be sent to you in the post.

 

keep ringing dg to make sure they have your breakdown.

If i've been helpful in any way....then tip my scales over there!

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I think these nos are DG Solicitors who act for HSBC:

 

DG Solicitors

 

12 Calthorpe Road

Edgbaston

Birmingham

B15 1QZ

 

Tel: 0121 455 2111

Fax: 0121 455 2150

 

Contact: Deborah D'Aubney:

0121 455 2111 (Debbie)

0121 455 2701 (Rachel)*

0121 455 2196 (Kate)

0121 455 2206 (Alan)*

 

Nemo me impune lacessit

 

 

Advice & opinions given by johnnymitch are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

 

 

If you think I've helped you please feel free to tickle my star :-D

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Hi all,

I've called DG three times now and left 2 voicemails but no one has called me back. :mad: I've also emailed everyday for the past three days but still no response. From looking on this website this seems the norm!!! :p The 28 days is up on 28th Feb, is there anything I should be doing?!?!!? :confused:

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I think you're in the wrong forum Sowerby 17 - go to Abbey forum and start a thread of your own please

Nemo me impune lacessit

 

 

Advice & opinions given by johnnymitch are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

 

 

If you think I've helped you please feel free to tickle my star :-D

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Hi,From the date of issue the Defendant has 14 days to file an Acknowledgment of Service or Defence. If they do this the Court will send you a copy and will tell you what happens next. If after 14 days from the date of issue have passed nothing has happened, then you can apply for judgment by default. Complete the Notice of Issue form and return it to MCOL. You can then look to enforce the judgment.The bank may cry that they did not receive the claim form and make an application to have judgment set aside but if they do, all the costs are added to the claim.

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I think you just do what Nettyg advised earlier:

 

"while your'e waiting for hsbc to defend, read as many threads as you can so you are prepared for the next stage should it arise ok."

 

The ball is in their court at the moment(no pun intended!)

Nemo me impune lacessit

 

 

Advice & opinions given by johnnymitch are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

 

 

If you think I've helped you please feel free to tickle my star :-D

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I've received the notice of Acknowledgment from the court on the 31st Jan stating that the defendent has 28 days to defend. I also received a letter from DG Sol on 15th feb asking for my breakdown of charges but nothing else. Should I have received anything else???? :confused:

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Sorry if I confused you. Because they have filed an Acknowledgment of Service they have 28 days from the issue date (the date given to you on the Notice of Issue form) to file a Defence at MCOL. Once they have done this you will be sent a copy together with an Allocation Questionnaire and a Notice of Transfer -(the file will be moved to your local County Court).

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no, i think you are a week away from them filing a defense - served around 30 jan. should be next tues or wed, they will file and you will receive court papers with aq. all is as it should be - you just got a little ahead asking about the aq so early. just keep an eye on your judgment button early next week and try to press for judgment but 99% of the time - they defend at the last moment. you are right on schedule

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ok.. i'm back on track with your thread. the bank can defend any time between now and 28th Feb so just keep your eye on the status on mcol.

there is no point pressing the judgement button because it will just tell you that you haven't allowed them enough time. everything is normal don't worry.

 

when the status on mcol changes to 'defended', you will the the 'notice of transfer of proceedings' in the post, which means that mcol won't be able to continue and the case will be transferred to your local court. you will get a copy of the defence and and allocation questionaire.

 

still keep riging dg until you get an answer - telling them that you are returning a call from them saying they want your breakdown of charges, i still think that you are in line for an offer. when they ask for them, that's usually the case.

 

alan burden's phone isn't as clogged up with calls as debs or anybody's so ring him 0121 455 2206.

If i've been helpful in any way....then tip my scales over there!

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Hi, I've received a letter from my local court today stating that a defence has been filed. I need to fill in the allocation Questionnaire and was wondering if anyone can pm me what they put on their form? :D

 

Also, I have to return the form by the 14th March but it does not state what happens once I return the form, any ideas?? :confused:

 

Thanks

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