Jump to content


  • Tweets

  • Posts

    • Thank you. I'm going to say that the photographs really don't say very much and once again it's a real shame that you didn't take lots of photographs of all the issues including the Windows and the state of the inside of the room. You can certainly bring a claim here if you want and we will help you but I'm really not sure of your chances of success. It sounds to me as if the manager you spoke to was dismissive and nothing was particularly agreed or admitted. If you want to bring a claim then I would start off by establishing a paper trail where you point out the things that were wrong and the fact that you discuss this with the duty manager who appeared to be dismissive. You could ask them then in general terms if they have any proposals to make. I think you're in weak position. I don't think you should start threatening them with legal action or anything at the moment and even if you did bring a legal action for the full amount I would probably advise you to negotiate a settlement of maybe 50% – if you're lucky – at mediation. Have you tried putting up Google reviews and reviews on trust pilot? This could also be a good way to start. I'm very sorry but when you deal with these kinds of issues then you need to collect evidence as quickly as possible. It is the first thing you always do when there is a poor hotel, a stone in your cornflakes or a motor accident. I'm afraid that you have to think this way and maybe it doesn't come naturally – but having run the consumer action group for 18 years, this is rather second nature. If you have any phone calls with them then you should read our customer services guide first and then confirm any admissions they might make in writing.
    • Starmers election winner    My dad was a toolmaker 🤣😂🤣   Sunaks election winner    I was a deprived child I didn’t have Sky TV🤣😂🤣   and Davey just makes a complete idiot of himself    Only Reform worth voting for ,follow the French at last they are seeing sense  
    • What is the value of the claim? Please can you post up the claim form in PDF format
    • Hello , sorry of this is in the wrong place. I have received in the post a County Court Claim claim form.  This relates to MYJAR and issued by TM Legal relating to a payday loan issued 11/2017, subsequently they issued a default notice 09/2018. The debt isnt on any credit reports.  4/4/2024 I had an email saying a Letter of claim was sent - this was not received , i replied to say I believed the debt was statue barred their response We are aware that the correspondence you have sent, is in a format that is circulated on consumer-based websites whereby debtors are encouraged to use the templates in order to avoid repayment of their debts. We do not accept that the contents of these templates bear any particular relevance to your case. For clarification, in line with the Limitations Act 1908, no claim may be brough after a period of 6 years from the cause of action. The cause of action in this instance is the Notice of Default served upon you by the original creditor on 24th September 2018. As such, the account is not Statute Barred. 10th June 2024 I have received a county court claim form and now i am unsure what to do next and how to complete and respond, I do not want a CCJ. Please help 
  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like

Tanzarelli v Cap One... £ + default **WON**


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 6054 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

  • Replies 532
  • Created
  • Last Reply

Top Posters In This Topic

Top Posters In This Topic

HE SHOOTS HE SCORES

 

IN THE BACK OF THE NET

I

WON

 

I have just had the following letter from Crapital One:

 

Executive Office

Capital One Bank (Europe) plc

PO Box 5281

Nottingham

NG23HX

 

14th March 2007

 

Dear Mr. T,

 

Your claim against Capital One Bank (Europe) plc

County Court Claim number 7WR03176 (6WR03176 is actually correct)

 

I’m writing to you in response to a settlement you have agreed with our Legal Specialist regarding the above county court claim you have issued against Capital One Bank (Europe) plc. (well that’s funny as I can’t remember agreeing to it yet, last time we spoke I refused your settlement offer and sent the cheque back to you stating that I was not accepting it until you agreed to remove the inaccurate Default notice from my credit file)

 

As agreed, I have contacted our credit file amendment team to ask them to remove the default from your credit file. (Better make sure it is from all CRA’s as I will be checking and will be requiring written notification that this has been done) Unfortunately, the credit file agencies only allow them to update and amend credit files at a certain time each month. I have asked them to write to you to confirm when they have removed the default from your credit file. In any event, the default will be removed very shortly and you will receive confirmation of this from us.

 

I have also enclosed your previously returned cheque for £295.70 and arranged to send you an additional cheque for £9.12 (as I told them last time they sent it that it was missing the daily rate of interest that had been accruing sine I filed my claim), which will arrive within the next 14 working days. This further cheque will cover the 8% interest you are claiming under section 69 of the County Courts Act 1984 from when we previously wrote to you confirming the refunds had been made up until today’s date. This amount is £0.16 per day as stated on your claim form.

 

If you have not already done so already, please notify the court of the settlement in order to avoid further action. (Not likely until it has all been done and the default has been removed and also the other cheque and this one have both been received and cleared) Alternatively, please let them know we are settling and notify them to discontinue the claim once you receive the letter from our credit file amendment team and your further cheque. (This I will do, know your thinking along my lines)

 

Once again, I am pleased we have been able to resolve things and I wish you all the best of luck for the future. (Well how nice of them to say this, I wish them luck to as I’m sure this wont be the last claim like this to hit their HQ) (I wonder if the card I have in my wallet will now be activated as it is a new card and as I was over my limit it couldn’t be activated…….ummmm I wonder)

 

Yours sincerely

Wendy Starr

Legal Department

For and on behalf of Capital One Bank (Europe) plc

Well done Tanz, you deserve it after all your hard work and perseverence.

Now what is next....

on your hit list.

Regards

DS

Link to post
Share on other sites

avatar10282_15WillowRedNose2.jpg

 

Willow apologises for her absence of late, Tanz, but has heard about your win, and asked me to offer you her heartfelt....

 

CONGRATULATIONS,

BIG GUY !!!

She hopes to get back here soon to deliver your winner's smacker personally.

 

For now, though, you'll just have to settle for me, sorry...

 

gorilla1s.jpg

 

....I bet you'll even fancy me when you roll back in with your beer goggles on !!! :D

Link to post
Share on other sites

Tanz,

 

Thought Crap1 would hold out longer on me, but I have received a "partial" settlement today (£1205 against claim of £1578), they are not keeping my £375;);) though). http://www.consumeractiongroup.co.uk/forum/capital-one/59665-thesergeant-crapitol-1-a.html

 

Hope you had a good celebration and the beer head has cleared ...... :D

There is no such thing as impossible; only the degree of difficulty required to achieve the desired outcome.

Read through the

FAQ Section.... Use these links :grin:

 

Like what I say show - add to my reputation (click the scales!)

My advice & opinions are offered informally, without prejudice & without liability. Please use your own judgment.

Halicrap - Full settlement 12/06 £408.34

Crapitol 1 - Settled in Full 27/04/07 £15808-)

All & Pester - Claim served £5695 4/09, Stayed

Woolsnitch mortgage accounts - Claim served £2995 4/09, application to strike out 06/09

Lloybles - No CCA, CPR disclosure notices served.

Link to post
Share on other sites

Actually, its all gone pear shaped.

I did for one fleeting moment get them out of sync by changing my avatar to the eyeball. Now its all gone wrong.

Lost my red dalek :-(

 

Don't worry, my eyes feel cross eyed this morning anyway got a banging headache to boot.

Link to post
Share on other sites

Hi All,

 

I would like a letter that would remove defaults from my accounts but i am sure, which letter i should be sending off... Please could some one reply with letter.

 

Thank you

 

MISSCHILLOUT

 

PM me some mre info about where you are at, also a likn to your thread so I can help.

 

Tanz

Link to post
Share on other sites

Really good news Tanz, you have given me a lot of confidence as our cases are similar ( though my daughter is 4 months older lol ) I will be using some of your templates for my case if thats ok with you.

 

TezViper

TezViper

 

I give advice not as an expert on law, only as a guy who succesfully claimed back £3385 from The Halifax. Followed by another £2611.

 

Lloyds TSB settled in full before hearing

 

Cap One offered full settlement and default removed.

 

If I help in any way then please donate to the site when you are succesful

Link to post
Share on other sites

Really good news Tanz, you have given me a lot of confidence as our cases are similar ( though my daughter is 4 months older lol ) I will be using some of your templates for my case if thats ok with you.

 

TezViper

 

Go for it, no copyright on this thread, or any of my others.

 

Most of them were picked up from on here, with a few bits added from me. lol:)

 

CONGRATULATIONS!!

 

Love

 

MILLYXXXXX

 

Thanks Milly

 

I am really chuffed about this one, only black horse default to get rid of now and may be able to get better credit if needed then.

 

Tanz

Link to post
Share on other sites

Go for it, no copyright on this thread, or any of my others.

 

Most of them were picked up from on here, with a few bits added from me. lol:)

 

 

 

Thanks Milly

 

I am really chuffed about this one, only black horse default to get rid of now and may be able to get better credit if needed then.

 

Tanz

well if you want a jockey for the black horse !!!! (see my aviator - jockey colours )

:cool: sunbathing in juan les pins de temps en temps

Link to post
Share on other sites

Don't worry, my eyes feel cross eyed this morning anyway got a banging headache to boot.

 

Danced an Irish jig for ya Tanz...Well done mucker...Let's hope you've paved the way for the rest of us...Congrats!!!!!!

 

Although I am a bit gutted that your letter wasn't signed by Mr Udy LOl

Just hate every DCA out there

Link to post
Share on other sites

well if you want a jockey for the black horse !!!! (see my aviator - jockey colours )

 

I might just call on your sevices for that one, as it will involve missold PPI to boot. I think you mean avatar?

 

Danced an Irish jig for ya Tanz...Well done mucker...Let's hope you've paved the way for the rest of us...Congrats!!!!!!

 

Hope so. lol

 

Although I am a bit gutted that your letter wasn't signed by Mr Udy LOl

 

Gonna send a letter back first telling them to resend with correct claim number on, as it had a 7 instead of a 6 at the start. Want it right before infoming the courts, just in case.

 

Great! but you are not giving up on the £100.74 are you?

 

Not a chance. lol

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...