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Piggybank - Asset collections & Investigations


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debt has this been assigned to Perch or TM legal ?

 

Outstanding Balance: £700.00
Original Creditor:  djs (uk) limited (trading as piggybank)
Original Loan Reference(s): ********


Dear Mr ........
 

Your account has been assigned to Perch Capital Limited

On and with effect from 22nd August 2019 Asset Collections & Investigations Limited (“ACI”) have assigned all of their rights, title, interest and benefits in and to your djs (uk) limited (trading as piggybank) account(s) referenced above to Perch Capital Limited (company registration number 11207867) (“Perch Capital”).

 

Perch Capital has appointed ACI as Master Servicer of your account(s) and ACI in turn have instructed  TM Legal Services Limited (“TMLS”) to continue to manage the legal process and the collection of any outstanding balance on their behalf. This means that ACI no longer own the debt. Perch Capital are now the legal owners, and TMLS have been instructed as the legal representative in relation to your djs (uk) limited (trading as piggybank) account(s).

 

 

"I feel sorry for people who don't drink. When they wake up in the morning, that's as good as they're going to feel all day.”

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Thread moved to Payday Loans /Short Term Loans Forum......please would you stop posting your threads to Financial Legal Issues Forum....that is for court claims only.

 

Andy

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Ooops... Apologies

 

 

"I feel sorry for people who don't drink. When they wake up in the morning, that's as good as they're going to feel all day.”

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  • 4 months later...

Hello

 

Asset Collections & Investigations are chasing an old PDL originally £700 with the now defunkt piggy bank.

 

Original Creditor: djs (uk) limited (trading as piggybank)

Outstanding Balance: £700.00

 

Should i send them a CCA Request as 1st port of call ? 

 

 

 

 

"I feel sorry for people who don't drink. When they wake up in the morning, that's as good as they're going to feel all day.”

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how old is the debt and when did you last pay anything?

 

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Jan 2017 taken out last payment would of been around the same time. 

 

 

"I feel sorry for people who don't drink. When they wake up in the morning, that's as good as they're going to feel all day.”

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did you ever get around to sending IRL complaints over all your PDL's you had?

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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IRL Complaints ? i did send some messages through the resolver tool on the MSE website but got fobbed off mainly.

 

 

"I feel sorry for people who don't drink. When they wake up in the morning, that's as good as they're going to feel all day.”

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so you never followed our earlier advice?

resolver is useless for such complaints.

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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No i think i buried head in sand but am now aiming to them all sorted.

 

 

"I feel sorry for people who don't drink. When they wake up in the morning, that's as good as they're going to feel all day.”

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  •  

 

Do i leave my cheque blank ? 

 

there is no requirement under the act that says you must sign the CCA request letter

simply [computer] print you name.

 

it is also worthy to leave the £1 PO BLANK in all boxes etc

and uncrossed if possible

 

 

"I feel sorry for people who don't drink. When they wake up in the morning, that's as good as they're going to feel all day.”

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have you received a letter of claim or moved since you took out the loan and did not inform the OC?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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No and no just get emails phone calls and texts offering me variable amounts of "discount" to settle the debt i may also have had letters of the same but no letter before claim.

 

 

"I feel sorry for people who don't drink. When they wake up in the morning, that's as good as they're going to feel all day.”

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then i would await a letter of claim IF they ever send one.

 

no need to enter into pointless letter tennis at this stage.

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Ok i shall. I did have a phonecall earlier from another PDL but also have had no letter of claim from these either i shall instead pursue the irresponsible lending route via post.

 

 

"I feel sorry for people who don't drink. When they wake up in the morning, that's as good as they're going to feel all day.”

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you are joking...:pound:

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Sort of haha i shall await there letter then if they ever send one...

 

 

"I feel sorry for people who don't drink. When they wake up in the morning, that's as good as they're going to feel all day.”

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  • 2 months later...

How can i get these pests to remove my mobile number ? i get almost daily texts offering me discounted settlements or stating they need to speak to me.  I have an iphone and can block the number but they still persist.  They never write by post just email & text.

 

 

"I feel sorry for people who don't drink. When they wake up in the morning, that's as good as they're going to feel all day.”

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simply report it as spam 7726....block and bounce their email ad

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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