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JCI/BW PAPLOC - Old Talk Talk Broadband debt subject to dispute LBC Received .


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dont waste money on them.

2nd class with free proof of posting is all that is needed in law.

you only have to prove it was SENT not received.

free POP at any PO counter is good enough.

 

dx

 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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If they didn't get the letter or claimed not to have done and issued a Claimform, SB is an absolute defence and they have wasted money issuing the claim.

We could do with some help from you.

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The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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  • 4 weeks later...

Thanks dx & brassnecked

They've got the letter and responded today with their attached letter, and the defaulted date mentioned in the letter is definitely wrong unless they can prove otherwise.

From my recollection I left TalkTalk back in January 2016 and I have emails from TalkTalk to prove this unless I have missed something...

 

 

2022-12-15 BW legal - Not SB DN was 2018-03-20 last payment 2014-12-29.pdf

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No such thing as a default notice on mobile account they are not covered by the consumer credit act.

 

That letter is written to con you. 

 

might be an idea to remove a/c numbers in that letter.

 

Dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

To be fair they do not refer to an actual default notice simply a default when they deem you broke the agreement/contract.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

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There is no default notice it's an unregulated debt (not coevered by the CCA1974) but there was a default on the agreement.

 

 

.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

If you want advice on your Topic please PM me a link to your thread

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  • 1 month later...

Hi, I have recently received IMFS (debt collectors) email attached here pleading with me to get in touch!

Now you know I am going to guess here that BW legal have apparently passed this directly to an external debt collector. I would like to know how is this even possible? Thank you .

 

 

IMFS.pdf

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what did we say about anything bar roya mail letters?

 

bw are a solicitor , noting to do with them , but their client JCI, whom can pass the debt to whomever they like under the t&C's you originlly signed upto.

 

you need to get reading up.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

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