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    • I have just read the smaller print on their signs. It says that you can pay at the end of your parking session. given that you have ten minutes grace period the 35 seconds could easily have been taken up with walking back to your car, switching on the engine and then driving out. Even in my younger days when I used to regularly exceed speed limits, I doubt I could have done that in 35 seconds even when I  had a TR5.
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    • Thank you for posting up the results from the sar. The PCN is not compliant with the Protection of Freedoms Act 2012 Schedule 4. Under Section 9 [2][a] they are supposed to specify the parking time. the photographs show your car in motion both entering and leaving the car park thus not parking. If you have to do a Witness Statement later should they finally take you to Court you will have to continue to state that even though you stayed there for several hours in a small car park and the difference between the ANPR times and the actual parking period may only be a matter of a few minutes  nevertheless the CEL have failed to comply with the Act by failing to specify the parking period. However it looks as if your appeal revealed you were the driver the deficient PCN will not help you as the driver. I suspect that it may have been an appeal from the pub that meant that CEL offered you partly a way out  by allowing you to claim you had made an error in registering your vehicle reg. number . This enabled them to reduce the charge to £20 despite them acknowledging that you hadn't registered at all. We have not seen the signs in the car park yet so we do not what is said on them and all the signs say the same thing. It would be unusual for a pub to have  a Permit Holders Only sign which may discourage casual motorists from stopping there. But if that is the sign then as it prohibits any one who doesn't have a permit, then it cannot form a contract with motorists though it may depend on how the signs are worded.
    • Defence and Counterclaim Claim number XXX Claimant Civil Enforcement Limited Defendant XXXXXXXXXXXXX   How much of the claim do you dispute? I dispute the full amount claimed as shown on the claim form.   Do you dispute this claim because you have already paid it? No, for other reasons.   Defence 1. The Defendant is the recorded keeper of XXXXXXX  2. It is denied that the Defendant entered into a contract with the Claimant. 3. As held by the Upper Tax Tribunal in Vehicle Control Services Limited v HMRC [2012] UKUT 129 (TCC), any contract requires offer and acceptance. The Claimant was simply contracted by the landowner to provide car-park management services and is not capable of entering into a contract with the Defendant on its own account, as the car park is owned by and the terms of entry set by the landowner. Accordingly, it is denied that the Claimant has authority to bring this claim. 4. In any case it is denied that the Defendant broke the terms of a contract with the Claimant. 5. The Claimant is attempting double recovery by adding an additional sum not included in the original offer. 6. In a further abuse of the legal process the Claimant is claiming £50 legal representative's costs, even though they have no legal representative. 7. The Particulars of Claim is denied in its entirety. It is denied that the Claimant is entitled to the relief claimed or any relief at all. Signed I am the Defendant - I believe that the facts stated in this form are true XXXXXXXXXXX 01/05/2024   Defendant's date of birth XXXXXXXXXX   Address to which notices about this claim can be sent to you  
    • pop up on the bulk court website detailed on the claimform. [if it is not working return after the w/end or the next day if week time] . When you select ‘Register’, you will be taken to a screen titled ‘Sign in using Government Gateway’.  Choose ‘Create sign in details’ to register for the first time.  You will be asked to provide your name, email address, set a password and a memorable recovery word. You will be emailed your Government Gateway 12-digit User ID.  You should make a note of your memorable word, or password as these are not included in the email.<<**IMPORTANT**  then log in to the bulk court Website .  select respond to a claim and select the start AOS box. .  then using the details required from the claimform . defend all leave jurisdiction unticked  you DO NOT file a defence at this time [BUT you MUST file a defence regardless by day 33 ] click thru to the end confirm and exit the website .get a CPR 31:14 request running to the solicitors https://www.consumeractiongroup.co.uk/forum/showthread.php?486334-CPR-31.14-Request-to-use-on-receipt-of-a-PPC-(-Private-Land-Parking-Court-Claim type your name ONLY no need to sign anything .you DO NOT await the return of paperwork. you MUST file a defence regardless by day 33 from the date on the claimform.
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Backdoor Arrow/Drydens 2008 CCJ/CO - MBNA Card - , debt was already SB'd , **WON** set aside - Now being chased 12yrs later.!!


mandyjayne
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Hi..

 

Quick question for anyone who knows!!!!:D...

 

In a section from the CCA request template below...can you tell me what documents the last sentence covers..(any other docs the act requires you to provide), is it default notice, NOA, termination notice etc?? Yes and Statement of account along with the T&Cs from the time of conception/completion of agreement.

 

"This letter is a formal request pursuant to s.77/78 of the Consumer Credit Act 1974. I require you to provide me with a true copy of the credit agreement relating to the above account, together with any other documentation the Act requires you to provide."

 

Thanks all

 

MJ:)

 

Regards

 

Andy

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Hello again everyone...long time no post!!!

 

Well my CMC meeting is less than a month away, can i have some advice on what to prepare or anything i need to do. All my paperwork is in a folder and filed! Not seen IGNM on here for a long time, where has he gone?

 

Anyway..any help now please thanks all

 

MJ:)

Edited by mandyjayne

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Hello again everyone...long time no post!!!

 

Well my CMC meeting is less than a month away, can i have some advice on what to prepare or anything i need to do. All my paperwork is in a folder and filed! Not seen IGNM on here for a long time, where has he gone?

 

Anyway..any help now please thanks all

 

MJ:)

 

Have all your paperwork filed correctly, make sure you know where everything is within the file.. use post it notes or the file inserts so you can answer questions quickly and accurately.

 

Make notes for yourself, questions you want to ask and those you want answering.

 

Above all.. relax.

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PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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Thanks citizen B

 

so am i going in to the DJ to put forward these main points:

 

twice the claimant has failed to respond in the given time to two court orders to produce all docs requested by me, (CCA and SAR).

 

I have no vaild CCA (just application form) T&c's not attached, seperate and with the new £12 charge, so clearly not from 2000!

No default notice

No NOA

No TN

 

thanks

 

MJ:)

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Thanks citizen B

 

so am i going in to the DJ to put forward these main points:

 

twice the claimant has failed to respond in the given time to two court orders to produce all docs requested by me, (CCA and SAR).

 

I have no vaild CCA (just application form) T&c's not attached, seperate and with the new £12 charge, so clearly not from 2000!

No default notice

No NOA

No TN

 

thanks

 

MJ:)

 

Hi M&J as per previous advice...

 

imo you need to be sure what you have asked of the claimant and what has been given... also what has not! you may need to describe to the judge why the information you seek is required but hopefully he'll be experienced in CCA1974 and will know the importance of the agreement/default notice/termination notice.

 

S.

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why have i gone back down to a basic account holder, it was on classic last time i looked!!!:eek:

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But is there a Premier league but instead of being super rich you have to be in super debt?

:)

Arrow Global/MBNA - Discontinued and paid costs

HFO/Morgan Stanley (Barclays) - Discontinued and paid costs

HSBC - Discontinued and paid costs

Nationwide - Ran for cover of stay pending OFT case 3 yrs ago

RBS/Mint - Nothing for 4 yrs after S78 request

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But is there a Premier league but instead of being super rich you have to be in super debt?

:)

 

 

I think that is being worked on :D:rolleyes:

Have we helped you ...?         Please Donate button to the Consumer Action Group

Uploading documents to CAG ** Instructions **

Looking for a draft letter? Use the CAG Library

Dealing with Customer Service Departments? - read the CAG Guide first

1: Making a PPI claim ? - Q & A's and spreadsheets for single premium policy - HERE

2: Take back control of your finances - Debt Diaries

3: Feel Bullied by Creditors or Debt Collectors? Read Here

4: Staying Calm About Debt  Read Here

5: Forum rules - These have been updated - Please Read

BCOBS

1: How can BCOBS protect you from your Banks unfair treatment

2: Does your Bank play fair - You can force your Bank to play Fair with you

3: Banking Conduct of Business Regulations - The Hidden Rules

4: BCOBS and Unfair Treatment - Common Examples of Banks Behaving Badly

5: Fair Treatment for Credit Card Holders and Borrowers - COBS

Advice & opinions given by citizenb are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

PLEASE DO NOT ASK ME TO GIVE ADVICE BY PM - IF YOU PROVIDE A LINK TO YOUR THREAD THEN I WILL BE HAPPY TO OFFER ADVICE THERE:D

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Ok. In that case, I'll be changing my name to 'ROMAN [Debtovich]' instead of DOCMAN !

Arrow Global/MBNA - Discontinued and paid costs

HFO/Morgan Stanley (Barclays) - Discontinued and paid costs

HSBC - Discontinued and paid costs

Nationwide - Ran for cover of stay pending OFT case 3 yrs ago

RBS/Mint - Nothing for 4 yrs after S78 request

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Ha ha... like it doc

 

oh thats not good...oh well the more we keep helping out we will all be back up again soon im sure

 

chow;)

Edited by mandyjayne

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Hi all..

 

More help please...received today from Mortimer Clarke

 

We refer to the above matter and the CMC scheduled for 8th oct.

 

Please find enclosed the claimants case summary and proposed directions in readiness for the above hearing sent to **** county court on the 28th sept.

two page case summary enclosed (shall i post up for you to read?)

 

And Draft Directions: which says:

 

1 the Defendant (if so advised) be permitted to file and serve a Defence by the 22nd oct 09

 

2 the claimant be permitted to file and serve a response to the defendants Defence by the 5th Nov 09

 

3 the matter be listed for a cmc for a date agreed by the court after 5th Nov 09 with a time estimate of 30 mins

 

What are draft directions....why another cmc? we already have one for next week!:confused: I have tried to recap in the post below!

 

Help please

 

MJ:)

Edited by mandyjayne
changed dates

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1 the Defendant (if so advised) be permitted to file and serve a Defence by the 22nd Nov 09

 

2 the claimant be permitted to file and serve a response to the defendants Defence by the 5th Nov 09

 

3 the matter be listed for a cmc for a date agreed by the court after 5th Nov 09 with a time estimate of 30 mins

 

Can you confirm the dates mandyjayne as they dont appear to make sense.

 

You can file a defence by 22nd nov and they can reply to that defence by 5th nov? Should that be 22nd Oct?

 

S.

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Just a recap this is the order...they were supposed to have complied to:

 

Before district judge ***** sitting at ****county court

 

IT IS ORDERED THAT

 

1. Unless by 4PM on 22nd May 2009 the claimant provides the documents requested by the defendant pursuant to paragraph 3 of the order dated 11th March 2009, the claim be struck out.

 

2. The time for filing of the defence be extended until 4pm on 5th June 2009.

 

Dated 28th April 2009.

 

Due to the non compliance i sent a letter to the judge saying i would not be filing a defence as the claim according to the order should be struck out.

 

They did eventually send me a photocopied application form, ts & cs with the new £12 charge on (this CC was issued in 2000) no DN, NOA or TN.

 

They sent these to me through normal post and they arrived 26th May, the cover letter on these docs was dated the 22nd May, (this was a bank holiday weekend) so they were written the day they should have been with me.

 

Everytime they have been asked to produce these docs this is all they send me the first lot on the 6th January 09 second lot on the 6th March...but let me type a paragraph from their case summary:

 

10. On the 22nd May 2009 a witness statement enclosing the relevant documentation was served on the defendant and sent to the court by fax. The claimant confirms that the information provided was only received by them, from the original creditor, ON THAT SAME DAY and we apologised for any inconvenience caused.

 

Well that is a big fat lie cause they sent me those things back in Jan

 

MJ:)

Edited by mandyjayne

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They sent these to me through normal post and they arrived 26th May, the cover letter on these docs was dated the 22nd May, (this was a bank holiday weekend) so they were written the day they should have been with me.

 

Ok, well its a well established fact that the courts give more leeway to the claimant rather than the defendant in these cases, so even tho they didnt quite make the date, things move on.....

 

Everytime they have been asked to produce these docs this is all they send me the first lot on the 6th January 09 second lot on the 6th March...but let me type a paragraph from their case summary:

 

10. On the 22nd May 2009 a witness statement enclosing the relevant documentation was served on the defendant and sent to the court by fax. The claimant confirms that the information provided was only received by them, from the original creditor, ON THAT SAME DAY and we apologised for any inconvenience caused.

 

Well that is a big fat lie cause they sent me those things back in Jan

 

Something to add to the defence possibly although you run the danger of the judge asking why you required them to re-send the same information to you if you received them in Jan and the claimant clearly stated this was your agreement.

 

S.

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And Draft Directions: which says:

 

1 the Defendant (if so advised) be permitted to file and serve a Defence by the 22nd oct 09

 

2 the claimant be permitted to file and serve a response to the defendants Defence by the 5th Nov 09

 

3 the matter be listed for a cmc for a date agreed by the court after 5th Nov 09 with a time estimate of 30 mins

 

What are draft directions....why another cmc? we already have one for next week!:confused: I have tried to recap in the post below!

 

Help please

 

MJ:)

 

Ok I believe the Draft directions are what they are proposing for the case to proceed subject to agreement at the CMC hearing you have with the judge.

 

I think you need better opinions than mine but I'm of the mind that............. if memory serves you said you told the judge you would not file a defence until they supplied docs, the CMC was initiated for the judge to understand what documents should be disclosed and havent as at the CMD order date imo and as such now that they have disclosed what they will rely on they need you to file a defence.

 

They will respond to that defence and then the further CMC hearing is where the judge will look at both sides of the argument and instruct on how the case is to proceed, further disclosure/dates/evidence bundles etc.

 

Hopefully better advice will be forthcoming.

 

S.

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