Jump to content


  • Tweets

  • Posts

    • Apply for an HM Armed Forces Veteran Card   An HM Armed Forces Veteran Card is a way to prove that you served in the UK armed forces. The card can make it quicker and easier to apply for support as a veteran. It’s free to apply. You can currently only apply for a Veteran Card if you have a UK address. Veterans who do not have a UK address will be able to apply later this year. READ MORE HERE: Apply for an HM Armed Forces Veteran Card - GOV.UK WWW.GOV.UK Apply for an armed forces veteran card to prove that you served in the UK armed forces.
    • The Private Parking Code of Parking has been postponed as the poor dears are frightened that thew will all go out of business once it becomes Law. We all wish but nothing could be further from the truth so doubtless most of them will have to change their ways if they don't want to be removed as approved parking companies. Thank you for still retaining and producing the original PCN which, no surprise, fails to comply with the Protection of Freedoms Act 2012 Schedule 4. [It even states the vehicle "breeched" the terms  when it was the driver that allegedly breached the terms}. It fails to specify the Parking Period and whilst it does show the arrival and departure ANPR times on the photographs [that I cannot read] they do not include how long you actually parked nor was it specified on the Notice  [photos don't count]. So that means that you spent even less time parked though it would help had you not blocked out the dates and times, so good if you could please include them on your next  post. Pofa  asks the driver to pay the charge S( [2][b] which your PCN doesn't though they do ask the keeper to pay.and they have missed out theses words in parentheses S9[2][f] ii)  (ii)the creditor does not know both the name of the driver and a current address for service for the driver, the creditor will (if all the applicable conditions under this Schedule are met) have the right to recover from the keeper so much of that amount as remains unpaid; All of those errors mean that the cannot transfer the charge from the driver to the keeper. Only the driver is now responsible . What a rubbish Claim Form -doesn't even give the date of the event which it should.  
    • it doesn't matter what you are being charged or if you missed the discount period. you ain't paying anyway..... if this ever gets before a judge. then the ins and out of POFA2012 or any IPC/BPA guidelines might come into play. until then i go get on with your life. you are spending far too much time on a speculative invoice scan scheme  its almost as if you believe these are fines and enforceable in a criminal court and you could have bailiffs at your door any minute.    
    • Debt Respite Scheme (Breathing Space) guidance - GOV.UK (www.gov.uk) but dont get scammed into a DMP. simply tell whomever you call to simply apply for the BS for you.  
    • totally immaterial. time to now start reading up. Programmable Search Engine (google.com) Clickme^^^ do not miss your defence filing date no matter what dx  
  • Recommended Topics

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like
  • Recommended Topics

SPML/LMC anyone claimed for mis selling and unfair charges?


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 1107 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Thanks for clearing that up. OK so ARE WE WASTING OUR TIME? or is that what whistleblower would like us to think. Thoughts?

Keep the faith. EiE.

 

Capstone Mortgage 'Services' - Sub-prime garbage - unlawful behaviour/MULTIPLE consumer abuse, TOTALLY in Defiance of REGULATIONS and the law

 

http://www.fsa.gov.uk/pubs/final/gmac_rfc.pdf

 

CONTACT CIB Here

 

http://www.insolvency.gov.uk/Complaintformcib.Htm

 

Kevin Hughes(Compliance Manager-main) @ 02920 380 633

 

Lee Jenkins(prosecuting Amany Attia) 02920 380 643

 

Mark Youde(accounts compliance) 02920 380 955

 

Charlotte Allan @ 0207 596 6108 investigating all the Lehman lenders

 

Jeremy Pilcher 0207 637 6231

 

NO KAGGA LEFT BEHIND...

 

"We would not seek a battle, as we are; Nor, as we are, we say we will not shun it"

Link to post
Share on other sites

.....OK so ARE WE WASTING OUR TIME? or is that what whistleblower would like us to think. Thoughts?

 

whistleblower hardly rates as a credible poster, just the 'static' that all public forums seem to attract.

Regards

 

on*the*case

 

Never Give Up! Never Surrender!

Link to post
Share on other sites

Yes a rather unfortunate choice of name. If whistleblower is indeed as his/her name suggests just do some whistleblowing. What's your real agenda?

Keep the faith. EiE.

 

Capstone Mortgage 'Services' - Sub-prime garbage - unlawful behaviour/MULTIPLE consumer abuse, TOTALLY in Defiance of REGULATIONS and the law

 

http://www.fsa.gov.uk/pubs/final/gmac_rfc.pdf

 

CONTACT CIB Here

 

http://www.insolvency.gov.uk/Complaintformcib.Htm

 

Kevin Hughes(Compliance Manager-main) @ 02920 380 633

 

Lee Jenkins(prosecuting Amany Attia) 02920 380 643

 

Mark Youde(accounts compliance) 02920 380 955

 

Charlotte Allan @ 0207 596 6108 investigating all the Lehman lenders

 

Jeremy Pilcher 0207 637 6231

 

NO KAGGA LEFT BEHIND...

 

"We would not seek a battle, as we are; Nor, as we are, we say we will not shun it"

Link to post
Share on other sites

Sced,

 

can't post the PWC PDF report, as the attachment seems to keep personal details...any solution, I have Adobe PDF9?

 

 

 

 

 

ITBG?

ANYBODY WHO NEEDS INFO ON YOUR LEHMANS MORTGAGE

either SPML/PML/LMC/SPPL; the following are DIRECT tel#s,

of the investigating & prosecuting organisations: DONOT say you are from CAG-only directly affected or a concerned citizen.

 

1. Companies House: Kevin Hughes(Compliance Manager-main) @ 02920 380 633

2. CH : Lee Jenkins(prosecuting Amany Attia(MD) for SPML/PML) @ 02920 380 643

3. CH : Mark Youde(accounts compliance) @ 02920 380 955

 

4. Companies Investigation Branch(CIB) : Charlotte Allan @ 0207 596 6108

(part of the Insolvency Service) investigating all the Lehman lenders

 

5. CIB : Jeremy Pilcher('unofficial'-consumer/company lawyer) : @ 0207 637 6236

 

File YOUR 'Companies Investigation Branch'- CIB complaint online NOW!!!!

 

http://www.insolvency.gov.uk/complaintformcib.htm

 

SHUT'EM DOWN!!!!> SPML/PML/LMC/SPPL

Link to post
Share on other sites

Have you got MS paint or photoshop?

Keep the faith. EiE.

 

Capstone Mortgage 'Services' - Sub-prime garbage - unlawful behaviour/MULTIPLE consumer abuse, TOTALLY in Defiance of REGULATIONS and the law

 

http://www.fsa.gov.uk/pubs/final/gmac_rfc.pdf

 

CONTACT CIB Here

 

http://www.insolvency.gov.uk/Complaintformcib.Htm

 

Kevin Hughes(Compliance Manager-main) @ 02920 380 633

 

Lee Jenkins(prosecuting Amany Attia) 02920 380 643

 

Mark Youde(accounts compliance) 02920 380 955

 

Charlotte Allan @ 0207 596 6108 investigating all the Lehman lenders

 

Jeremy Pilcher 0207 637 6231

 

NO KAGGA LEFT BEHIND...

 

"We would not seek a battle, as we are; Nor, as we are, we say we will not shun it"

Link to post
Share on other sites

You asked for thoughts EiE. Well, Whistleblower does have a point doesn't he? This thread was started a year ago next Friday and what has it achieved in that last year?

The old faithful are still arguing about the same old stuff but no plan of action seems to have emerged.

It would appear that a cosy debating society has been established and anyone wanting to make a point that differs from those that the "believers" love to talk about into the wee small hours, just gets put down and verbally abused.

Scedminc, why should whistleblower try to impress you? Are you some sort of special cagger that has to be impressed before a new poster can be allowed to enter the inner circle? He has the right to put his point of view, just as you have the right to disagree with it, but for pity's sake, suggest something positive as well. An agenda would be a good thing to know because at the moment, I can't see this debate going anywhere. I would like to be wrong, if I am can you spell out to me in simple language what we can do as a unified group to stop Cabot, SPML et al from shafting us. Thanks

Link to post
Share on other sites

EXACTLY WHAT I MEAN JUST CARRY ON THE DEBATE CRITICISE ANYONE WANTING DIRECT ACTION

THE ONLY GUY WHO HAS DONE SOMETHING POSITIVE IS ITBG.

GET REAL 3000 POSTS what have you achieved,they've actually put their charges up and increased repos.

Took a lot of notice of what you lot have said and complained about then.

All the info you need is posted here to bring em down,whistles already been blown but you lot havent heard it,shall I spell it out.

Typical brits, argue about the war while someone is kicking you up the ass,this would never happen in the states,the yanks love your system,real easy pickings.

ACTION NOT WORDS,WORDS,WORDS.

HITem where it hurts ,in the pocket

GRASS THE S%&*****$S UP

Edited by IAMTHEWHISTLEBLOWER
Link to post
Share on other sites

eagleforms....do you like apples? I said do you like apples!!

 

 

 

 

 

 

ITGG!

ANYBODY WHO NEEDS INFO ON YOUR LEHMANS MORTGAGE

either SPML/PML/LMC/SPPL; the following are DIRECT tel#s,

of the investigating & prosecuting organisations: DONOT say you are from CAG-only directly affected or a concerned citizen.

 

1. Companies House: Kevin Hughes(Compliance Manager-main) @ 02920 380 633

2. CH : Lee Jenkins(prosecuting Amany Attia(MD) for SPML/PML) @ 02920 380 643

3. CH : Mark Youde(accounts compliance) @ 02920 380 955

 

4. Companies Investigation Branch(CIB) : Charlotte Allan @ 0207 596 6108

(part of the Insolvency Service) investigating all the Lehman lenders

 

5. CIB : Jeremy Pilcher('unofficial'-consumer/company lawyer) : @ 0207 637 6236

 

File YOUR 'Companies Investigation Branch'- CIB complaint online NOW!!!!

 

http://www.insolvency.gov.uk/complaintformcib.htm

 

SHUT'EM DOWN!!!!> SPML/PML/LMC/SPPL

Link to post
Share on other sites

As the starter of this thread in July 2008 which is well over a year old!! You will see(if you have bothered to read it from the start) I have been down every bloody route going..the press,the itn news,the land registry,the fos...we even had a judge on our side,but the lender stated he was being biased against them & requested that the judge did not stand at the case!! NOT ONE INDIVIDUAL is actually interested or we all bloody wouldn't be sat here now WOULD WE!!!

Link to post
Share on other sites

enoughisenough,

 

You did post a link in another thread to the Statutory Instrument 2083 of 1999 Unfair Terms in Consumer Contracts but I cant find it ...

 

However, Schedule 2 part 1 (e) says:

 

(e) requiring any consumer who fails to fulfil his obligation to pay a disproportionately high sum in compensation;

 

So Capstone will ultimately need to prove that their charges are not disproportionate and are fair.

 

 

Or even that they have actually been incurred & are not just the figment of someone at Capstons imagination

Link to post
Share on other sites

When you say grass em up to HMRC what precisely are we missing here? I'm trying to be constructive and if you are the same perhaps you can enlighten. Not sure I like the semi abusive nature of your posts but I'll happily live with that and those of all the newcomers who seem to enjoy each others support so much in exchange for this grass em up to the HMRC nugget. Which intrpid media outlet do you suggest?

Keep the faith. EiE.

 

Capstone Mortgage 'Services' - Sub-prime garbage - unlawful behaviour/MULTIPLE consumer abuse, TOTALLY in Defiance of REGULATIONS and the law

 

http://www.fsa.gov.uk/pubs/final/gmac_rfc.pdf

 

CONTACT CIB Here

 

http://www.insolvency.gov.uk/Complaintformcib.Htm

 

Kevin Hughes(Compliance Manager-main) @ 02920 380 633

 

Lee Jenkins(prosecuting Amany Attia) 02920 380 643

 

Mark Youde(accounts compliance) 02920 380 955

 

Charlotte Allan @ 0207 596 6108 investigating all the Lehman lenders

 

Jeremy Pilcher 0207 637 6231

 

NO KAGGA LEFT BEHIND...

 

"We would not seek a battle, as we are; Nor, as we are, we say we will not shun it"

Link to post
Share on other sites

OK,

 

got CIB reply: the person below is NOW dealing with ALL our complaints on SPML/PML/LMC/SPPL.

 

CIB contact is Ms Charlotte Allen, direct tel#0207 596 6108

 

all, and anything you have email to her > [email protected]

 

send all the details of your complaint you have; copy letters/FSA replies/Capstone letters etc. SHE needs it all.

 

Her particular concern is how LMC & SPPL are conducting prosecutions in court WITH NO DIRECTORS in these companies.

 

After you have sent them, then ring that phone off the hook, so SHE KNOWS we mean business, and to get CIB moving on these scumbags. There powers are wide, they can enter Capstone offices with police and request all docs etc.

 

Its up to all of us, to do this, so she can move quickly to SHUT'EM DOWN!!!!

 

 

 

ITBG?

ANYBODY WHO NEEDS INFO ON YOUR LEHMANS MORTGAGE

either SPML/PML/LMC/SPPL; the following are DIRECT tel#s,

of the investigating & prosecuting organisations: DONOT say you are from CAG-only directly affected or a concerned citizen.

 

1. Companies House: Kevin Hughes(Compliance Manager-main) @ 02920 380 633

2. CH : Lee Jenkins(prosecuting Amany Attia(MD) for SPML/PML) @ 02920 380 643

3. CH : Mark Youde(accounts compliance) @ 02920 380 955

 

4. Companies Investigation Branch(CIB) : Charlotte Allan @ 0207 596 6108

(part of the Insolvency Service) investigating all the Lehman lenders

 

5. CIB : Jeremy Pilcher('unofficial'-consumer/company lawyer) : @ 0207 637 6236

 

File YOUR 'Companies Investigation Branch'- CIB complaint online NOW!!!!

 

http://www.insolvency.gov.uk/complaintformcib.htm

 

SHUT'EM DOWN!!!!> SPML/PML/LMC/SPPL

Link to post
Share on other sites

Will she put her concerns in writing as this alone could be used to stop repos in there tracks. The courts would no longer be able to ignore the evidence & say it doesn't matter. For an alleged company to bring an action without officers as witnesses is a very serious matter & could lead to both civil & criminal charges being brought against whoever is instructing their legal counsel

Edited by JonCris
Link to post
Share on other sites

Lil'dotty,

 

YOU are the pioneer of this thread, you don't need to explain your actions to anyone, we know your struggle.

 

RESPECT.

 

 

 

ITBG?

ANYBODY WHO NEEDS INFO ON YOUR LEHMANS MORTGAGE

either SPML/PML/LMC/SPPL; the following are DIRECT tel#s,

of the investigating & prosecuting organisations: DONOT say you are from CAG-only directly affected or a concerned citizen.

 

1. Companies House: Kevin Hughes(Compliance Manager-main) @ 02920 380 633

2. CH : Lee Jenkins(prosecuting Amany Attia(MD) for SPML/PML) @ 02920 380 643

3. CH : Mark Youde(accounts compliance) @ 02920 380 955

 

4. Companies Investigation Branch(CIB) : Charlotte Allan @ 0207 596 6108

(part of the Insolvency Service) investigating all the Lehman lenders

 

5. CIB : Jeremy Pilcher('unofficial'-consumer/company lawyer) : @ 0207 637 6236

 

File YOUR 'Companies Investigation Branch'- CIB complaint online NOW!!!!

 

http://www.insolvency.gov.uk/complaintformcib.htm

 

SHUT'EM DOWN!!!!> SPML/PML/LMC/SPPL

Link to post
Share on other sites

Lil'dotty,

 

YOU are the pioneer of this thread, you don't need to explain your actions to anyone, we know your struggle.

 

RESPECT.

 

Thank you ITBG

 

But when someone comes along in an unpleasant manner,telling us all to do this & do that etc im not going to sit quietly when iv already done it & got nowhere.

Maybe IAMTHEWHISTLEBLOWER would like to share there own experiences of SPML and the likes of.

Link to post
Share on other sites

JonCris,

 

basically, I know this is odd but they can't give you details. Donot take this as a negative, just as long you harass the hell out her to do her job. THEY WILL move on it, as it is a significant public issue. I shut down a fraudulent company, with 1 complaint.

 

It can be done, lets get it done, and give them NO PEACE, til **** is shut down.

 

Any other questions, call her directly and tell her what you think, remember they are public servants- they work for US.

 

 

 

 

 

ITBG?

ANYBODY WHO NEEDS INFO ON YOUR LEHMANS MORTGAGE

either SPML/PML/LMC/SPPL; the following are DIRECT tel#s,

of the investigating & prosecuting organisations: DONOT say you are from CAG-only directly affected or a concerned citizen.

 

1. Companies House: Kevin Hughes(Compliance Manager-main) @ 02920 380 633

2. CH : Lee Jenkins(prosecuting Amany Attia(MD) for SPML/PML) @ 02920 380 643

3. CH : Mark Youde(accounts compliance) @ 02920 380 955

 

4. Companies Investigation Branch(CIB) : Charlotte Allan @ 0207 596 6108

(part of the Insolvency Service) investigating all the Lehman lenders

 

5. CIB : Jeremy Pilcher('unofficial'-consumer/company lawyer) : @ 0207 637 6236

 

File YOUR 'Companies Investigation Branch'- CIB complaint online NOW!!!!

 

http://www.insolvency.gov.uk/complaintformcib.htm

 

SHUT'EM DOWN!!!!> SPML/PML/LMC/SPPL

Link to post
Share on other sites

OK,

 

got CIB reply: the person below is NOW dealing with ALL our complaints on SPML/PML/LMC/SPPL.

 

CIB contact is Ms Charlotte Allen, direct tel#0207 596 6108

 

all, and anything you have email to her > [email protected] ov.uk

 

send all the details of your complaint you have; copy letters/FSA replies/Capstone letters etc. SHE needs it all.

 

Her particular concern is how LMC & SPPL are conducting prosecutions in court WITH NO DIRECTORS in these companies.

 

After you have sent them, then ring that phone off the hook, so SHE KNOWS we mean business, and to get CIB moving on these scumbags. There powers are wide, they can enter Capstone offices with police and request all docs etc.

 

Its up to all of us, to do this, so she can move quickly to SHUT'EM DOWN!!!!

 

 

 

ITBG?

__________________

File YOUR 'Companies Investigation Branch'- CIB complaint online NOW!!!!

 

CIB Complaint Form

 

SHUT'EM DOWN!!!!> SPML/PML/LMC/SPPL

 

hurray positive action!!!!! HE'S RIGHT INSTEAD OF TALKING ABOUT IT DO AS HE SAYS,I AM,BRING ONE DOWN THE WHOLE ROTTEN PACK OF CARDS WILL START TO COLLAPSE.

DON'T THINK ABOUT IT,DO IT.

Link to post
Share on other sites

JonCris,

I would not hold my brth on it, I'll tell you a story if I may,

Once there was an American company who come over to the UK to give mortgages at not too bad a rate, but was being watched by the 'people' over the water and had to sell every thing up, another American company who was by compaines accounts some 700K in debt and brought the whole pool for 135million they wrote off 10 million and that's when the trouble started, the second company did every under the noises of the FSA, Judges and the government.

So don't hold any hope of much being done, we asked questions the Judge asked questions no answers came froth, The big one was where did they get the money from? as you know Banks and finance houses do not have to inform any one of where funds had come from.

And now the Big owner of the all is being looked into by the US government and has been on US web sites and what does our government do? nothing as they are all looking for their directorships at the end.

Link to post
Share on other sites

JonCris,

 

basically, I know this is odd but they can't give you details. Donot take this as a negative, just as long you harass the hell out her to do her job. THEY WILL move on it, as it is a significant public issue. I shut down a fraudulent company, with 1 complaint.

 

It can be done, lets get it done, and give them NO PEACE, til **** is shut down.

 

Any other questions, call her directly and tell her what you think, remember they are public servants- they work for US.

 

ITBG?

 

I don't expect her to give 'details' I'm suggesting she give her general view on companies without officers bringing legal proceedings.

Link to post
Share on other sites

There Are Spies From Capstone Watching This Site,its Posted All Over The Net.

Will Do My All To Bring These Scummers Down.

To Post It Here Now Is To Forewarn Them,so Watch This Space.this Is No Idle Threat.

Anyway Believe What You Want.I'm not looking for praise or to win friends.

Just get on the ITBG train,the brakes off and the steams up,keep the boiler stoked up.

Edited by IAMTHEWHISTLEBLOWER
  • Haha 1
Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...