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eagleforms

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  1. Many thanks Peterjm, brilliant. Attilla Freudian slip I think! I will let you know what happens.
  2. Hi Andrew 1, not according to peterjm, see post 6881 above. But if you have news please let me know.
  3. Hi Andrew 1, not according to peterjm, see post 6881 above. But if you have news please let me knw.
  4. I am about t send the following letter to Attia. Any comments, anything to add please? Ms A. Attia Capstone Mortgage Service 4th Floor Royal London House 22-25 Finsbury Square London EC2A 1 BX Dear Ms Attica I am in receipt of a most concerning letter from your Collections Department dated 9th November, although what prompted them to send it is not clear as we have an agreement for the repayment of the arrears for some years now and if was not for your exorbitant charges that seem to be set against the arrears, the arrears would have been paid off
  5. I have had a letter about statements. Also had a threatening letter from Capstone about arrears and the charges they can make. They prattle on about making acceptable proposals to pay off arrears. I have had an arrangement in place for 2 years now and it is up to date and on time. The final paragraph is the most concerning, it says " Additionally, you should think carefully about where you should live should Eurosail commence legal proceedings to reposses your property. I have written to Ms Attica to complain about the tone of the letter and to ask for her personal assurance that Eurosail
  6. Many thanks Imp and Under. Can nw concentrate on trying to fend off the other leaches that are crawling all over me!
  7. Thank you Under. The court accepted my offer of a reasonable monthly payment so it ended up ok.
  8. Thanks Sue, I am confusing unsecured and unregulated. can a loan of £35,000 be unregulated? If it can, am I able to claim back the charges?
  9. Can you help me please as I am confused (again!). SPPL always make it a big thing to remind me that my loan is unsecured which makes it very difficult for me to claim back their exorbitant charges. However, I thought that an unsecured loan had to be less than £25,000 but my loan was for £35,000 and secured against my house, so a second mortgage. How can this be unsecured?
  10. My loan is with SPPL, yet I pay SPML. Capstone tell me that the loan has been assigned to Eurosail, so presumably my monthly payments go from SPML to Eurosail somehow.
  11. Does "no loans" refer to SPPL not having borrowed any money themselves, hence having no loans?
  12. Thanks Sue. The loan was for £35,000 in 2001. Does this mean I can't claim?
  13. Thanks not another.... I have asked Capstone for the charges to be returned and have had the usual FO letter. I will put in a claim but will it be accepted as it is an unregulated loan?
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