STATUE BARRED 3 YEARS AGO

[SHELBELLE]

Meant "reply"

[Guest]

not familiar with thread, but is it any different/new than anything before?

if you want to enter into negotiations, then reply accordingly. otherwise, if nothing has changed, maybe leave it with them?

[SHELBELLE]

Hi Ford

 

No nothing different...in fact the CCA is worse than the illegible ones prior. I need to check the produced terms that are enclosed but am pretty sure that it's them trying their hand ..especially as they want me to deal with them to settle the balance....

 

I think I need to see if they apply for a lift of the stay first....lets be honest if they had me bang to rights surely they would have submitted said documents to the court before the deadline.....may it bite me on the ass but they don't scare me anymore....

 

S.B.

[Guest]

....

I think I need to see if they apply for a lift of the stay first....

 

S.B.

 

 

hi

if nothing has changed, wld think so too. unless want to negotiate or anything needs to be resolved?

but, am not familiar with thread.

[SHELBELLE]

Thanks Ford...think Ill sit tight....

 

 

S.B.

[SHELBELLE]

Hi all

 

A long time since I've been on here.

 

I have an old credit card account, that was passed around lots but has recently reared it's head, I know it's statue barred and kept them away prior to that, had the usual threats etc and then yesterday a home visit with a card left. This has been statue barred for 3 years, they know and I know it...last had contact years ago. It has just been sold on someone else who made the visit.

 

Shall I wait to see if I get issued with a claims form or send the SB to the agent?

 

I've lost touch a bit so will need some guidance please.

 

Many thanks.

[London1971]

What date was your last payment? What was the default date?

[SHELBELLE]

Hi London

 

I need to go back to specifics as this started in 2008....was defo SB in 2016....no payments or acknowledgements made.

 

What would you suggest please?

 

Many thanks.

[London1971]

Ignore, until when / if PAP received.

 

As long as they have your current address,

[SHELBELLE]

OK thank you very much.

 

Yes they have current address.

 

Much appreciated.

[London1971]

Also  their ' agents' are just self employed commission only chancers. They are not bailiffs and have no right to be on your property. So they are safe to ignore.

[SHELBELLE]

Hi London

 

Yes I was aware, thanks for that.

 

I just wasn't sure on the SB letter, but as you advised will sit and wait.

 

I am of an opinion that in most of these cases that if there was a dime to have the claims form would have been issued a considerable time ago.

 

Thank you.

[London1971]

Yup, I have Crapquest calling occasionally, and sending the odd begging letter still, despite being well Statute Barred.  They are relying on people's ignorance of the law.

 

I just ignore 'em, unless they are stupid enough to send a PAP letter.

[SHELBELLE]

I've got one of those too...!!!

 

The PAP letter is new on me, but I'll have a look and keep my eye open for one.

 

 

[AndyOrch]

Quote

I've got one of those too...!!!

 

 

One of what ? a PAP ?

[SHELBELLE]

1 minute ago, Andyorch said:

Sorry Andyorch

I meant I have a Crapquest letter harassing me for something else that is SB.

 

Thanks.

1 minute ago, Andyorch said:

 

One of what ? a PAP ?

 

[dx100uk]

what's the original debt type and original creditor

 

[SHELBELLE]

19 hours ago, dx100uk said:

what's the original debt type and original creditor

 

Hi

 

It was a credit card....and Sainsbury's.

 

Thank you.

[dx100uk]

is this?

 

 

[SHELBELLE]

9 hours ago, dx100uk said:

is this?

 

 

Hi DX.....yes that's the one...

[AndyOrch]

Threads merged.

[dx100uk]

so statute barred

send them our SB letter if you want

then they must stop all chasing.

 

also, they can't litigate twice on the same debt.

[SHELBELLE]

Thanks DX

 

I think I'll let them do the work, see what happens, then respond if necessary.

 

That's very good to know.

 

Many thanks.