@barclaycard PRA and BC debt CCA return

[eskimo123]

Update,

responded to PRA's PAP using this sites template and asked for everything as advised in the post , 

on the 3rd Jan they responded with account on hold until they could provide the documents requested.

Today i received a bundle from them, heart sank, enclosed are

copy statements from 2014 although the account was opened in 2011,

a copy of the Agreement which is the same as the document i posted in post 1

they say it is a reconstituted copy of a variable agreement,

i seem to recall Andy torch commenting that varied agreements cannot be used for enforcement and also an I&E form.

Missing documents, a Notice of Assignment and Default Notice.

The letter goes on to confirm that due to them being unable to provide the DN they cannot enforce the debt but are giving me 30 days to complete their I&E to make arrangements to pay or they will re-open the case and initiate contact again.

Filed and fingers crossed BC have shredded the DN. 

It did occur to me at the time that BC sold the debt on really quickly after i sent a CCA to them, within the month.

Anyway,

happy day today,

i did donate to you guys a couple of weeks ago will do the same in Feb in thanks for the available resources.

 

[dx100uk]

 

if you want to scan the return up please do..to one multipage pdf only

read upload

 

dx

[dx100uk]

open

 

[eskimo123]

Thanks dx,

Found an email in my junk box from PRA today explaining that my account has been transferred to PRA Group UK Portfolios and that i need do nothing.

Does anyone have any info on this part of the business?

looked online and it would seem to have been set up in Autumn 2023.

[dx100uk]

so what...

[dx100uk]

block bounce and retrun all emails without reading.

you should have picked this up long ago by reading around.