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    • HI DX Yes check it every month , after I reinstated the second DD I was checking every week. Also checked my bank statements and each payment has cleared. When responding to the court claim does it need to be in spefic terms ? Or laid out in a certain format? Or is it just a case of putting down in writing how I have expained it on CAG?
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    • You have of course checked the car is now taxed and the £68 is stated against  the same reg?  If the tax for the same car did over lap, then I can't see you having an issue pleading not guilty Dx
    • The boundary wiill not be the yellow line.  Dx  
    • Afternoon all Looking for advice before I defend claim for car tax payment that the DVLA claim I owe £68 from an idemity claimback from my bank and unpaid tax  brief outline. Purchased car Jan 30th ,garage paid the tax for me after I gave them my card details  first payment £68 out in Feb 24  followed by payment of £31 from March due to end Jan 24 Checked one of my vehicle apps and about 7-10 days later car showing as untaxed? No reason why but it looks like DVLA cancelled it , this could be because I did not have the V5 and the gargae paid on my behalf but not sure did not receive a letter to say car was untaxed.  Fair enough I set up the tax again staight away in Feb 24  and first payment out Mar 31st , and each payment since has come out each month for £31 , this will end Feb/Mar 2025, slightly longer than the original tax set up, all good. I then claimed the £68 back from my bank as an indemity refund as obviously I had paid but DVLA had cancelled therefore it was a payment for nothing?  Last week recieved a SJP form dated 29th May stating that DVLA were claiming for unpaid tax and a false indemity claimback which of course is the £68. It also stated that I had received two previous letters offering me the oppotunity to pay that £68 but as I had not responded it was now a court claim that I must admit guilt for or defend. My post is held for weeks at a time from Royal Mail ( keepsafe) due to me receiving hospital tretament at weeks at a time that said I did not receive any previous letters from DVLA. I am happy to defend this and go to court but wondering what CAG members think? In summary I paid an initial amount of £68 and then a DD of £31 , tax cancelled  I set up a new DD at £31 a month all in the month of Feb 2024, I claimed the £68 back from my bank. DD has been coming out each month without issue and I have paperwork to show the breakdown for both DD setup's plus bank statements showing the payments coming out . The second DD set up has extended payments up to Feb/Mar 2025. DVLA claiming the £68 was ilegally claimed back despite the fact they cancelled the original DD for reasons unknown. Is this defendable ? I will post up documents including the original DD conformations 
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JC/Moriarty claimform - Old talk talk home phone/broadband account.***Claim Dismissed***


dave466
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They can try...whether its considered to be fair is another matter as covered by your point 4 in your defence

We could do with some help from you.

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  • 2 months later...
  • 5 weeks later...

Well in all the mix up my other one case.

This one has slipped through and I have not provided a witness statement in time 🤦‍♂️🤦‍♂️

On the other hand I have not received one from JC either.

So what do you think will happen now.

Regards.

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get one running

ring the court Monday and check they haven't either.

cant hurt you.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Claim No. xxxx

BETWEEN:
xxxx

AND

Defendant
xxxx
_________________________________________

WITNESS STATEMENT OF xxxx
_________________________________________



I xxxxx, being the Defendant in this case will state as follows;

I make this Witness Statement in support of my defence dated 28 December 2018 and in response to the claimants claim dated 28 November 2018 which was submitted through county court bulk centre.

1. As an assignee or creditor as defined in section 189 of the CCA this applies to this new requirement on assignment of rights. This means that when an assignee purchases debts (or otherwise acquires rights under a credit agreement) it also acquires certain obligations to the borrower including the duty to comply with CCA requirements (such as the rules on statements and notices and other post-contractual information). The assignee becomes the creditor under the agreement. This ensures that essential consumer protections under the CCA cannot be circumvented by assigning the debt to a third party.

2. Background

Save insofar as it is accepted that a contractual relationship once existed withTalk Talk Limited, however I do not recall the exact details. I have requested the claimant verify the exact details of this claim by way of a CPR 31.14.
The claimant is yetto provide me with a copy of the agreement and to date no
statement of the alleged account has been received.
I do not recall having received a Notice of Assignment, as stated by the Claimant.

Therefore the Claimant is to provide strict proof to:

(a) show how the Defendant has entered into a Agreement/ Contract;

and

(b) show and evidence the nature of breach.

(c) show how the Claimant has reached the amount claimed for.

Subject to the above, should the alleged amount claimed include an early termination charge(s) amounting to the total balance of the remaining contract, OFCOM guidance clearly states that any Early Termination Charge, that is made up of the entire balance of the remaining contract, is unlikely to be fair, as it fails to take into account the fact that the provider no longer has to provide and pay for their service.

4.Disclosures
The claimant has not complied and disclosed any documents.

Statement of Truth

I, xxxxx, the Defendant, believe the facts stated within this Witness Statement to be true.

Signed: xxxx

Dated: 25th April 2019

Edited by dave466
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please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

Adjusted slightly. Anything need adding/removed.

Regards.

 

Claim No. xxxx

BETWEEN:
xxxx

AND

Defendant
xxxx
_________________________________________

WITNESS STATEMENT OF xxxx
_________________________________________

I xxxxx, being the Defendant in this case will state as follows;

I make this Witness Statement in support of my defence dated 28 December 2018 and in response to the claimants claim dated 28 November 2018 which was submitted through county court bulk centre.

1. As an assignee or creditor as defined in section 189 of the CCA this applies to this new requirement on assignment of rights. This means that when an assignee purchases debts (or otherwise acquires rights under a credit agreement) it also acquires certain obligations to the borrower including the duty to comply with CCA requirements (such as the rules on statements and notices and other post-contractual information). The assignee becomes the creditor under the agreement. This ensures that essential consumer protections under the CCA cannot be circumvented by assigning the debt to a third party.

2. Background

Save insofar as it is accepted that a contractual relationship once existed withTalk Talk Limited, however I do not recall the exact details.

I have requested the claimant verify the exact details of this claim by way of a  CPR 31.14.
 

The claimant is yet to provide me with a copy of the agreement and to date only sent one bill with new charges on.

Therefore the Claimant is to provide strict proof to:

(a) show how the Defendant has entered into a Agreement/ Contract;

and

(b) show and evidence the nature of breach.

(c) show how the Claimant has reached the amount claimed for.

Subject to the above, should the alleged amount claimed include an early termination charge(s) amounting to the total balance of the remaining contract, OFCOM guidance clearly states that any Early Termination Charge, that is made up of the entire balance of the remaining contract, is unlikely to be fair, as it fails to take into account the fact that the provider no longer has to provide and pay for their service.

4.Disclosures
So far the claimant has not complied with my CPR 31.14 request and has not disclosed a true executed copy of the agreement/contract nor have they showed evidence of the breach/default.

Statement of Truth

I, xxxxx, the Defendant, believe the facts stated within this Witness Statement to be true.

Signed: xxxx

Dated: 25th April 2019

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looks ok

if andy pops in to check it else send it.

use 1st class with free POP 

don't forget to copy to sols

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Fine not really much you could state...and if they have not served you with their statement and disclosures I would add that in also at 4..

 

Andy

We could do with some help from you.

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I thought you had already received Notice of Allocation and trial date Dave...post#28 ?

We could do with some help from you.

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No Andy that was just to say that the judge has considered the statements of the dq filed and allocated it to the small claims track.

It said upon compliance with paragraph 1 (witness statements) it would then allocate a time and date.

We still have not received a witness statement from JC so I dont see how they can let it go ahead as it states that failure to comply would lead to it being struck out.

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well moriarty never turn up anyway so should be a walk in the park win for you anyway.

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

What dates must you both file and exchange statements by ?

We could do with some help from you.

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Excellent ...give the court a ring and enquire if the claimant has filed its statement and disclosures..inform them you have not received anything and as per the court directions the claimants case should be struck out for failing to comply.

We could do with some help from you.

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Rang the court. Apparently they have lodge a witness statement with them and the receptionist has said that we would need to email the courts with case number etc and explain that they have failed to comply with the paragraph and disclose witness statement to myself

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Not ideal..they have partially complied....although failed to serve you....still its worth getting a note put on the file that they have done this and you have had to compile a draft statement in the absence of thiers and  without  standard disclosure form the claimants.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

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Claim No. xxxxx

BETWEEN:
Claimant:
JC INTERNATIONAL ACQUISITIONS LLC

AND

Defendant:
xxxxxx

I xxxx, being the Defendant in this case would like to bring to the judges attention the following:

1) I believe that the claimant in this case has failed to comply with paragraph 1 of the notice of allocation to the small claims track (hearing) dated 26 March 2019.

I have not received any witness statements nor any other evidence which they rely upon.

2) as stated in paragraph 2 of the notice of allocation to the small claims track (hearing) dated 26th March 2019 failure to comply with paragraph 1 that failure to do as ordered the case will be struck out.

Statement of Truth

I, xxxx, the Defendant, believe the facts stated within this Statement to be true.

Signed:

Dated: 08 May 2019

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Insert the relevant CPR Dave which you rely on.....Pursuant to....

 

CPR 3.8 (1)

 

https://www.justice.gov.uk/courts/procedure-rules/civil/rules/part03#3.8

We could do with some help from you.

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