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Abbey Payment Care Mis-sold and now sits with Royal London books

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Hi,

 

I took out a mortgage with Abbey National in June 2003 and I was advised by the in branch adviser that it would be wise to take the paymentcare policy with the remortgage and additional loan which was added to the mortgage.

 

I have been paying this every month at a cost of £52.55

- which by my calculations means I have paid £9511.55 to date.

 

My issue is that I didn't actually require this insurance at the time of remortgage but the adviser stressed that it would be "very helpful" to my application.

Wishing to get the loan agreed I took the paymentcare insurance out.

 

The reason I didn't need it was because I would receive 6 months full pay from work if I was sick, followed by another discretionary 18 months at full pay if required. I also had life insurance with my employer 4 x annual salary so my loan obligations in case of sickness or death would be met.

 

This original mortgage was paid in full when I sold the property.

 

Would someone be able to advise whether I have reason for a claim and if so where do I start?

 

Many thanks for your help.

Edited by dx100uk
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Ppi missold. Start a claim.

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Have you still got all the paperwork?

And it would be +8% stat int too on top


PLEASE DONT HIT QUOTE IF THE LAST POST IS THE ONE YOU ARE REPLYING TOO.

MAKES A THREAD TWICE AS LONG TO SCROLL THROUGH!

please do not post jpg images directly to a topic..USE PDF ....READ UPLOAD.

 

WE CAN'T GIVE ADVICE BY PM - IF YOU SEND ME A LINK TO YOUR THREAD - I WILL BE HAPPY TO OFFER HELP THERE

Single Premium PPI Q&A Read Here

Reclaim mis-sold PPI Read Here

Reclaim Bank Account, Loan & Credit Card Charges Read Here

The CAG Interest Tutorial Read Here

spreadsheets 

 

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