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Claim on my mortgage 6 or 12 years?


Zola
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Hi I have just read, but do not know if it is correct that claiming from a mortgage company the claim can go back 12 years insted of just the 6.

Could anyone let me know if this is right :? .

 

Cheers

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You can claim 12 years if the charge was added to the secured debt - ie if charges were added to the overall secured amount and 6 years for ERC's - have a look in the mortgages forum - there are quite a few claims at different stages.

 

http://www.consumeractiongroup.co.uk/forum/mortgage-companies/

 

Good Luck

Consumer Health Forums - where you can discuss any health or relationship matters.

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Thanks Gizmo, will take a wonder over and have a look.

HSBC Prelim sent 7/8 for £1062 -

Give me my money!!

LBA sent 16/8 (thanks to Debs77!!)

Offer received 24/8 £995 - accepted

 

Nationwide Prelim sent 5/9 for £3090.50

Nothing heard - LBA sent 20/9

Letter received telling us to go bank elsewhere if we are not happy - We will when we get our money thanks!

MCOL filed 8/11

Part payments received 16/11

Notice to defend 17/11

Link to post
Share on other sites

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