Capital Contribution Order chasing after six years***Resolved***

[Swill26]

Thanks dx100uk

[honeybee13]

Well done, that's great news for you.

 

Please donate if you can.

 

HB

[Swill26]

Definitely will donate. This site really did put me in the right direction and gave me some hope to fight and keep going.

Edited June 15, 2018 by Swill26

[honeybee13]

That's great to hear, it's what we're here for.

 

HB

[dx100uk]

Great win

And great you bothered..

Unlike all the others

To actually update us.

 

Its always the way once it goes to robbersway

 

A local here blindly paid them £17k in a lump sum in feb

 

Met him in april

Well no i was nosey as i overheard them at a hawking meet i was at

 

He phoned the LLA

They knew NOTHING about the payment

 

Took till mid may to get obly the money back no interest!!

 

Issued a ordinary cause against them for 8% int since date of payment

They coughed and we got £90 loss of days pay..

 

Ruddy fleecing robbersway!!

[Swill26]

Will I ever recommend anyone to apply for legal aid grant? NO!

-It's a loan not a grant, its a repayable debt and bit misleading with words GRANT.

 

It would probably be cheaper to pay yourself, shop around for value for money Solicitor, The Bar Pro Bono , Law Centres other alternatives etc.

 

-No if you do not want a debt hanging over you years after.

 

-NO if you do not want a surprise demand for payment chased by debt collectors.

 

-No if you a home owner and have equity more than 30k.

 

-Check how much equity in your property BEFORE you apply and

get high street estate agent valuation keep it as evidence in case you are challenged later.

 

-No if later you do not want to be chased by aggressive ROSENDALES/bailiffs-

chasing for debt, threatening you with home visits, threatening to remove goods and enforcing a charging order on your property.

 

-YES ONLY if there IS no other alternative for you to cover cost YOURSELF.

 

-Workout your liability to pay under income base and under CAPITAL CONTRIBUTION ORDER.

 

-Shop around for value for money solicitor, get a written quote for likely cost in advance-you do not want nasty surprise bill.

 

I learn the hard way.

[Swill26]

I learnt the hard way, please do not assume that legal aid is free, and do ask for written

quotation of likely cost for your case in advance regardless self funded or legal aid.

 

After all you may end up paying it all back so it is in your interest to find out and question everything.

 

Legal firms use Legal aid as licence to charge and claim high

cost without informing the client how much all unnecessary appointments they offer so

frequently, every call, every letter all are billed to LAA on your behalf. Legal firms may indicate 'it's all taken care of, you don't need to worry about the cost and not inform the client of their actual fees, keeping the client in dark, until later when final defence cost is finally submitted and you get a nasty surprise bill. DO NOT BE DECEIVED.

 

Which is wrong, they have the legal duty to fully explain to you their fees and how

LLA grant works i.e income contribution and capital contribution and if you are liable and most importantly the collection methods used by LAA which no one tells you, is the most nasty part of it all. Debt collectors chasing or rather hunting you, its like out of the frying pan into the fire....most horrible feelings WORSE THAN BANKS AND LOAN SHARKS MAYBE.