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Swill26

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About Swill26

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  1. I learnt the hard way, please do not assume that legal aid is free, and do ask for written quotation of likely cost for your case in advance regardless self funded or legal aid. After all you may end up paying it all back so it is in your interest to find out and question everything. Legal firms use Legal aid as licence to charge and claim high cost without informing the client how much all unnecessary appointments they offer so frequently, every call, every letter all are billed to LAA on your behalf. Legal firms may indicate 'it's all taken care of, you don't need to worr
  2. Will I ever recommend anyone to apply for legal aid grant? NO! -It's a loan not a grant, its a repayable debt and bit misleading with words GRANT. It would probably be cheaper to pay yourself, shop around for value for money Solicitor, The Bar Pro Bono , Law Centres other alternatives etc. -No if you do not want a debt hanging over you years after. -NO if you do not want a surprise demand for payment chased by debt collectors. -No if you a home owner and have equity more than 30k. -Check how much equity in your property BEFORE you apply and get high street e
  3. Definitely will donate. This site really did put me in the right direction and gave me some hope to fight and keep going.
  4. Hi I am pleased to inform you that LLA after complaints and sending evidence of valuation of my house for 2010, have now accepted my liability to pay CCO is nill. I thank you for your kind support and guiding on this thread/forum, where I learnt previous case and followed steps and advise given. Thank you for lending a listening ear. IT WAS VERY FRUSTRATING 6 MONTHS. I appreciate your kind support. Priced out of justice......VICTORY......
  5. I took your advise and dealt in writing only. Thanks, will try.
  6. For ease of reading re posting earlier post as unable to edit, sorry!. Sorry for a long period of silence, Ive been frustrated with letters back and forth from LLA and rosendale. After following the stage 1 and 2 complaint procedure, the LAA still insists I am liable under the CCO as my property have more equity after rosendale did further investigation than the figures I wrote my property was worth at the time of legal aid application. As for LLA providing the copy of my legal aid application, they say 'they cannot provide as after 3 years the courts destroys the applications'
  7. Sorry for a long period of silence. After following the stage 1 and 2 complaint procedure, the LAA still insists I am liable under the CCO as my property have more equity after rosendale did further investigation than the figures I wrote my property was worth at the time of legal aid application. As for LLA providing the copy of my legal aid application, they say 'can not provide as after 3 years the courts destroys the applications'.:shock Yet to review my liability I was given 28 days to provide evidence, a mortgage statement for 2010 and two high street estate agents valuation for th
  8. Hi, For only peace of mind, I posted a complaint letter and in which informed ROSENDALE that I was have made a complaint to LLA directly and would like to deal them directly as the debt owners, Why is it taken 7 years for the first ever notice to be sent? And finally, any contact should be in writing by post only. However, instead of replying to my complaint a few days later, they've posted notice of INTENTION to enforce contribution order UNLESS a suitable payment is made in next 7 DAYS. And no reply yet to my complaint email sent to LLA either. Feeling frustrat
  9. Hi, I've emailed stage 1 complaint to legal aid. Should I also write to Rossendale? I do not want them harassing me about not replying within 28 days or coming to my door.
  10. Thanks for that, I've taken added relevant points and letter as a template to use for my own situation.
  11. Yes, I have a mortgage in my sole name, with equity. I have 2 dependent kids, so should the equity be divided into 3 parts?
  12. I never knew the cost of the legal team could ever mount to this much, no one explained to me at the time, I would never have got a solicitor at all. I had no knowledge of the fees until now, the projected cost was never discussed or made known to me by the soliciting firm.
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